Expo Advice
ActiveExpo Advice is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2023 annual accounts show equity of €959k and a net result of €5k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 79% of 8999 sector peers (fiscal year 2023). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-06-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
30-06-2024 close31-01-2025 deadline15-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2023 was due by 31-01-2024 and was filed on 04-03-2026, 763 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
763 d late
2022
28 d late
2021
25 d late
2020
26 d late
2019
235 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€959k▲ 0.5%
2022 · €953k
2019: €963k
2020: €954k
2021: €954k
2022: €953k
2019 → 2023
Net result
€5k
2022 · €-689
2019: €541
2020: €-9k
2021: €666
2022: €-689
2019 → 2023
Total assets
€1.18M▲ 1.6%
2022 · €1.16M
2019: €1.16M
2020: €1.14M
2021: €1.15M
2022: €1.16M
2019 → 2023
Solvency
81.6%▼ 0.9pp
2022 · 82.4%
2019: 82.9%
2020: 83.6%
2021: 83.3%
2022: 82.4%
2019 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€963k-€954k▼ 0.9%€954k▲ 0.1%€953k▼ 0.1%€959k▲ 0.5%
Operating result€6k-€-6k€1k€1k▲ 14.3%€11k▲ 692%
Net result€541-€-9k€666€-689€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2020 the operating result has climbed three years in a row; 2023 is 692% above 2022 and is the highest year so far.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €1.18M
Fixed assets
€589k▼ 3.3%
Current assets
€586k▲ 7.0%
Equity and liabilities €1.18M
Equity
€959k▲ 0.5%
Debt
€217k▲ 6.6%
The debt ratio rises from 17.6% to 18.4%: debt grows faster than equity.
Key figures and ratios
Solvency
81.6%▼
2022 · 82.4%
ROE
0.5%▲
2022 · -0.1%
ROA
0.4%▲
2022 · -0.1%
Debt
€217k▲
2022 · €203k
Debt ≤ 1 year
€68k▲
2022 · €45k
Debt > 1 year
€149k=
2022 · €149k
Income taxes
€0▼
2022 · €401
Staff costs
€0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€1.16M€1.18M▲
Fixed assets21/28€609k€589k▼
Tangible fixed assets22/27€609k€589k▼
Land and buildings22€591k€585k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€13k€734▼
Current assets29/58€548k€586k▲
Amounts receivable within one year40/41€38k€39k▲
Trade receivables40€38k€39k▲
Other amounts receivable41€0-
Current investments50/53€20k€330k▲
Cash at bank and in hand54/58€490k€217k▼
Equity and liabilities
Total equity and liabilities10/49€1.16M€1.18M▲
Equity10/15€953k€959k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Revaluation surpluses12€440k€440k=
Reserves13€471k€471k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€446k€446k=
Profit (loss) carried forward14€-20k€-14k▲
Amounts payable17/49€203k€217k▲
Amounts payable after more than one year17€149k€149k=
Financial debts170/4€149k€149k=
Amounts payable within one year42/48€45k€68k▲
Trade debts44€1k€13k▲
Suppliers440/4€1k€13k▲
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48€41k€52k▲
Accrued charges and deferred income492/3€9k€0▼
Income statement
Code20222023
Remuneration, social security and pensions62-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€25k▼
Other operating charges640/8€2k€9k▲
Gross operating margin9900€42k€46k▲
Operating profit (loss)9901€1k€11k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€2k€6k▲
Recurring financial charges65€2k€6k▲
Profit (loss) for the period before taxes9903€-288€5k▲
Income taxes67/77€401€0▼
Profit (loss) for the period9904€-689€5k▲
Profit (loss) for the period to be appropriated9905€-689€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€-14k▲
Profit (loss) brought forward from the previous period14P€-19k€-20k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
04-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 763 days late
2023
30-06
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
25-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
30-06
Financial
Back to profitnet €666
Net result €666 after one loss-making year.
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 235 days late
30-06
Financial
Weakest financial yearnet €-9k ▼1784%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
2016
29-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
15-07
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
2014
26-08
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Forestier Ingelramstraat 188530 HarelbekeGround area
1,006 m²
Building footprint
226 m²
Volume, LiDAR
1,178 m³
Parcel 34013A1207/00E003, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Expo Advice
since 19992.092.261.690
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34013A1207/00E003 | Flanders | 1,006 m² | 1 · 226 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500Y0UCTRNZ04AQ18
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DUMBO - INVEST
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 12,728 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-07-1999
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.