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EXPERTISES ET CONSEILS TECHNIQUES

Active
Public limited companyfounded 199234 yrs activeRue de la Graignette 12, 1420 Braine-l'Alleud, BelgiumKBO/BCE: BE 0446.444.082
Summary

EXPERTISES ET CONSEILS TECHNIQUES has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107,827 and a net result of €13,337. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 31% of 13507 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
EXPERTISES ET CONSEILS TECHNIQUESActiveChecked score 91/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of construction materials, general range
NACE 46831NACE 46731NACE 51532
1 site
Size
€123,464turnover 2025
Equity
€107,827
Profit
€13,337
Financial health
91 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts 58 d early0 of 8 deeds read
Why 91- Sector Wholesale trade (NACE 46)+ Size: turnover €123,464, total assets €637,308+ Founded in 1992+ Figures for FY 2025 (filed 04-06-2026)Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Better than 54% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 42+2
equity 16.9% of total assets
Liquidity 41+1
short-term debt 27.7% · cash 1.7%
Profitability 79+19
return on assets 2.1%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,865 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%▲ +2.8% vs 12-2024 02-2025: 0.2%▲ +0.5% vs 01-2025 03-2025: 0.2%▲ +3.6% vs 02-2025 04-2025: 0.3%▲ +10.1% vs 03-2025 05-2025: 0.3%▲ +0.8% vs 04-2025 06-2025: 0.2%▼ -5.1% vs 05-2025 07-2025: 0.3%▲ +23.3% vs 06-2025 08-2025: 0.3%● 0.0% vs 07-2025 09-2025: 0.3%● 0.0% vs 08-2025 10-2025: 0.3%● 0.0% vs 09-2025 11-2025: 0.3%● 0.0% vs 10-2025 12-2025: 0.3%● 0.0% vs 11-2025 01-2026: 0.3%▲ +2.7% vs 12-2025 02-2026: 0.3%▲ +1.6% vs 01-2026highest value 03-2026: 0.3%▼ -14.6% vs 02-2026 04-2026: 0.3%▲ +4.2% vs 03-2026 05-2026: 0.3%▲ +0.4% vs 04-2026 06-2026: 0.3%▲ +1.1% vs 05-2026 07-2026: 0.2%▼ -44.4% vs 06-2026lowest value 08-2026: 0.2%● 0.0% vs 07-2026lowest value 09-2026: 0.2%● 0.0% vs 08-2026lowest value 10-2026: 0.2%● 0.0% vs 09-2026lowest value
  • Size: turnover €123,464, total assets €637,308 lowers the probability for this profile
  • Founded in 1992 lowers the probability for this profile
  • Figures for FY 2025 (filed 04-06-2026) lowers the probability
  • Sector Wholesale trade (NACE 46) raises the probability
Credit up to €9,000 at 30 days acceptable
Liquidity short (current ratio 0.1 against 0.13 in 2024; short-term debt: 27.7% and cash: 1.7% of total assets), and 83.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 29%, liquidity 39%, profitability 71%, growth against the median 78%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: turnover €123,464, total assets €637,308
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 1992
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Figures for FY 2025 (filed 04-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Wholesale trade (NACE 46)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
58 d early
2024
57 d early
2023
25 d early
2022
84 d early
2021
66 d early
2020
3 d late
2019
21 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 38 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €13,337
  3. Equity above €100,000Eq €107,827 ▲14.1%

Key points

  • Among the largest 15% on total assetssector median €171,736 · 13,517 companies €637,308 View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View
  • Active since 1992founded 23-01-1992 34 years View

By topic

Financials

Fiscal year
2025
Turnover
€123,464
Profit
€13,337
Solvency
16.9%
Turnover▲ 34.3%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 03-06-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 31-12-2025Equity above €100,000
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Wholesale of construction materials, general rangeNACE 46831
Founded
23-01-1992
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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