EXPONENTIAL INVEST
ActiveEXPONENTIAL INVEST has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-397k) and a net result of €-50k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 7993 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
25
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.15 against 0.2 in 2024; short-term debt: 423.3% and cash: 10.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-323.4%
Return on assets
-40.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-397k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
31 d early
2024
26 d late
2023
6 d early
2022
32 d late
2021
40 d early
2020
14 d late
2019
66 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-50k▲ 50.2%
2024 · €-100k
2018: €43k
2019: €44k
2020: €358k
2021: €-167k
2022: €-127k
2023: €-168k
2024: €-100k
2018 → 2025
Working capital
€-440k▼ 6.3%
2024 · €-414k
2018: €-14k
2019: €32k
2020: €203k
2021: €46k
2022: €-197k
2023: €-337k
2024: €-414k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€47k-€-80k€-248k▼ 209%€-348k▼ 40.3%€-397k▼ 14.3%
Operating result€-165k-€-125k▲ 24.2%€-167k▼ 33.3%€-99k▲ 40.6%€-49k▲ 51.0%
Net result€-167k-€-127k▲ 23.9%€-168k▼ 32.1%€-100k▲ 40.4%€-50k▲ 50.2%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €49k in 2025 against €99k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €123k
Fixed assets
€43k▼ 35.6%
Current assets
€80k▼ 21.4%
Key figures and ratios
EBITDA
€-25k▲
2024 · €-75k
Cash flow
€-26k▲
2024 · €-76k
Solvency
-323.4%▼
2024 · -206.5%
Current ratio
0.15▼
2024 · 0.20
Quick ratio
0.15▼
2024 · 0.20
Debt / equity
-1.31▲
2024 · -1.48
ROA
-40.5%▲
2024 · -59.4%
Interest coverage
-44.97▲
2024 · -409.48
Debt
€520k▲
2024 · €516k
Debt ≤ 1 year
€520k▲
2024 · €516k
Income taxes
€692▲
2024 · €644
Staff costs
€188k▼
2024 · €188k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€168k€123k▼
Fixed assets21/28€66k€43k▼
Intangible fixed assets21€65k€42k▼
Tangible fixed assets22/27€894€384▼
Furniture and vehicles24€894€384▼
Financial fixed assets28€689€689=
Current assets29/58€102k€80k▼
Amounts receivable within one year40/41€91k€64k▼
Trade receivables40€80k€53k▼
Other amounts receivable41€11k€11k▲
Cash at bank and in hand54/58€9k€12k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€168k€123k▼
Equity10/15€-348k€-397k▼
Contributions10/11€9k€9k=
Profit (loss) carried forward14€-357k€-407k▼
Amounts payable17/49€516k€520k▲
Amounts payable within one year42/48€516k€520k▲
Trade debts44€424k€416k▼
Suppliers440/4€424k€416k▼
Taxes, remuneration and social security45€40k€40k▼
Taxes450/3€5k€8k▲
Remuneration and social security454/9€35k€32k▼
Other amounts payable47/48€52k€64k▲
Accrued charges and deferred income492/3-€32
Income statement
Code20242025
Remuneration, social security and pensions62€188k€188k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€24k▲
Other operating charges640/8€6k€6k▼
Gross operating margin9900€119k€169k▲
Operating profit (loss)9901€-99k€-49k▲
Financial income75/76B€0€82▲
Recurring financial income75€0€82▲
Financial charges65/66B€184€553▲
Recurring financial charges65€184€553▲
Profit (loss) for the period before taxes9903€-99k€-49k▲
Income taxes67/77€644€692▲
Profit (loss) for the period9904€-100k€-50k▲
Profit (loss) for the period to be appropriated9905€-100k€-50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-357k€-407k▼
Profit (loss) brought forward from the previous period14P€-257k€-357k▼
Social balance
Average headcount (FTE)90872.42.4=
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 26 days late
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-168k
Net result drops to €-168k, the lowest in the series; recovery starts the following year.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 32 days late
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
14-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 14 days late
2020
31-12
Financial
Highest result since 2018net €358k ▲708%
Operating result €420k, net result €358k, both a record.
31-12
Financial
Equity above €200kEq €214k ▲285%
3 profitable years in a row build equity to €214k.
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 66 days late
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Marche(EP) 4965101 NamurGround area
2,343 m²
Building footprint
1,259 m²
Volume, LiDAR
11,946 m³
Parcel 92039B0012/00K002, Wallonia · tallest building 14.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
EXPONENTIAL INVEST
since 20162.260.516.803
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92039B0012/00K002 | Wallonia | 2,343 m² | 1 · 1,259 m² | 14.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,422 companies in sector 46180 we hold annual accounts for 1,886. 1,341 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded13-10-2016
Fiscal year end31-12
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:administration@color-immo.be
Phone:0476/56.50.46