EXSAFISC
ActiveEXSAFISC has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €88k and a net result of €41k. Equity is growing by ~79.5% per year across the filed fiscal years. Its solvency ranks better than 93% of 15369 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
100
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+1
Growth78=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 14.49 against 2.44 in 2023), and 6.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
35 d early
2022
35 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€88k▲ 85.8%
2023 · €47k
2022: €13k
2023: €47k
2022 → 2024
Total assets
€94k▲ 23.5%
2023 · €76k
2022: €24k
2023: €76k
2022 → 2024
Net result
€41k▲ 19.6%
2023 · €35k
2022: €11k
2023: €35k
2022 → 2024
Working capital
€84k▲ 102%
2023 · €42k
2022: €7k
2023: €42k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€13k-€47k▲ 273%€88k▲ 85.8%
Operating result€15k-€48k▲ 228%€57k▲ 19.3%
Net result€11k-€35k▲ 224%€41k▲ 19.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 19% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €94k
Fixed assets
€4k▼ 34.5%
Current assets
€90k▲ 28.1%
Equity and liabilities €94k
Equity
€88k▲ 85.8%
Debt
€6k▼ 78.4%
The debt ratio falls from 38.0% to 6.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€59k▲
2023 · €49k
Cash flow
€43k▲
2023 · €36k
Solvency
93.4%▲
2023 · 62.0%
Current ratio
14.49▲
2023 · 2.44
Quick ratio
14.49▲
2023 · 2.44
Debt / equity
0.07▼
2023 · 0.61
ROE
47.1%▼
2023 · 73.2%
ROA
44.0%▼
2023 · 45.4%
Interest coverage
1418.67▲
2023 · 439.96
Debt
€6k▼
2023 · €29k
Debt ≤ 1 year
€6k▼
2023 · €29k
Income taxes
€16k▲
2023 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€76k€94k▲
Fixed assets21/28€6k€4k▼
Tangible fixed assets22/27€6k€4k▼
Furniture and vehicles24€6k€4k▼
Current assets29/58€71k€90k▲
Amounts receivable within one year40/41€3k€72k▲
Trade receivables40€3k€15k▲
Other amounts receivable41-€57k
Cash at bank and in hand54/58€66k€17k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€76k€94k▲
Equity10/15€47k€88k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€45k€86k▲
Amounts payable17/49€29k€6k▼
Amounts payable within one year42/48€29k€6k▼
Trade debts44€61€167▲
Suppliers440/4€61€167▲
Taxes, remuneration and social security45€28k€6k▼
Taxes450/3€25k€6k▼
Remuneration and social security454/9€4k-
Other amounts payable47/48€761-
Accrued charges and deferred income492/3-€16
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€1k
Other operating charges640/8€63€63=
Gross operating margin9900€49k€60k▲
Operating profit (loss)9901€48k€57k▲
Financial charges65/66B€112€42▼
Recurring financial charges65€112€42▼
Profit (loss) for the period before taxes9903€48k€57k▲
Income taxes67/77€13k€16k▲
Profit (loss) for the period9904€35k€41k▲
Profit (loss) for the period to be appropriated9905€35k€41k▲
Appropriation of the result
Profit (loss) to be appropriated9906€45k€87k▲
Profit (loss) brought forward from the previous period14P€11k€45k▲
Profit to be distributed694/7-€833
Return on contributions (dividend)694-€833
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €41k ▲19.6%
Operating result €57k, net result €41k, both a record.
31-12
Financial
Liquidity times 6current ratio 14.49
Current ratio from 2.44 to 14.49; short-term debt falls from €29k to €6k.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Baudoux 376043 CharleroiGround area
610 m²
Building footprint
51 m²
Volume, LiDAR
489 m³
Parcel 52058B0148/00T003, Wallonia · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
EXSAFISC
since 20222.338.832.524
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52058B0148/00T003 | Wallonia | 610 m² | 1 · 51 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,122 companies in sector 69201 we hold annual accounts for 7,601. 6,393 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-11-2022
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:sandro.mastrogiovanni@exsafisc.be
Phone:+32476368015
E-mail:sandro.mastrogiovanni@hotmail.com