EXTERNUS
ActiveEXTERNUS has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €-6k. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 61% of 982 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▼-13
Solvency81=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.26 against 0.92 in 2024; short-term debt: 41% and cash: 40.6% of total assets), and 44.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.6%
Return on assets
-9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-05-2026, 70 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
70 d early
2024
112 d early
2023
33 d early
2022
24 d early
2021
19 d late
2020
5 d early
2019
17 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€39k▼ 13.9%
2024 · €45k
2018: €31k
2019: €32k
2020: €38k
2021: €42k
2022: €44k
2023: €46k
2024: €45k
2018 → 2025
Total assets
€69k▼ 12.7%
2024 · €79k
2018: €92k
2019: €97k
2020: €91k
2021: €102k
2022: €100k
2023: €146k
2024: €79k
2018 → 2025
Net result
€-6k
2024 · €1k
2018: €1k
2019: €807
2020: €8k
2021: €5k
2022: €4k
2023: €5k
2024: €1k
2018 → 2025
Working capital
€7k
2024 · €-2k
2018: €11k
2019: €6k
2020: €9k
2021: €1k
2022: €8k
2023: €1k
2024: €-2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€44k▲ 5.1%€46k▲ 3.5%€45k▼ 2.5%€39k▼ 13.9%
Operating result€8k-€7k▼ 15.9%€7k▲ 5.0%€2k▼ 71.8%€-6k
Net result€5k-€4k▼ 31.3%€5k▲ 22.2%€1k▼ 69.6%€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €2k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €69k
Fixed assets
€33k▼ 35.1%
Current assets
€36k▲ 28.6%
Equity and liabilities €69k
Equity
€39k▼ 13.9%
Debt
€31k▼ 11.2%
The debt ratio rises from 43.6% to 44.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€16k▼
2024 · €28k
Cash flow
€16k▼
2024 · €27k
Solvency
55.6%▼
2024 · 56.4%
Current ratio
1.26▲
2024 · 0.92
Quick ratio
1.26▲
2024 · 0.92
Debt / equity
0.80▲
2024 · 0.77
ROE
-16.2%▼
2024 · 3.1%
ROA
-9.0%▼
2024 · 1.8%
Interest coverage
148.68▲
2024 · 42.94
Debt
€31k▼
2024 · €35k
Debt ≤ 1 year
€28k▼
2024 · €30k
Income taxes
€141▼
2024 · €404
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€79k€69k▼
Fixed assets21/28€52k€33k▼
Tangible fixed assets22/27€52k€33k▼
Plant, machinery and equipment23€14k€10k▼
Furniture and vehicles24€38k€24k▼
Current assets29/58€28k€36k▲
Stocks and contracts in progress3€115€0▼
Stocks30/36€115€0▼
Amounts receivable within one year40/41€12k€3k▼
Trade receivables40€9k€879▼
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€12k€28k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€79k€69k▼
Equity10/15€45k€39k▼
Contributions10/11€19k€19k=
Reserves13€26k€26k=
Distributable reserves133€26k€26k=
Profit (loss) carried forward14€664€-6k▼
Amounts payable17/49€35k€31k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€30k€28k▼
Current portion of amounts payable after more than one year42€6k€0▼
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€492€531▲
Taxes450/3€492€531▲
Other amounts payable47/48€19k€25k▲
Accrued charges and deferred income492/3€4k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€6k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€23k▼
Other operating charges640/8€562€1k▲
Non-recurring operating charges66A-€495
Gross operating margin9900€28k€18k▼
Operating profit (loss)9901€2k€-6k▼
Financial income75/76B€369€231▼
Recurring financial income75€369€231▼
Financial charges65/66B€644€110▼
Recurring financial charges65€644€110▼
Profit (loss) for the period before taxes9903€2k€-6k▼
Income taxes67/77€404€141▼
Profit (loss) for the period9904€1k€-6k▼
Profit (loss) for the period to be appropriated9905€1k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€-6k▼
Profit (loss) brought forward from the previous period14P€2k€664▼
Transfer from equity791/2€807€0▼
Transfer to equity691/2€1k€0▼
To other reserves6921€1k€0▼
Profit to be distributed694/7€3k€0▼
Return on contributions (dividend)694€3k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-6k ▼546%
Net result drops to €-6k, the lowest in the series.
10-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €8k ▲946%
Operating result €11k, net result €8k, both a record.
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoutleeuw · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jan van Heelustraat 163440 ZoutleeuwGround area
3,052 m²
Building footprint
745 m²
Volume, LiDAR
4,241 m³
Parcel 24037A0001/00F000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EXTERNUS
since 20052.145.922.684
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24037A0001/00F000 | Flanders | 3,052 m² | 1 · 745 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
I-GS
BE 0797.121.353
Hamme (Vl.) · Eq €39k
Sem Infra
BE 0743.657.725
Gent · Eq €39k
BESTRATINGEN GEBR. LAMBERTS
BE 0477.966.213
Brecht · Eq €38k
Sneyders grond- en wegenwerken
BE 1016.035.408
Beerse · Eq €39k
MIKOS CONSTRUCTION
BE 0760.768.030
Wezembeek-Oppem · Eq €40k
Of 2,327 companies in sector 42110 we hold annual accounts for 1,097. 627 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2005
Fiscal year end31-12
Activities, NACEBEL
42110Construction of roads and motorways
45230
01410Raising of dairy cattle
43320Joinery installation
45422
71111Activities of building architects
74201Photography, excluding press photography
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.