Financials
- Fiscal year
- 2025
- Turnover
- €24,011
- Profit
- €10,903
- Solvency
- 70.9%
ExperTique
ActiveSummary
ExperTique has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8,903 and a net result of €10,903. Its solvency ranks better than 62% of 18866 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Other information technology and computer services
NACE 62900
Size
€24,011turnover 2025
- Equity
- €8,903
- Profit
- €10,903
Structure
Accounts 33 d early0 of 1 deed read
Why 97- Founded in 2025- No establishment unit in the KBO+ Sector Computer programming, consultancy and related activities (NACE 62)+ Liquidity: current ratio 1.60, cash €5,827Show the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Better than 73% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
96
equity 70.9% of total assets
Liquidity
88
short-term debt 29.1% · cash 46.4%
Profitability
100
return on assets 86.9%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 8 months
05-2026: 0.6%
06-2026: 0.6%▲ +2.1% vs 05-2026highest value
07-2026: 0.1%▼ -88.8% vs 06-2026lowest value
08-2026: 0.1%▲ +1.4% vs 07-2026
09-2026: 0.1%● 0.0% vs 08-2026
10-2026: 0.1%● 0.0% vs 09-2026
- Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
- Liquidity: current ratio 1.60, cash €5,827 lowers the probability
- Founded in 2025 raises the probability for this profile
- No establishment unit in the KBO raises the probability
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.6; short-term debt: 29.1% and cash: 46.4% of total assets), and 29.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 64%, liquidity 73%, profitability 83%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-06-2026, 33 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
33 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 28-06-2026Annual accounts filed
Company details
- Legal form
- Private limited company
- Activity
- Other information technology and computer servicesNACE 62900
- Founded
- 08-04-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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