EXYGO
ActiveSummary
EXYGO has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €438k and a net result of €36k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 80% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▼-6
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 6.53 against 7.37 in 2024; short-term debt: 15.3% and cash: 0.7% of total assets), and 15.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.7%
Return on assets
6.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
69 d late
2023
69 d late
2022
59 d late
2021
80 d late
2020
93 d late
2019
59 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€438k=
2024 · €438k
2018: €189klowest in 8 years
2019: €253k▲ +33.7% vs 2018
2020: €309k▲ +21.9% vs 2019
2021: €390k▲ +26.2% vs 2020
2022: €438k▲ +12.4% vs 2021highest in 8 years
2023: €381k▼ -13.1% vs 2022
2024: €438k▲ +15.0% vs 2023
2025: €438k● 0.0% vs 2024
2018 → 2025
Total assets
€516k▲ 2.2%
2024 · €505k
2018: €257klowest in 8 years
2019: €307k▲ +19.1% vs 2018
2020: €365k▲ +19.0% vs 2019
2021: €464k▲ +27.1% vs 2020
2022: €510k▲ +10.0% vs 2021
2023: €471k▼ -7.7% vs 2022
2024: €505k▲ +7.3% vs 2023
2025: €516k▲ +2.2% vs 2024highest in 8 years
2018 → 2025
Net result
€36k▼ 37.0%
2024 · €57k
2018: €46k
2019: €89k▲ +93.7% vs 2018highest in 8 years
2020: €81k▼ -9.3% vs 2019
2021: €81k▲ +0.6% vs 2020
2022: €48k▼ -40.1% vs 2021
2023: €71k▲ +45.7% vs 2022
2024: €57k▼ -19.4% vs 2023
2025: €36k▼ -37.0% vs 2024lowest in 8 years
2018 → 2025
Working capital
€436k▲ 1.0%
2024 · €432k
2018: €183klowest in 8 years
2019: €249k▲ +36.0% vs 2018
2020: €303k▲ +21.4% vs 2019
2021: €377k▲ +24.5% vs 2020
2022: €416k▲ +10.3% vs 2021
2023: €371k▼ -10.8% vs 2022
2024: €432k▲ +16.5% vs 2023
2025: €436k▲ +1.0% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€390k-€438k▲ 12.4%€381k▼ 13.1%€438k▲ 15.0%€438k=
2021: €390k
2022: €438k▲ +12.4% vs 2021highest in 5 years
2023: €381k▼ -13.1% vs 2022lowest in 5 years
2024: €438k▲ +15.0% vs 2023
2025: €438k● 0.0% vs 2024
Operating result€101k-€53k▼ 47.8%€87k▲ 64.8%€67k▼ 23.5%€36k▼ 46.3%
2021: €101khighest in 5 years
2022: €53k▼ -47.8% vs 2021
2023: €87k▲ +64.8% vs 2022
2024: €67k▼ -23.5% vs 2023
2025: €36k▼ -46.3% vs 2024lowest in 5 years
Net result€81k-€48k▼ 40.1%€71k▲ 45.7%€57k▼ 19.4%€36k▼ 37.0%
2021: €81khighest in 5 years
2022: €48k▼ -40.1% vs 2021
2023: €71k▲ +45.7% vs 2022
2024: €57k▼ -19.4% vs 2023
2025: €36k▼ -37.0% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 46% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €516k
Fixed assets
€2k ▼ 73.1%
Current assets
€515k ▲ 3.1%
Equity and liabilities €516k
Equity
€438k =
Debt
€79k ▲ 16.3%
Debt's share of the balance-sheet total rises from 13.4% to 15.3%. Debt is higher.
Key figures and ratios
EBITDA
€40k▼
2024 · €71k
Cash flow
€40k▼
2024 · €61k
Current ratio
6.53▼
2024 · 7.37
Debt to equity
0.18▲
2024 · 0.15
ROE
8.2%▼
2024 · 13.0%
ROA
6.9%▼
2024 · 11.3%
Interest coverage
16.50▼
2024 · 44.76
Debt ≤ 1 year
€79k▲
2024 · €68k
Income taxes
€13k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€505k€516k▲
Fixed assets21/28€6k€2k▼
Tangible fixed assets22/27€6k€2k▼
Plant, machinery and equipment23€1k€164▼
Furniture and vehicles24€5k€1k▼
Current assets29/58€499k€515k▲
Amounts receivable after more than one year29€382k€382k=
Other amounts receivable291€382k€382k=
Amounts receivable within one year40/41€47k€45k▼
Trade receivables40€18k€0▼
Other amounts receivable41€29k€45k▲
Cash at bank and in hand54/58€2k€3k▲
Deferred charges and accrued income490/1€68k€84k▲
Equity and liabilities
Total equity and liabilities10/49€505k€516k▲
Equity10/15€438k€438k=
Contributions10/11€19k€19k=
Reserves13€399k€399k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k-
Other1319-€2k
Distributable reserves133€397k€397k=
Profit (loss) carried forward14€20k€20k=
Amounts payable17/49€68k€79k▲
Amounts payable within one year42/48€68k€79k▲
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€63k€41k▼
Taxes450/3€63k€41k▼
Other amounts payable47/48-€36k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€1k€2k▲
Gross operating margin9900€72k€42k▼
Operating profit (loss)9901€67k€36k▼
Financial income75/76B€16k€16k=
Recurring financial income75€16k€16k=
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€81k€49k▼
Income taxes67/77€24k€13k▼
Profit (loss) for the period9904€57k€36k▼
Profit (loss) for the period to be appropriated9905€57k€36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€77k€56k▼
Profit (loss) brought forward from the previous period14P€20k€20k=
Transfer to equity691/2€57k-
To other reserves6921€57k-
Profit to be distributed694/7-€36k
Return on contributions (dividend)694-€36k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €4k | €4k | €4k | €4k | = |
| Other operating charges640/8 | €453 | €848 | €4k | €1k | €2k | ▲ 29.1% |
| Gross operating margin9900 | €106k | €58k | €96k | €72k | €42k | ▼ 42.1% |
| Operating profit (loss)9901 | €101k | €53k | €87k | €67k | €36k | ▼ 46.3% |
| Financial income75/76B | €14k | €17k | €16k | €16k | €16k | = |
| Recurring financial income75 | €14k | €17k | €16k | €16k | €16k | = |
| Financial charges65/66B | €1k | €1k | €2k | €2k | €2k | ▲ 53.2% |
| Recurring financial charges65 | €1k | €1k | €2k | €2k | €2k | ▲ 53.2% |
| Profit (loss) for the period before taxes9903 | €114k | €68k | €101k | €81k | €49k | ▼ 39.3% |
| Income taxes67/77 | €33k | €20k | €30k | €24k | €13k | ▼ 44.7% |
| Profit (loss) for the period9904 | €81k | €48k | €71k | €57k | €36k | ▼ 37.0% |
| Profit (loss) for the period to be appropriated9905 | €81k | €48k | €71k | €57k | €36k | ▼ 37.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €464k | €510k | €471k | €505k | €516k | ▲ 2.2% |
| Fixed assets21/28 | €17k | €23k | €10k | €6k | €2k | ▼ 73.1% |
| Tangible fixed assets22/27 | €17k | €23k | €10k | €6k | €2k | ▼ 73.1% |
| Plant, machinery and equipment23 | €17k | €3k | €2k | €1k | €164 | ▼ 85.7% |
| Furniture and vehicles24 | - | €20k | €8k | €5k | €1k | ▼ 70.0% |
| Current assets29/58 | €446k | €487k | €461k | €499k | €515k | ▲ 3.1% |
| Amounts receivable after more than one year29 | €312k | €382k | €382k | €382k | €382k | = |
| Other amounts receivable291 | €312k | €382k | €382k | €382k | €382k | = |
| Amounts receivable within one year40/41 | €92k | €67k | €17k | €47k | €45k | ▼ 5.1% |
| Trade receivables40 | €21k | €15k | €17k | €18k | €0 | ▼ 100% |
| Other amounts receivable41 | €71k | €52k | - | €29k | €45k | ▲ 55.2% |
| Cash at bank and in hand54/58 | €20k | €177 | €8k | €2k | €3k | ▲ 115% |
| Deferred charges and accrued income490/1 | €22k | €37k | €53k | €68k | €84k | ▲ 23.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €464k | €510k | €471k | €505k | €516k | ▲ 2.2% |
| Equity10/15 | €390k | €438k | €381k | €438k | €438k | = |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €351k | €399k | €342k | €399k | €399k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | - | - |
| Other1319 | - | - | - | - | €2k | - |
| Distributable reserves133 | €349k | €397k | €340k | €397k | €397k | = |
| Profit (loss) carried forward14 | €20k | €20k | €20k | €20k | €20k | = |
| Amounts payable17/49 | €74k | €72k | €90k | €68k | €79k | ▲ 16.3% |
| Amounts payable after more than one year17 | €5k | €937 | - | - | - | - |
| Financial debts170/4 | €5k | €937 | - | - | - | - |
| Amounts payable within one year42/48 | €70k | €71k | €90k | €68k | €79k | ▲ 16.3% |
| Current portion of amounts payable after more than one year42 | €4k | €4k | €937 | - | - | - |
| Trade debts44 | €2k | €8k | €15k | €5k | €2k | ▼ 54.4% |
| Suppliers440/4 | €2k | €8k | €15k | €5k | €2k | ▼ 54.4% |
| Taxes, remuneration and social security45 | €64k | €59k | €74k | €63k | €41k | ▼ 35.1% |
| Taxes450/3 | €64k | €59k | €74k | €63k | €41k | ▼ 35.1% |
| Other amounts payable47/48 | - | - | €134 | - | €36k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €81k | €48k | €71k | €57k | €36k | ▼ 37.0% |
| + Depreciation and write-downs630 | €4k | €4k | €4k | €4k | €4k | = |
| Operating cash flow (approximation) | €85k | €53k | €75k | €61k | €40k | ▼ 34.4% |
| Investment in fixed assets (approximation) | - | €-10k | €9k | €0 | €0 | - |
| Change in cash | - | €-20k | €8k | €-7k | €2k | ▲ 127% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €36k ▼37%
Net result drops to €36k, the lowest in the series.
08-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 69 days late
2024
08-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 69 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
19-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 80 days late
2021
01-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 93 days late
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
2019
31-12
Financial
Highest result since 2018net €89k ▲93.7%
Operating result €115k, net result €89k, both a record.
31-12
Financial
Equity above €200kEq €253k ▲33.7%
2 profitable years in a row build equity to €253k.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 364 days late
2018
16-03
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 228 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blankenberge · 1 establishment unit since 2003
Ground area
1,898 m²
Building footprint
1,842 m²
Volume, LiDAR
34,833 m³
Parcel 31602A0859/00Z021, Flanders · tallest building 37.0 m, ±7 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Exygo
since 20032.125.175.572
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31602A0859/00Z021 | Flanders | 1,898 m² | 1 · 1,842 m² | 37.0 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HVE CONSULT
BE 0800.637.010
Waterloo · Eq €437,715
OUBARO
BE 0473.919.333
Damme · Eq €438,007
FROOMLE
BE 0654.854.720
Antwerpen · Eq €437,094
INTELLI CONSULTING SERVICES
BE 0844.336.104
Hoeilaart · Eq €438,543
Abstractive
BE 0652.625.304
Aalst · Eq €436,665
Of 16,879 companies in sector 62100 we hold annual accounts for 8,771. 5,681 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded26-12-1991
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
Contact
E-mail
fabrice.fleck@gmail.comBlankenberge
Scores and ratios are computed by Checked and are not a credit decision.