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EXPERT CLASS

Active
Private limited companyfounded 20242 yrs activeBegijnhof 1, 1750 Lennik, BelgiumKBO/BCE: BE 1004.226.449
Summary

EXPERT CLASS has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9,977 and a net result of €2,328. Its solvency ranks better than 93% of 31840 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability93▼-7
Solvency100▲+16
Growth52
Track record82
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 18.74 against 47.27 in 2024; short-term debt: 5.3% and cash: 71.1% of total assets), and 5.3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
94.7%
Return on assets
22.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
66 d early
2024
24 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 45 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 4 January 2024, EXPERT CLASS was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€9,977▲ 30.4%
2024 · €7,649
Total assets
€10,539▼ 18.4%
2024 · €12,917
Net result
€2,328▼ 36.2%
2024 · €3,649
Working capital
€9,977▼ 21.1%
2024 · €12,644
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€4,984-€3,386▼ 32.1%
Net result€3,649-€2,328▼ 36.2%
Equity€7,649-€9,977▲ 30.4%
Total assets€12,917-€10,539▼ 18.4%
Debt€5,268-€563▼ 89.3%
Working capital€12,644-€9,977▼ 21.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€2,000€4,000Operating result 2024: €4,984€4,984Net result 2024: €3,649€3,649Operating result 2025: €3,386€3,386Net result 2025: €2,328€2,32820242025€0€2,000€4,000Operating result 2024: €4,984€4,980Net result 2024: €3,649€3,650Operating result 2025: €3,386€3,390Net result 2025: €2,328€2,33020242025
The operating result falls in 2025; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €10,539
Equity €9,977 ▲ 30.4%
Debt €563 ▼ 89.3%
Debt's share of the balance-sheet total falls from 40.8% to 5.3%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
18.74▼
2024 · 47.27
Debt to equity
0.06▼
2024 · 0.69
ROE
23.3%▼
2024 · 47.7%
ROA
22.1%▼
2024 · 28.2%
Debt ≤ 1 year
€563▲
2024 · €273
Income taxes
€1,018▼
2024 · €1,273
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet Code20242025
Assets
Total assets20/58€12,917€10,539▼
Current assets29/58€12,917€10,539▼
Amounts receivable within one year40/41€12,712€3,042▼
Trade receivables40€11,045€0▼
Other amounts receivable41€1,667€3,042▲
Cash at bank and in hand54/58€205€7,497▲
Equity and liabilities
Total equity and liabilities10/49€12,917€10,539▼
Equity10/15€7,649€9,977▲
Contributions10/11€4,000€4,000=
Reserves13-€5,977
Distributable reserves133-€5,977
Profit (loss) carried forward14€3,649€0▼
Amounts payable17/49€5,268€563▼
Amounts payable within one year42/48€273€563▲
Trade debts44-€563
Suppliers440/4-€563
Taxes, remuneration and social security45€273€0▼
Taxes450/3€273€0▼
Accrued charges and deferred income492/3€4,995€0▼
Income statement Code20242025
Other operating charges640/8€387€518▲
Gross operating margin9900€5,371€3,904▼
Operating profit (loss)9901€4,984€3,386▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€62€40▼
Recurring financial charges65€62€40▼
Profit (loss) for the period before taxes9903€4,922€3,346▼
Income taxes67/77€1,273€1,018▼
Profit (loss) for the period9904€3,649€2,328▼
Profit (loss) for the period to be appropriated9905€3,649€2,328▼
Appropriation of the result
Profit (loss) to be appropriated9906€3,649€5,977▲
Profit (loss) brought forward from the previous period14P-€3,649
Transfer to equity691/2-€5,977
To other reserves6921-€5,977

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Other operating charges640/8€387€518▲ 33.7%
Gross operating margin9900€5,371€3,904▼ 27.3%
Operating profit (loss)9901€4,984€3,386▼ 32.1%
Financial income75/76B€0€0▼ 100%
Recurring financial income75€0€0▼ 100%
Financial charges65/66B€62€40▼ 34.5%
Recurring financial charges65€62€40▼ 34.5%
Profit (loss) for the period before taxes9903€4,922€3,346▼ 32.0%
Income taxes67/77€1,273€1,018▼ 20.0%
Profit (loss) for the period9904€3,649€2,328▼ 36.2%
Profit (loss) for the period to be appropriated9905€3,649€2,328▼ 36.2%
Line20242025Change
Assets
Total assets20/58€12,917€10,539▼ 18.4%
Current assets29/58€12,917€10,539▼ 18.4%
Amounts receivable within one year40/41€12,712€3,042▼ 76.1%
Trade receivables40€11,045€0▼ 100%
Other amounts receivable41€1,667€3,042▲ 82.5%
Cash at bank and in hand54/58€205€7,497▲ 3,556%
Equity and liabilities
Total equity and liabilities10/49€12,917€10,539▼ 18.4%
Equity10/15€7,649€9,977▲ 30.4%
Contributions10/11€4,000€4,000=
Reserves13-€5,977-
Distributable reserves133-€5,977-
Profit (loss) carried forward14€3,649€0▼ 100%
Amounts payable17/49€5,268€563▼ 89.3%
Amounts payable within one year42/48€273€563▲ 106%
Trade debts44-€563-
Suppliers440/4-€563-
Taxes, remuneration and social security45€273€0▼ 100%
Taxes450/3€273€0▼ 100%
Accrued charges and deferred income492/3€4,995€0▼ 100%
Line20242025Change
Profit (loss) for the period9904€3,649€2,328▼ 36.2%
Operating cash flow (approximation)€3,649€2,328▼ 36.2%
Change in cash-€7,292-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Lennik · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
620 m²
Building footprint
143 m²
Volume, LiDAR
1,056 m³
Parcel 23075B0295/00X004, Flanders · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
EXPERT CLASS
Begijnhof 1, 1750 LennikBusiness consulting
since 20242.353.810.413
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23075B0295/00X004 Flanders 620 m² 1 · 143 m² 10.1 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,583. 22,932 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Contact
E-mail pieter@wearebrisk.be

Scores and ratios are computed by Checked and are not a credit decision.