EXPRESSI
ActiveSummary
The computed 12-month bankruptcy probability of EXPRESSI is 2.0% (moderate). The 2025 annual accounts show equity of €130,135 and a net result of €731. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 13874 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Limited-service restaurants, excluding mobile food services
NACE 56112NACE 55302Limited-service restaurants NACE 56102
1 site
How big
€132,118total assets 2025
- Equity
- €130,135
- Profit
- €731
Who decides
Accounts 56 d early0 of 8 deeds read
Why 78- Higher-failure-rate sector- Higher-failure-rate region+ Long track record+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 56.64 against 47.59 in 2024; short-term debt: 1.5% and cash: 54.5% of total assets), and 1.5% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.5%
Return on assets
0.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
76 d early
2023
55 d early
2022
48 d early
2021
48 d early
2020
65 d late
2019
151 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Financials
Fiscal year 2025Total assets €132,118Profit €731Solvency 98.5%Liquidity 56.64
Turnover
€138,649
2019
Net result
€731▼ 53.5%
2018 - 2025
Equity
€130,135▲ 0.6%
2018 - 2025
Solvency
98.5%▲ 0.4pp
2018 - 2025
Financials · fiscal year 2025, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€29,749▲ 970%€3,711▼ 87.5%€8,803▲ 137%€5,006▼ 43.1%€2,139▼ 57.3%
Net result€34,668above the sector's middle half€3,607within the sector's middle half▼ 89.6%€2,181within the sector's middle half▼ 39.5%€1,573within the sector's middle half▼ 27.9%€731within the sector's middle half▼ 53.5%
EBIT margin
Equity€122,043above the sector's middle half▲ 39.7%€125,650above the sector's middle half▲ 3.0%€127,831above the sector's middle half▲ 1.7%€129,403above the sector's middle half▲ 1.2%€130,135above the sector's middle half▲ 0.6%
Total assets€136,069within the sector's middle half▲ 35.0%€128,559within the sector's middle half▼ 5.5%€131,105within the sector's middle half▲ 2.0%€131,969within the sector's middle half▲ 0.7%€132,118within the sector's middle half▲ 0.1%
Debt€8,973▲ 6.9%€2,909▼ 67.6%€3,274▲ 12.5%€2,566▼ 21.6%€1,983▼ 22.7%
Working capital€112,448above the sector's middle half▲ 48.9%€115,533above the sector's middle half▲ 2.7%€123,532above the sector's middle half▲ 6.9%€119,546above the sector's middle half▼ 3.2%€110,348above the sector's middle half▼ 7.7%
Solvency89.7%above the sector's middle half▲ 3.0pp97.7%above the sector's middle half▲ 8.0pp97.5%above the sector's middle half▼ 0.2pp98.1%above the sector's middle half▲ 0.6pp98.5%above the sector's middle half▲ 0.4pp
Current ratio13.53above the sector's middle half▲ 3.5340.71above the sector's middle half▲ 27.1838.73above the sector's middle half▼ 1.9847.59above the sector's middle half▲ 8.8656.64above the sector's middle half▲ 9.05
Return on assets (ROA)25.5%above the sector's middle half▲ 25.5pp2.8%within the sector's middle half▼ 22.7pp1.7%within the sector's middle half▼ 1.1pp1.2%within the sector's middle half▼ 0.5pp0.6%within the sector's middle half▼ 0.6pp
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 57% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €132,118
Fixed assets
€19,787 ▲ 101%
Current assets
€112,331 ▼ 8.0%
Equity and liabilities €132,118
Equity
€130,135 ▲ 0.6%
Debt
€1,983 ▼ 22.7%
Debt's share of the balance-sheet total falls from 1.9% to 1.5%. Equity is higher and debt is lower.
Key figures and ratios
Key figures and ratios
EBITDA
€4,705▼
2024 · €7,704
Cash flow
€3,297▼
2024 · €4,271
Quick ratio
50.38▲
2024 · 42.80
Debt to equity
0.02▼
2024 · 0.02
ROE
0.6%▼
2024 · 1.2%
Interest coverage
61.49▼
2024 · 76.51
Debt ≤ 1 year
€1,983▼
2024 · €2,566
Income taxes
€1,332▼
2024 · €3,333
Staff costs
€13▼
2024 · €27,405
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,040 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,040 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €7,638 | €57,318 | €54,213 | €27,405 | €13 | ▼ 100.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,480 | €6,086 | €5,818 | €2,698 | €2,566 | ▼ 4.9% |
| Other operating charges640/8 | €6 | - | €963 | €2,400 | - | - |
| Non-recurring operating charges66A | - | - | €3,642 | - | - | - |
| Gross operating margin9900 | €38,873 | €67,115 | €73,439 | €37,509 | €4,717 | ▼ 87.4% |
| Operating profit (loss)9901 | €29,749 | €3,711 | €8,803 | €5,006 | €2,139 | ▼ 57.3% |
| Financial income75/76B | - | - | - | - | €1 | - |
| Recurring financial income75 | - | - | - | - | €1 | - |
| Financial charges65/66B | -€4,919 | €104 | €113 | €101 | €77 | ▼ 24.0% |
| Recurring financial charges65 | -€4,919 | €104 | €113 | €101 | €77 | ▼ 24.0% |
| Profit (loss) for the period before taxes9903 | €34,668 | €3,607 | €8,689 | €4,905 | €2,063 | ▼ 57.9% |
| Income taxes67/77 | - | - | €6,509 | €3,333 | €1,332 | ▼ 60.0% |
| Profit (loss) for the period9904 | €34,668 | €3,607 | €2,181 | €1,573 | €731 | ▼ 53.5% |
| Profit (loss) for the period to be appropriated9905 | €34,668 | €3,607 | €2,181 | €1,573 | €731 | ▼ 53.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €136,069 | €128,559 | €131,105 | €131,969 | €132,118 | ▲ 0.1% |
| Fixed assets21/28 | €14,648 | €10,117 | €4,298 | €9,858 | €19,787 | ▲ 101% |
| Tangible fixed assets22/27 | €13,048 | €8,517 | €2,698 | €8,258 | €18,187 | ▲ 120% |
| Furniture and vehicles24 | €13,048 | €8,517 | €2,698 | - | - | - |
| Other tangible fixed assets26 | - | - | - | €8,258 | €18,187 | ▲ 120% |
| Financial fixed assets28 | €1,600 | €1,600 | €1,600 | €1,600 | €1,600 | = |
| Current assets29/58 | €121,421 | €118,442 | €126,806 | €122,111 | €112,331 | ▼ 8.0% |
| Stocks and contracts in progress3 | €2,577 | €4,183 | €8,228 | €12,299 | €12,425 | ▲ 1.0% |
| Stocks30/36 | €2,577 | €4,183 | €8,228 | €12,299 | €12,425 | ▲ 1.0% |
| Amounts receivable within one year40/41 | €86,467 | €35,294 | €38,645 | €36,963 | €27,405 | ▼ 25.9% |
| Trade receivables40 | €50,696 | - | - | - | - | - |
| Other amounts receivable41 | €35,771 | €35,294 | €38,645 | €36,963 | €27,405 | ▼ 25.9% |
| Cash at bank and in hand54/58 | €31,923 | €78,511 | €79,479 | €72,395 | €72,047 | ▼ 0.5% |
| Deferred charges and accrued income490/1 | €454 | €454 | €454 | €454 | €454 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €136,069 | €128,559 | €131,105 | €131,969 | €132,118 | ▲ 0.1% |
| Equity10/15 | €122,043 | €125,650 | €127,831 | €129,403 | €130,135 | ▲ 0.6% |
| Contributions10/11 | €12,200 | €12,200 | €14,060 | €14,060 | €14,060 | = |
| Capital10 | €12,200 | €12,200 | - | - | - | - |
| Issued capital100 | €18,600 | €18,600 | - | - | - | - |
| Uncalled capital101 | €6,400 | €6,400 | - | - | - | - |
| Outside capital11 | - | - | €14,060 | €14,060 | €14,060 | = |
| Other1109/19 | - | - | €14,060 | €14,060 | €14,060 | = |
| Reserves13 | €1,860 | €1,860 | - | - | - | - |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Legal reserve130 | €1,860 | €1,860 | - | - | - | - |
| Profit (loss) carried forward14 | €107,983 | €111,590 | €113,771 | €115,343 | €116,075 | ▲ 0.6% |
| Provisions and deferred taxes16 | €5,053 | - | - | - | - | - |
| Provisions for liabilities and charges160/5 | €5,053 | - | - | - | - | - |
| Major repairs and maintenance162 | €5,053 | - | - | - | - | - |
| Amounts payable17/49 | €8,973 | €2,909 | €3,274 | €2,566 | €1,983 | ▼ 22.7% |
| Amounts payable within one year42/48 | €8,973 | €2,909 | €3,274 | €2,566 | €1,983 | ▼ 22.7% |
| Trade debts44 | €948 | €1,921 | €1,010 | - | €899 | - |
| Suppliers440/4 | €948 | €1,921 | €1,010 | - | €899 | - |
| Taxes, remuneration and social security45 | €2,531 | €988 | €2,264 | €2,566 | €1,084 | ▼ 57.8% |
| Taxes450/3 | €1,431 | €988 | €2,264 | €2,566 | €1,084 | ▼ 57.8% |
| Remuneration and social security454/9 | €1,100 | - | - | - | - | - |
| Other amounts payable47/48 | €5,494 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €34,668 | €3,607 | €2,181 | €1,573 | €731 | ▼ 53.5% |
| + Depreciation and write-downs630 | €1,480 | €6,086 | €5,818 | €2,698 | €2,566 | ▼ 4.9% |
| Operating cash flow (approximation) | €36,148 | €9,693 | €7,999 | €4,271 | €3,297 | ▼ 22.8% |
| Investment in fixed assets (approximation) | - | -€1,555 | €0 | -€8,258 | -€12,495 | ▼ 51.3% |
| Change in cash | - | €46,589 | €968 | -€7,084 | -€348 | ▲ 95.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
CHERIF KAYA
BE 0884.649.007
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MCT GROUP
BE 0640.705.982
Elsene · Eq €130,172
MJ magic
BE 0731.902.414
Steenokkerzeel · Eq €130,086
BELFOOD
BE 0734.403.628
Elsene · Eq €130,069
TRA
BE 0671.560.890
Brussel · Eq €129,917
Of 21,835 companies in this sector we hold annual accounts for 9,786. 7,481 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
15 eventsLatest 05-06-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 40.71
Current ratio from 13.53 to 40.71; short-term debt falls from €8,973 to €2,909.
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €34,668
Net result €34,668 after one loss-making year.
31-12
Financial
Equity above €100,000Eq €122,043 ▲39.7%
Equity rises from €87,375 to €122,043.
04-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 65 days late
2020
31-12
Financial
Weakest financial yearnet -€39
Net result drops to -€39, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 7current ratio 10.00
Current ratio from 1.41 to 10.00; short-term debt falls from €173,061 to €8,394.
29-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 151 days late
Show earlier events
25-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 483 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
17-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 78 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Support & recognitions
1 register with a recognitionFASFC 1 site
FASFC
1
authorised site
Recognitions · licences · registrations
Food safety, FASFC
1 siteAnderlechtunit no. 2.145.828.159
Company details
Private limited company · founded 09-03-2005Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded09-03-2005
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
E-invoicing
Reachable via Peppol
Peppol ID
0208:0872372369
Also
9925:BE0872372369
Registered
19-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2005
Ground area
527 m²
Building footprint
255 m²
Volume, LiDAR
3,097 m³
2 parcels, Brussels · tallest building 16.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
EXPRESSI
since 2005unit no. 2.145.828.159
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21302A0017/00K010 | Brussels | 294 m² | 1 · 109 m² | 16.2 m · 5 fl. |
| 21302A0017/00D007 | Brussels | 232 m² | 1 · 146 m² | 16.7 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Go further with this company
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