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EXPRESS GROUP

Active
Private limited companyfounded 199927 yrs activeKBO/BCE: BE 0465.979.288
Summary

EXPRESS GROUP has been active since 1999 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The 2025 annual accounts show equity of €16k and a net result of €348. Equity is growing by ~20.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
77 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▼-57
Solvency100=
Growth52=
Track record92
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
cash: 30.3% of total assets, and 0% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
raises risk · Recent warning signals
The last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.
Belgian State Gazette
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 27 years 0 30 y
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
100%
Return on assets
2.1%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 28-05-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 d early
2024
5 d early
2023
65 d early
2022
100 d early
2021
49 d late
2020
84 d early
2019
48 d early
← before the deadline after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-10-2026 and is due by 31-05-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-10-2026 close31-05-2027 deadline

Financials · fiscal year 2025, micro schema

Turnover
€676k
EBIT margin
-7.2%
Net result
€348▼ 97.0%
2024 · €12k
2019: €43k 2020: €-28k 2021: €-49k 2022: €-19k 2023: €468k 2024: €12k
2019 → 2025
Working capital
€-773▲ 99.8%
2022 · €-469k
2019: €-376k 2020: €-401k 2021: €-450k 2022: €-469k
2019 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€676k-
Equity€-445k-€-464k▼ 4.2%€4k€16k▲ 264%€16k▲ 2.2%
Operating result€-49k-€-18k▲ 62.5%€468k€12k▼ 97.5%€523▼ 95.6%
Net result€-49k-€-19k▲ 61.8%€468k€12k▼ 97.5%€348▼ 97.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-200k€0€200k€400kOperating result 2021: €-49k€-49kNet result 2021: €-49k€-49kOperating result 2022: €-18k€-18kNet result 2022: €-19k€-19kOperating result 2023: €468k€468kNet result 2023: €468k€468kOperating result 2024: €12k€12kNet result 2024: €12k€12kOperating result 2025: €523€523Net result 2025: €348€34820212022202320242025€0€200k€400kOperating result 2023: €468k€468kNet result 2023: €468k€468kOperating result 2024: €12k€12kNet result 2024: €12k€12kOperating result 2025: €523€523Net result 2025: €348€348202320242025
The operating result has fallen two years in a row; 2025 is 96% below 2024.
Key figures and ratios
2025 value · change against 2024
Solvency
100.0%=
2024 · 100.0%
ROE
2.1%
2024 · 72.5%
ROA
2.1%
2024 · 72.5%
Staff costs
€0
2024 · €82k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 25 lines
Balance sheet Code20242025
Assets
Total assets20/58€16k€16k
Current assets29/58€16k€16k
Amounts receivable within one year40/41€749€11k
Other amounts receivable41€749€11k
Cash at bank and in hand54/58€15k€5k
Equity and liabilities
Total equity and liabilities10/49€16k€16k
Equity10/15€16k€16k
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-4k€-4k
Income statement Code20242025
Remuneration, social security and pensions62€82k€0
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-10k€0
Other operating charges640/8€3k€0
Gross operating margin9900€86k€523
Operating profit (loss)9901€12k€523
Financial charges65/66B€309€176
Recurring financial charges65€309€176
Profit (loss) for the period before taxes9903€12k€348
Profit (loss) for the period9904€12k€348
Profit (loss) for the period to be appropriated9905€12k€348
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-4k
Profit (loss) brought forward from the previous period14P€-16k€-4k
Social balance
Average headcount (FTE)90870.6-

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-05-2027
2026
28-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
03-11
KBO administration Address struck
26-05
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-03
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-10
Financial Back to profitnet €468k
Net result €468k after 3 loss-making years.
20-02
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
19-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 49 days late
2021
31-10
Financial Weakest financial yearnet €-49k
Net result drops to €-49k, the lowest in the series; recovery starts the following year.
08-03
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
13-11
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
30-01
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2017
22-11
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2016
06-10
NBB filing Annual accounts filed
fiscal year 2016 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2000
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ground area
1.5 ha
Building footprint
3,067 m²
Volume, LiDAR
4,730 m³
2 parcels, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EXPRESS TERMINALS
Z. 1 Researchpark 310, 1731 AsseWholesale trade
since 20002.099.556.387
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23095C0033/00Z006 Flanders 9,606 m² 1 · 750 m² 7.9 m · 2 fl.
23026A0132/00G006 Flanders 4,983 m² 1 · 2,316 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 12,114 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded03-06-1999
Fiscal year end31-10
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
61100Wired, wireless and satellite telecommunications
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.