EXPERTIMMO EGAL
ActiveEXPERTIMMO EGAL has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €182k and a net result of €51k. Equity is growing by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 59% of 13935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+4
Solvency66▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 1.92 against 1.62 in 2024; short-term debt: 15.4% and cash: 26.1% of total assets), but 59.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.9%
Return on assets
11.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
26 d late
2023
15 d late
2022
9 d late
2021
30 d early
2020
5 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€213k
EBIT margin
11.3%
Net result
€51k▲ 42.2%
2024 · €36k
2018: €14k
2019: €-3k
2020: €7k
2021: €12k
2022: €19k
2023: €46k
2024: €36k
2018 → 2025
Working capital
€63k▲ 53.7%
2024 · €41k
2018: €48k
2019: €43k
2020: €52k
2021: €48k
2022: €37k
2023: €51k
2024: €41k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€73k-€92k▲ 25.5%€138k▲ 50.3%€132k▼ 4.2%€182k▲ 38.4%
Operating result€21k-€35k▲ 67.3%€74k▲ 114%€58k▼ 21.7%€82k▲ 42.7%
Net result€12k-€19k▲ 51.3%€46k▲ 148%€36k▼ 22.8%€51k▲ 42.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 43% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €446k
Fixed assets
€314k▲ 1.2%
Current assets
€132k▲ 23.0%
Equity and liabilities €446k
Equity
€182k▲ 38.4%
Debt
€264k▼ 7.8%
The debt ratio falls from 68.4% to 59.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€101k▲
2024 · €80k
Cash flow
€69k▲
2024 · €58k
Solvency
40.9%▲
2024 · 31.6%
Current ratio
1.92▲
2024 · 1.62
Quick ratio
1.92▲
2024 · 1.62
Debt / equity
1.44▼
2024 · 2.17
ROE
27.7%▲
2024 · 27.0%
ROA
11.3%▲
2024 · 8.5%
Interest coverage
12.39▲
2024 · 9.85
Debt
€264k▼
2024 · €286k
Debt ≤ 1 year
€69k▲
2024 · €66k
Debt > 1 year
€195k▼
2024 · €219k
Income taxes
€24k▲
2024 · €14k
Staff costs
€4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€418k€446k▲
Fixed assets21/28€311k€314k▲
Intangible fixed assets21-€11k
Tangible fixed assets22/27€309k€302k▼
Land and buildings22€292k€282k▼
Plant, machinery and equipment23€10k€7k▼
Furniture and vehicles24€6k€8k▲
Other tangible fixed assets26-€5k
Financial fixed assets28€2k€2k=
Current assets29/58€107k€132k▲
Amounts receivable within one year40/41€21k€14k▼
Trade receivables40€17k€10k▼
Other amounts receivable41€5k€3k▼
Cash at bank and in hand54/58€85k€116k▲
Deferred charges and accrued income490/1€601€1k▲
Equity and liabilities
Total equity and liabilities10/49€418k€446k▲
Equity10/15€132k€182k▲
Contributions10/11€19k€19k=
Capital10€19k-
Issued capital100€19k-
Reserves13€113k€164k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k-
Reserves not available under the articles1311-€2k
Distributable reserves133€111k€162k▲
Profit (loss) carried forward14-€206
Amounts payable17/49€286k€264k▼
Amounts payable after more than one year17€219k€195k▼
Financial debts170/4€219k€195k▼
Amounts payable within one year42/48€66k€69k▲
Current portion of amounts payable after more than one year42€23k€23k▲
Trade debts44€19k€5k▼
Suppliers440/4€19k€5k▼
Taxes, remuneration and social security45€23k€37k▲
Taxes450/3€23k€37k▲
Remuneration and social security454/9€160€343▲
Other amounts payable47/48€845€3k▲
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Remuneration, social security and pensions62-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€19k▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€83k€109k▲
Operating profit (loss)9901€58k€82k▲
Financial income75/76B€289-
Recurring financial income75€289-
Financial charges65/66B€8k€8k▲
Recurring financial charges65€8k€8k▲
Profit (loss) for the period before taxes9903€50k€74k▲
Income taxes67/77€14k€24k▲
Profit (loss) for the period9904€36k€51k▲
Profit (loss) for the period to be appropriated9905€36k€51k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€51k▲
Transfer from equity791/2€41k-
Transfer to equity691/2€36k€50k▲
To other reserves6921€36k€50k▲
Profit to be distributed694/7€41k-
Directors or managers695€41k-
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €51k ▲42.2%
Operating result €82k, net result €51k, both a record.
31-12
Financial
Equity above €150kEq €182k ▲38.4%
6 profitable years in a row build equity to €182k.
01-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
15-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 15 days late
2023
31-12
Financial
Equity above €100kEq €138k ▲50.3%
4 profitable years in a row build equity to €138k.
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
27-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet €-3k ▼123%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
30-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Victor Hugostraat 941030 SchaarbeekGround area
363 m²
Building footprint
169 m²
Volume, LiDAR
2,276 m³
2 parcels, Brussels · tallest building 19.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
EXPERTIMMO EGAL
since 20052.150.326.088
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21905C0068/00E017 | Brussels | 235 m² | 1 · 107 m² | 19.2 m · 5 fl. |
| 21904B0452/00S000 | Brussels | 127 m² | 1 · 62 m² | 16.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LEIB & C°
BE 0452.472.633
Ukkel · Eq €182k
SUIKERPARK
BE 0671.810.122
Waregem · Eq €182k
BATHIM & C°
BE 0451.443.938
Sint-Lambrechts-Woluwe · Eq €183k
D-EXPERTISE
BE 0777.916.046
Lievegem · Eq €183k
Timothy Van Dessel Services
BE 0684.907.595
Kontich · Eq €183k
Of 11,754 companies in sector 68310 we hold annual accounts for 6,908. 5,222 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-06-2004
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68322Real estate appraisal on a fee or contract basis
70311
70321
70322
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:alex.fayaux@egal.be
Phone:02/7717191