Express.be
ActiveSummary
Express.be has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,430 and a net result of €3,029. Equity is growing by ~33.8% per year across the filed fiscal years. Its solvency ranks better than 91% of 13604 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▼-10
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 6.2 against 9.57 in 2024; short-term debt: 16% and cash: 2.1% of total assets), and 18.2% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.8%
Return on assets
6.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
28 d early
2023
180 d late
2022
191 d late
2021
79 d late
2020
89 d late
2019
25 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 75 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
Equity
€38,430▼ 15.4%
2024 · €45,401
Total assets
€46,959▼ 9.3%
2024 · €51,755
Net result
€3,029▼ 60.2%
2024 · €7,612
Working capital
€39,186▼ 14.6%
2024 · €45,882
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€15,187▲ 109%€15,571▲ 2.5%€674▼ 95.7%€7,246▲ 976%€5,134▼ 29.2%
Net result€17,672within the sector's middle half▲ 225%€15,793within the sector's middle half▼ 10.6%€1,796within the sector's middle half▼ 88.6%€7,612within the sector's middle half▲ 324%€3,029within the sector's middle half▼ 60.2%
Equity€20,200within the sector's middle half▲ 699%€35,993within the sector's middle half▲ 78.2%€37,789within the sector's middle half▲ 5.0%€45,401within the sector's middle half▲ 20.1%€38,430within the sector's middle half▼ 15.4%
Total assets€23,856below the sector's middle half▲ 223%€47,607within the sector's middle half▲ 99.6%€42,791below the sector's middle half▼ 10.1%€51,755within the sector's middle half▲ 20.9%€46,959below the sector's middle half▼ 9.3%
Debt€3,656▼ 24.8%€11,614▲ 218%€5,001▼ 56.9%€6,354▲ 27.0%€8,529▲ 34.2%
Working capital€20,540within the sector's middle half▲ 589%€36,692within the sector's middle half▲ 78.6%€37,862within the sector's middle half▲ 3.2%€45,882above the sector's middle half▲ 21.2%€39,186within the sector's middle half▼ 14.6%
Solvency84.7%above the sector's middle half▲ 50.5pp75.6%above the sector's middle half▼ 9.1pp88.3%above the sector's middle half▲ 12.7pp87.7%above the sector's middle half▼ 0.6pp81.8%above the sector's middle half▼ 5.9pp
Current ratio8.73above the sector's middle half▲ 6.934.46above the sector's middle half▼ 4.2810.46above the sector's middle half▲ 6.009.57above the sector's middle half▼ 0.896.20above the sector's middle half▼ 3.37
Return on assets (ROA)74.1%above the sector's middle half▲ 0.5pp33.2%above the sector's middle half▼ 40.9pp4.2%within the sector's middle half▼ 29.0pp14.7%within the sector's middle half▲ 10.5pp6.4%within the sector's middle half▼ 8.3pp
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €46,959
Fixed assets
€244 ▼ 53.1%
Current assets
€46,715 ▼ 8.8%
Equity and liabilities €46,959
Equity
€38,430 ▼ 15.4%
Debt
€8,529 ▲ 34.2%
Debt's share of the balance-sheet total rises from 12.3% to 18.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€5,409▼
2024 · €7,655
Cash flow
€3,304▼
2024 · €8,020
Debt to equity
0.22▲
2024 · 0.14
ROE
7.9%▼
2024 · 16.8%
Interest coverage
32.55▼
2024 · 66.17
Debt ≤ 1 year
€7,529▲
2024 · €5,354
Income taxes
€1,939▼
2024 · €2,790
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €537 | €359 | €199 | €409 | €275 | ▼ 32.6% |
| Other operating charges640/8 | €359 | €348 | €0 | €454 | €400 | ▼ 12.0% |
| Gross operating margin9900 | €16,083 | €16,277 | €873 | €8,109 | €5,808 | ▼ 28.4% |
| Operating profit (loss)9901 | €15,187 | €15,571 | €674 | €7,246 | €5,134 | ▼ 29.2% |
| Financial income75/76B | €863 | €2,043 | €2,211 | €3,271 | €0 | ▼ 100% |
| Recurring financial income75 | €863 | €2,043 | €2,211 | €3,271 | €0 | ▼ 100% |
| Financial charges65/66B | €134 | €133 | €170 | €116 | €166 | ▲ 43.7% |
| Recurring financial charges65 | €134 | €133 | €170 | €116 | €166 | ▲ 43.7% |
| Profit (loss) for the period before taxes9903 | €15,916 | €17,481 | €2,715 | €10,401 | €4,967 | ▼ 52.2% |
| Income taxes67/77 | -€1,756 | €1,687 | €918 | €2,790 | €1,939 | ▼ 30.5% |
| Profit (loss) for the period9904 | €17,672 | €15,793 | €1,796 | €7,612 | €3,029 | ▼ 60.2% |
| Profit (loss) for the period to be appropriated9905 | €17,672 | €15,793 | €1,796 | €7,612 | €3,029 | ▼ 60.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €23,856 | €47,607 | €42,791 | €51,755 | €46,959 | ▼ 9.3% |
| Fixed assets21/28 | €660 | €301 | €927 | €519 | €244 | ▼ 53.1% |
| Tangible fixed assets22/27 | €660 | €301 | €927 | €519 | €244 | ▼ 53.1% |
| Plant, machinery and equipment23 | €660 | €301 | - | - | - | - |
| Furniture and vehicles24 | - | - | €927 | €519 | €244 | ▼ 53.1% |
| Current assets29/58 | €23,196 | €47,306 | €41,864 | €51,236 | €46,715 | ▼ 8.8% |
| Amounts receivable within one year40/41 | €16,346 | €38,000 | €39,845 | €49,265 | €45,735 | ▼ 7.2% |
| Trade receivables40 | €1,003 | €6,811 | €576 | €3,807 | €4,827 | ▲ 26.8% |
| Other amounts receivable41 | €15,343 | €31,189 | €39,270 | €45,459 | €40,908 | ▼ 10.0% |
| Cash at bank and in hand54/58 | €6,683 | €9,305 | €2,018 | €1,971 | €980 | ▼ 50.3% |
| Deferred charges and accrued income490/1 | €167 | - | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €23,856 | €47,607 | €42,791 | €51,755 | €46,959 | ▼ 9.3% |
| Equity10/15 | €20,200 | €35,993 | €37,789 | €45,401 | €38,430 | ▼ 15.4% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Outside capital11 | €18,600 | €18,600 | - | - | - | - |
| Other1109/19 | €18,600 | €18,600 | - | - | - | - |
| Reserves13 | €11,860 | €11,860 | €13,656 | €13,656 | €6,685 | ▼ 51.0% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €10,000 | €10,000 | €11,796 | €11,796 | €4,825 | ▼ 59.1% |
| Profit (loss) carried forward14 | -€10,260 | €5,533 | €5,533 | €13,145 | €13,145 | = |
| Amounts payable17/49 | €3,656 | €11,614 | €5,001 | €6,354 | €8,529 | ▲ 34.2% |
| Amounts payable within one year42/48 | €2,656 | €10,614 | €4,001 | €5,354 | €7,529 | ▲ 40.6% |
| Trade debts44 | €2,656 | €7,108 | €415 | €513 | €749 | ▲ 46.0% |
| Suppliers440/4 | €2,656 | €7,108 | €415 | €513 | €749 | ▲ 46.0% |
| Advances received on contracts in progress46 | - | - | €0 | - | - | - |
| Taxes, remuneration and social security45 | - | €3,505 | €3,586 | €4,841 | €6,780 | ▲ 40.1% |
| Taxes450/3 | - | €3,505 | €3,586 | €4,841 | €6,780 | ▲ 40.1% |
| Accrued charges and deferred income492/3 | €1,000 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €17,672 | €15,793 | €1,796 | €7,612 | €3,029 | ▼ 60.2% |
| + Depreciation and write-downs630 | €537 | €359 | €199 | €409 | €275 | ▼ 32.6% |
| Operating cash flow (approximation) | €18,209 | €16,152 | €1,996 | €8,020 | €3,304 | ▼ 58.8% |
| Investment in fixed assets (approximation) | - | €0 | -€826 | €0 | €0 | - |
| Change in cash | - | €2,622 | -€7,287 | -€47 | -€991 | ▼ 1,989% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
27-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 180 days late
2024
07-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 191 days late
2023
31-12
Financial
Weakest financial yearnet €1,796 ▼88.6%
Net result drops to €1,796, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 10.46
Current ratio from 4.46 to 10.46; short-term debt falls from €10,614 to €4,001.
2022
18-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 79 days late
2021
31-12
Financial
Liquidity times 5current ratio 8.73
Current ratio from 1.80 to 8.73; short-term debt falls from €3,716 to €2,656.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 1.80
Current ratio from 0.76 to 1.80; short-term debt falls from €15,635 to €3,716.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
31-12
Financial
Highest result since 2018net €19,725 ▲48.7%
Operating result €29,733, net result €19,725, both a record.
Show earlier events
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 1997
Ground area
3,232 m²
Parcel 25006A0145/00G002, Wallonia. Linked by address, not a title deed.
1 establishment unit
NETSHOPPING
since 19972.084.588.101
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25006A0145/00G002 | Wallonia | 3,232 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,501 companies in sector 56210 we hold annual accounts for 2,451. 2,011 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-11-1997
Fiscal year end31-12
Activities, NACEBEL 2025
56210Event catering
77223Rental and leasing activities
82300Organisation of conventions and trade shows
93299Other amusement and recreation activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0461913109
Also
9925:BE0461913109
Registered
16-02-2026
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.