Skip to content

EXPERT SOFTWARE SYSTEMS

Active
Public limited companyfounded 198442 yrs activeTechnologiepark-Zwijnaarde 80, 9052 Gent, BelgiumKBO/BCE: BE 0425.391.916
Summary

EXPERT SOFTWARE SYSTEMS has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €260,913 and a net result of -€41,843. Equity is shrinking by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 43% of 20890 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
EXPERT SOFTWARE SYSTEMSActiveChecked score 87/100
Risk analysis ReportCompare

Overview

Activity
Computer programming
NACE 62100NACE 62010NACE 72220
#7 oldest company in Ghent, Telecoms and IT sector1 site
Size
€504,004total assets 2025
Equity
€260,913
Loss
-€41,843
Turnover not published (abridged schema)
Financial health
87 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Parent
ROBOVISION INTEGRATED SOLUTIONS · 100%
Accounts filed 5 d late0 of 11 deeds read
Why 87- Loss of €41,843, the second in a row (FY 2025)- Liquidity: current ratio 3.39, cash €12,218+ Sector Computer programming, consultancy and related activities (NACE 62)+ Size: total assets €504,004Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Better than 30% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 77-6
equity 51.8% of total assets
Liquidity 53-2
short-term debt 7.7% · cash 2.4%
Profitability 8-2
return on assets -8.3%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,829 companies)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● 0.0% vs 11-2024lowest value 01-2025: 0.1%● 0.0% vs 12-2024lowest value 02-2025: 0.1%● 0.0% vs 01-2025lowest value 03-2025: 0.1%● 0.0% vs 02-2025lowest value 04-2025: 0.1%● 0.0% vs 03-2025lowest value 05-2025: 0.1%● 0.0% vs 04-2025lowest value 06-2025: 0.1%● 0.0% vs 05-2025lowest value 07-2025: 0.1%▲ +6.9% vs 06-2025 08-2025: 0.1%▼ -1.8% vs 07-2025 09-2025: 0.1%▲ +14.0% vs 08-2025 10-2025: 0.2%▲ +27.9% vs 09-2025 11-2025: 0.3%▲ +73.1% vs 10-2025highest value 12-2025: 0.1%▼ -61.5% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%▲ +7.7% vs 06-2026 08-2026: 0.1%▼ -1.8% vs 07-2026 09-2026: 0.1%▲ +13.6% vs 08-2026 10-2026: 0.2%▲ +40.0% vs 09-2026
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • Loss of €41,843, the second in a row (FY 2025) raises the probability
  • Size: total assets €504,004 lowers the probability for this profile
  • Liquidity: current ratio 3.39, cash €12,218 raises the probability
Credit up to €22,000 at 30 days acceptable
Liquidity ample (current ratio 3.39 against 3.46 in 2024; short-term debt: 7.7% and cash: 2.4% of total assets), and 48.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 45%, liquidity 34%, profitability 12%, growth against the median 28%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Loss of €41,843, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €504,004
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 3.39, cash €12,218
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€41,843
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 05-11-2025, 5 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
5 d late
2024
51 d early
2023
60 d early
2022
14 d early
2021
3 d early
2020
27 d late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 17 October (4 of the last 5 filed years within 37 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close07-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Among the weakest 5% on net resultsector median €28,724 · 20,897 companies -€41,843 View
  • Controlled by ROBOVISION INTEGRATED SOLUTIONS 100% View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€41,843 View

By topic

Financials

Fiscal year
2025
Total assets
€504,004
Loss
-€41,843
Solvency
51.8%
Total assets▼ 2.6%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2016
Next accounts
by 31-10-2026
  1. 05-11-2025Annual accounts filed
  2. 10-09-2024Annual accounts filed
  3. 01-09-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Computer programmingNACE 62100
Founded
24-02-1984
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure