EXPRESS GOOD ACTIONS

Active

Private limited company (pre-2019)founded 200818 yrs activeKBO/BCE: BE 0895.645.144

Summary

The computed 12-month bankruptcy probability of EXPRESS GOOD ACTIONS is 2.5% (moderate). The 2025 annual accounts show equity of €72,016 and a net result of -€13,225. Equity is growing by ~6.9% per year across the filed fiscal years. The company has been active since 2008 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Risk analysisWatch Report Compare

EXPRESS GOOD ACTIONSActiveChecked score 52/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€77,678total assets 2025

Equity: €72,016
Loss: -€13,225

Turnover not published (abridged schema)

Financial health

52 Fair Checked score 2025

Bankruptcy chance 12 m: 2.5%

Structure

Accounts filed 59 d late0 of 6 deeds read

Why 52- Latest accounts 59 days late; 3 of the last 3 late- No main activity registered- Loss of €13,225 (FY 2025)+ Size: total assets €77,678Show the evidence

Checked score

Score 2025

52 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 46% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 92.7% of total assets

Liquidity 86-14

short-term debt 7.3% · cash 28.6%

Profitability 0-84

return on assets -17.0%

Bankruptcy probability, 12 months

2.5% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.9% 12-2024: 0.9%● 0.0% vs 11-2024 01-2025: 0.9%▼ -1.3% vs 12-2024 02-2025: 0.9%● 0.0% vs 01-2025 03-2025: 1.0%▲ +4.6% vs 02-2025 04-2025: 1.0%▲ +0.5% vs 03-2025 05-2025: 1.0%▼ -0.1% vs 04-2025 06-2025: 1.0%▲ +0.4% vs 05-2025 07-2025: 0.9%▼ -2.5% vs 06-2025 08-2025: 1.2%▲ +29.7% vs 07-2025 09-2025: 1.3%▲ +5.5% vs 08-2025 10-2025: 1.7%▲ +34.0% vs 09-2025 11-2025: 1.8%▲ +2.8% vs 10-2025 12-2025: 0.5%▼ -71.1% vs 11-2025 01-2026: 0.5%▼ -1.6% vs 12-2025 02-2026: 0.5%● 0.0% vs 01-2026 03-2026: 0.5%▼ -0.6% vs 02-2026 04-2026: 0.5%▲ +0.2% vs 03-2026 05-2026: 0.5%▼ -0.6% vs 04-2026 06-2026: 0.5%▼ -0.6% vs 05-2026 07-2026: 0.5%▼ -1.2% vs 06-2026lowest value 08-2026: 1.3%▲ +164% vs 07-2026 09-2026: 1.5%▲ +12.9% vs 08-2026 10-2026: 2.5%▲ +71.3% vs 09-2026highest value

Latest accounts 59 days late; 3 of the last 3 late raises the probability
No main activity registered raises the probability
Loss of €13,225 (FY 2025) raises the probability
Size: total assets €77,678 lowers the probability for this profile

Credit up to €3,500 at 30 days acceptable

Liquidity ample (current ratio 13.58 against 10.74 in 2024; short-term debt: 7.3% and cash: 28.6% of total assets), and 7.3% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 77%, profitability 4%, growth against the median 20%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Latest accounts 59 days late; 3 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

No main activity registered

In the bankruptcy model this factor raises the probability.

KBO

Loss of €13,225 (FY 2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Size: total assets €77,678

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-09-2026, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

59 d late

2024

94 d late

2023

57 d late

2022

141 d late

2021

142 d late

2020

128 d late

2019

88 d late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 101 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Administrative warnings in the KBO publications

1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.

KBO publications

Publications

Address struck

Checked, nothing found (1)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 November (4 of the last 5 filed years within 47 days of that day).

Companies Code · seven months

Position in the running window

05-10-2026 today31-12-2026 close31-07-2027 deadline