EXPERT VISION

Active

Private limited companyfounded 2015active for 10 yearsAalterseweg 45, 9910 Aalter, BelgiumKBO/BCE: BE 0643.613.707

Summary

EXPERT VISION has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22,189 and a net result of €7,519. Equity is growing by about 6.4% per year across the filed financial years. Its solvency ranks better than 22% of 34,699 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisFollow Report Compare

EXPERT VISIONActiveChecked score 65/100

Risk analysis Report Compare

Activity

Other specialised construction activities

NACE 43990Computer programming NACE 62100

1 site

Size

€107,686total assets 2025

Equity: €22,189
Profit: €7,519

Turnover not published (micro format)

Financial health

65 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.1%

Structure

2025 accounts 39 days early2 of 7 deeds summarised

Why 65raises risk1 change of registered office in 24 monthsSector: Specialised construction activities (NACE 43)Equity €22,189 (20.6% of total assets)lowers riskFounded in 2015Show the evidence

Checked score

Score 2025

65 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 33% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 46-3

equity 20.6% of total assets

Liquidity 54+7

short-term debt 23.3% · cash 9.9%

Profitability 75+12

return on assets 7.0%

Bankruptcy probability, 12 months

1.1% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,621 companies, NACE 43, micro)

Last 24 months 11-2024: 0.7% 12-2024: 0.6%▼ -0.1 percentage points vs 11-2024lowest value 01-2025: 0.8%▲ +0.2 percentage points vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 1.1%▲ +0.3 percentage points vs 05-2025 07-2025: 1.1%● unchanged vs 06-2025 08-2025: 1.1%● unchanged vs 07-2025 09-2025: 1.1%● unchanged vs 08-2025 10-2025: 1.4%▲ +0.3 percentage points vs 09-2025 11-2025: 1.6%▲ +0.2 percentage points vs 10-2025highest value 12-2025: 1.5%▼ -0.1 percentage points vs 11-2025 01-2026: 0.9%▼ -0.6 percentage points vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 0.7%▼ -0.2 percentage points vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 0.7%● unchanged vs 07-2026 09-2026: 0.7%● unchanged vs 08-2026 10-2026: 1.1%▲ +0.4 percentage points vs 09-2026

Credit of up to €1,000 on 30-day terms is acceptable

Liquidity ample (current ratio 1.58, compared with 1.55 in 2024, above the usual 1.5; short-term debt: 23.3% and cash: 9.9% of total assets), but 79.4% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 22% on solvency, 50% on liquidity, 49% on profitability and 12% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

1 change of registered office in 24 months

Belgian Official Gazette

Sector: Specialised construction activities (NACE 43)

KBO

Founded in 2015

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Equity €22,189 (20.6% of total assets)

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 34699 sector peers (2025).

NBB · sector comparison

Position among 34699 sector peers

Solvency

better than 22%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.

NBB · 9 filings

Deviation from the deadline

2025

39 days early

2024

3 days early

2023

29 days late

2022

1 day late

2021

on the day

2020

11 days late

2019

377 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 54 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-06-2026 year end25-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

23-12-2025 Annual accounts filedfinancial year 2025 · micro…
27-05-2025 Amendment of the articlesRegistered-office move · Capital
15-05-2025 Registered office · Amendment of the…Registered-office move · Power of…

Key points

Total assets 20256 financial years filed €107,686 View
Active since 2015founded 25-11-2015 10 years View

By topic

Financials

Financial year: 2025
Total assets: €107,686
Profit: €7,519
Solvency: 20.6%

Turnover▲ 3.7%

Net result

20192021

Go to Financials

Timeline

Events: 15
Since: 2018
Next accounts: by 31-01-2027

28-01-2025Annual accounts filed
29-02-2024Annual accounts filed
30-06-2023Back to profit

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Other specialised construction activitiesNACE 43990
Founded: 25-11-2015
Year ends: 30-06
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 27

See the provisions in the deeds

Go to Articles of association

Key facts about EXPERT VISION

What is the company number of EXPERT VISION?: 0643.613.707. In Belgium the VAT number is the company number with BE in front: BE 0643.613.707.
Where is EXPERT VISION based?: The registered office is at Aalterseweg 45, 9910 Aalter.Company details
What does EXPERT VISION do?: According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of EXPERT VISION?: Private limited company (BV).
When was EXPERT VISION founded?: On 25-11-2015.
Is EXPERT VISION still active?: Yes, EXPERT VISION is an active enterprise in the KBO register.
What is the turnover of EXPERT VISION?: €131,593 in financial year 2021, according to the filed annual accounts.Financials
Is EXPERT VISION profitable?: In financial year 2025, EXPERT VISION made a profit of €7,519.
Where can I find the annual accounts of EXPERT VISION?: EXPERT VISION filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of EXPERT VISION due?: By 31-01-2027, for financial year 2026.Timeline