Expertpro
ActiveSummary
Expertpro has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73,409 and a net result of -€8,685. Equity is shrinking by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 17601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability4▲+4
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 45.12 against 11.68 in 2024; short-term debt: 2.1% and cash: 0.4% of total assets), and 2.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€8,685
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
8 d early
2023
1 d early
2022
10 d early
2021
1 d early
2020
on the day
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 29 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close01-10-2026 today30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€73,409▼ 10.6%
2024 · €82,094
Total assets
€74,997▼ 16.1%
2024 · €89,351
Net result
-€8,685▲ 75.6%
2024 · -€35,650
Working capital
€70,045▼ 9.6%
2024 · €77,521
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€14,322▲ 31.9%€27,567€86,425▲ 214%-€37,252-€10,188▲ 72.7%
Net result-€11,907below the sector's middle half▲ 34.5%€28,099within the sector's middle half€68,597above the sector's middle half▲ 144%-€35,650below the sector's middle half-€8,685below the sector's middle half▲ 75.6%
Equity€87,047within the sector's middle half▼ 12.0%€115,146within the sector's middle half▲ 32.3%€117,744within the sector's middle half▲ 2.3%€82,094within the sector's middle half▼ 30.3%€73,409within the sector's middle half▼ 10.6%
Total assets€96,937within the sector's middle half▼ 16.9%€154,793within the sector's middle half▲ 59.7%€129,745within the sector's middle half▼ 16.2%€89,351within the sector's middle half▼ 31.1%€74,997within the sector's middle half▼ 16.1%
Debt€9,890▼ 44.1%€39,647▲ 301%€12,002▼ 69.7%€7,257▼ 39.5%€1,588▼ 78.1%
Working capital€89,424within the sector's middle half▼ 9.0%€86,559within the sector's middle half▼ 3.2%€83,354within the sector's middle half▼ 3.7%€77,521within the sector's middle half▼ 7.0%€70,045within the sector's middle half▼ 9.6%
Solvency89.8%above the sector's middle half▲ 5.0pp74.4%within the sector's middle half▼ 15.4pp90.7%above the sector's middle half▲ 16.4pp91.9%above the sector's middle half▲ 1.1pp97.9%above the sector's middle half▲ 6.0pp
Current ratio14.85above the sector's middle half▲ 7.734.20within the sector's middle half▼ 10.667.95above the sector's middle half▲ 3.7511.68above the sector's middle half▲ 3.7445.12above the sector's middle half▲ 33.43
Return on assets (ROA)-12.3%below the sector's middle half▲ 3.3pp18.2%within the sector's middle half▲ 30.4pp52.9%above the sector's middle half▲ 34.7pp-39.9%below the sector's middle half▼ 92.8pp-11.6%below the sector's middle half▲ 28.3pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10,188 in 2025 against €37,252 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74,997
Fixed assets
€3,364 ▼ 26.4%
Current assets
€71,633 ▼ 15.5%
Equity and liabilities €74,997
Equity
€73,409 ▼ 10.6%
Debt
€1,588 ▼ 78.1%
Debt's share of the balance-sheet total falls from 8.1% to 2.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€8,979▲
2024 · -€36,043
Cash flow
-€7,476▲
2024 · -€34,441
Debt to equity
0.02▼
2024 · 0.09
ROE
-11.8%▲
2024 · -43.4%
Interest coverage
-43.47▲
2024 · -143.95
Debt ≤ 1 year
€1,588▼
2024 · €7,257
Income taxes
€0▼
2024 · €216
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,805 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 88% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
2.0%
went bankrupt
9.8%
stopped otherwise
88%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,805 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,302 | €3,167 | €9,073 | €1,209 | €1,209 | = |
| Other operating charges640/8 | €615 | €1,011 | €1,741 | €1,154 | €1,185 | ▲ 2.7% |
| Non-recurring operating charges66A | €3,231 | €0 | - | €15,033 | €0 | ▼ 100% |
| Gross operating margin9900 | -€9,174 | €31,745 | €97,239 | -€19,856 | -€7,794 | ▲ 60.7% |
| Operating profit (loss)9901 | -€14,322 | €27,567 | €86,425 | -€37,252 | -€10,188 | ▲ 72.7% |
| Financial income75/76B | €2,776 | €2,487 | €2,085 | €2,069 | €1,710 | ▼ 17.3% |
| Recurring financial income75 | €2,776 | €2,487 | €2,085 | €2,069 | €1,710 | ▼ 17.3% |
| Financial charges65/66B | €325 | €379 | €143 | €250 | €207 | ▼ 17.5% |
| Recurring financial charges65 | €325 | €379 | €143 | €250 | €207 | ▼ 17.5% |
| Profit (loss) for the period before taxes9903 | -€11,870 | €29,675 | €88,368 | -€35,434 | -€8,685 | ▲ 75.5% |
| Income taxes67/77 | €37 | €1,575 | €19,771 | €216 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | -€11,907 | €28,099 | €68,597 | -€35,650 | -€8,685 | ▲ 75.6% |
| Profit (loss) for the period to be appropriated9905 | -€11,907 | €28,099 | €68,597 | -€35,650 | -€8,685 | ▲ 75.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €96,937 | €154,793 | €129,745 | €89,351 | €74,997 | ▼ 16.1% |
| Fixed assets21/28 | €1,058 | €41,145 | €34,390 | €4,573 | €3,364 | ▼ 26.4% |
| Tangible fixed assets22/27 | €1,058 | €41,145 | €34,390 | €4,573 | €3,364 | ▼ 26.4% |
| Land and buildings22 | €485 | €232 | €0 | - | - | - |
| Plant, machinery and equipment23 | - | - | €2,128 | €1,896 | €1,664 | ▼ 12.2% |
| Furniture and vehicles24 | €573 | €40,913 | €32,262 | €2,677 | €1,700 | ▼ 36.5% |
| Current assets29/58 | €95,879 | €113,648 | €95,355 | €84,778 | €71,633 | ▼ 15.5% |
| Amounts receivable after more than one year29 | €75,000 | €75,000 | €57,000 | €57,000 | €57,000 | = |
| Other amounts receivable291 | €75,000 | €75,000 | €57,000 | €57,000 | €57,000 | = |
| Amounts receivable within one year40/41 | €4,617 | €2,287 | €2,552 | €11,522 | €3,891 | ▼ 66.2% |
| Other amounts receivable41 | €4,617 | €2,287 | €2,552 | €11,522 | €3,891 | ▼ 66.2% |
| Current investments50/53 | €15,826 | €15,826 | €15,826 | €15,826 | €10,438 | ▼ 34.0% |
| Cash at bank and in hand54/58 | €437 | €19,186 | €18,699 | €430 | €303 | ▼ 29.5% |
| Deferred charges and accrued income490/1 | - | €1,350 | €1,279 | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €96,937 | €154,793 | €129,745 | €89,351 | €74,997 | ▼ 16.1% |
| Equity10/15 | €87,047 | €115,146 | €117,744 | €82,094 | €73,409 | ▼ 10.6% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €68,447 | €96,546 | €99,144 | €63,494 | €54,809 | ▼ 13.7% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €0 | - | - |
| Distributable reserves133 | €66,587 | €94,686 | €97,284 | €63,494 | €54,809 | ▼ 13.7% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | - | - |
| Amounts payable17/49 | €9,890 | €39,647 | €12,002 | €7,257 | €1,588 | ▼ 78.1% |
| Amounts payable after more than one year17 | €3,435 | €12,557 | €0 | - | - | - |
| Other amounts payable178/9 | €3,435 | €12,557 | €0 | - | - | - |
| Amounts payable within one year42/48 | €6,455 | €27,089 | €12,002 | €7,257 | €1,588 | ▼ 78.1% |
| Financial debts43 | €3,880 | €0 | - | - | €1,588 | - |
| Credit institutions430/8 | €3,880 | €0 | - | - | €1,588 | - |
| Trade debts44 | €2,575 | €3,523 | €5,875 | €7,148 | €0 | ▼ 100% |
| Suppliers440/4 | €2,575 | €3,523 | €5,875 | €7,148 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €0 | €23,567 | €4,719 | €108 | €0 | ▼ 100% |
| Taxes450/3 | €0 | €7,567 | €4,719 | €108 | €0 | ▼ 100% |
| Remuneration and social security454/9 | - | €16,000 | €0 | - | - | - |
| Other amounts payable47/48 | - | - | €1,407 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€11,907 | €28,099 | €68,597 | -€35,650 | -€8,685 | ▲ 75.6% |
| + Depreciation and write-downs630 | €1,302 | €3,167 | €9,073 | €1,209 | €1,209 | = |
| Operating cash flow (approximation) | -€10,605 | €31,267 | €77,671 | -€34,441 | -€7,476 | ▲ 78.3% |
| Investment in fixed assets (approximation) | - | -€43,254 | -€2,318 | €28,608 | €0 | ▼ 100% |
| Change in cash | - | €18,749 | -€487 | -€18,269 | -€127 | ▲ 99.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Liquidity quadruplescurrent ratio 45.12
Current ratio from 11.68 to 45.12; short-term debt falls from €7,257 to €1,588.
22-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet -€35,650
Net result drops to -€35,650, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2019net €68,597 ▲144%
Operating result €86,425, net result €68,597, both a record.
20-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €28,099
Net result €28,099 after 2 loss-making years.
30-09
Financial
Equity above €100,000Eq €115,146 ▲32.3%
Equity rises from €87,047 to €115,146.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Liquidity doublescurrent ratio 14.85
Current ratio from 7.12 to 14.85; short-term debt falls from €16,054 to €6,455.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
07-02
State Gazette act
Board meeting · Director resignation
Director appointment · Director reappointment
2018
19-10
State Gazette act
Board meeting · Director resignation
Board composition · Permanent representative
21-06
State Gazette act
Board meeting · Director resignation
Board composition · Permanent representative
24-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
09-05
State Gazette act
Board meeting · Director appointment
Permanent representative · Board composition
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 2013
Ground area
1,628 m²
Building footprint
195 m²
Parcel 45422C1816/00H000, Flanders. Linked by address, not a title deed.
1 establishment unit
Expertpro
since 20132.222.192.103
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45422C1816/00H000 | Flanders | 1,628 m² | 1 · 195 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
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Linked via shared directors
IMMONI
Shared director
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Recognitions · licences · registrations
Legal Entity Identifier
967600QIYHX6GOHYSU46
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Of 29,996 companies in this sector we hold annual accounts for 18,400. 15,552 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded21-08-2013
Fiscal year end30-09
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0537574988
Also
9925:BE0537574988
Registered
18-06-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.