Equity
Debts exceed assets in financial year 2025.
Debts exceed assets in financial year 2025.
Every financial year from 2022 to 2025 closed with a loss. 2025 was the heaviest.
Of this, €140,470 falls due within a year.
In July 2024, 6,920 companies had the same profile as EXPERIT has now. Each dot stands for 18 companies, two years later.
Another 0.7% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,920 companies, not a prediction for EXPERIT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| EXPERIT Charleroi | €110,533 | -€27,733 | -51.7% | - |
| OBLIKO Estaimpuis | €114,641 | -€31,772 | 84.6% | - |
| Aditservice Ravels | €107,950 | -€15,946 | 99.5% | - |
| URGE2CODE Genappe | €116,071 | -€7,390 | 69.2% | - |
| Zen-Tech International Watermael-Boitsfort | €100,544 | -€8,117 | 68.5% | - |
| CRAEGHS CONSULTING SERVICES Boutersem | €113,509 | -€6,849 | 79.5% | - |
| AppLaunchLab Geel | €100,402 | -€811 | 32.2% | - |
These companies have the same main activity as EXPERIT: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €100,000 and €116,000, founded between 2011 and 2014.
EXPERIT files the micro format. That format states no turnover. The gross margin fell from €61,309 in 2013 to -€27,733 in 2025.
The balance sheet grew most from 2014 to 2015 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them.
Lower than 95% of 22,044 companies in 2025.
Lower than 95% of 21,344 companies in 2025.
Higher than 5% of 21,535 companies in 2025.
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: middle half · Working capital: bottom quarter
Staff costs divided by the average number of full-time equivalents.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||
20/58 |
110,533 | 81,688 | 94,295 | 101,628 | 117,132 | 119,510 | 112,065 | 110,877 | 116,582 | 151,423 | 168,245 | 159,183 | 69,329 | |
21/28 |
72,591 | 76,100 | 81,532 | 87,424 | 90,975 | 98,055 | 98,631 | 101,062 | 109,547 | 119,028 | 140,315 | 138,131 | 23,167 | |
21 |
- | - | - | - | - | - | - | - | - | 663 | 1,327 | - | - | |
22/27 |
72,591 | 76,100 | 81,532 | 87,424 | 90,975 | 98,055 | 98,631 | 101,062 | 109,547 | 118,365 | 138,988 | 137,131 | 22,167 | |
22 |
72,507 | 75,328 | 78,968 | 82,607 | 86,247 | 89,887 | 93,527 | 97,167 | 100,807 | 104,447 | 108,059 | 103,476 | - | |
23 |
84 | 379 | 1,003 | 1,821 | 1,374 | 1,897 | 2,420 | 3,763 | 5,106 | 6,449 | 7,792 | 1,750 | - | |
24 |
- | 393 | 1,561 | 2,996 | 3,353 | 6,271 | 2,684 | 132 | 3,634 | 7,469 | 23,137 | 31,905 | 22,167 | |
28 |
- | - | - | - | - | - | - | - | - | - | - | 1,000 | 1,000 | |
29/58 |
37,942 | 5,588 | 12,764 | 14,204 | 26,157 | 21,455 | 13,434 | 9,815 | 7,035 | 32,395 | 27,930 | 21,052 | 46,162 | |
3 |
550 | 550 | 664 | 664 | 664 | 287 | - | - | - | - | - | - | - | |
30/36 |
550 | 550 | 664 | 664 | 664 | 287 | - | - | - | - | - | - | - | |
40/41 |
36,302 | 4,787 | 9,574 | 4,062 | 10,610 | 12,137 | 4,629 | 7,403 | 6,548 | 21,156 | 26,030 | 20,597 | 21,173 | |
40 |
35,245 | 4,268 | 9,056 | 4,062 | 1,981 | 6,463 | 4,627 | 4,749 | 6,548 | 20,385 | 26,030 | 20,597 | 21,131 | |
41 |
1,056 | 519 | 519 | - | 8,629 | 5,674 | 2 | 2,654 | - | 771 | - | - | 42 | |
54/58 |
894 | 251 | 2,525 | 9,478 | 14,652 | 7,565 | 7,969 | 2,412 | 207 | 9,594 | 1,561 | 455 | 24,989 | |
490/1 |
196 | - | - | - | 231 | 1,466 | 836 | - | 280 | 1,645 | 339 | - | - | |
| Balance sheet: equity and liabilities | ||||||||||||||
10/49 |
110,533 | 81,688 | 94,295 | 101,628 | 117,132 | 119,510 | 112,065 | 110,877 | 116,582 | 151,423 | 168,245 | 159,183 | 69,329 | |
10/15 |
-57,114 | -22,464 | 8,108 | 25,132 | 51,825 | 46,960 | 30,999 | 10,368 | -9,248 | 864 | 4,735 | 11,724 | 18,174 | |
10/11 |
1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |
100 |
- | - | - | - | - | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |
13 |
26,328 | 26,328 | 26,328 | 26,328 | 26,328 | 26,328 | 10,367 | 10,367 | - | - | - | - | - | |
130/1 |
10,367 | 10,367 | 10,367 | 10,367 | 10,367 | 10,367 | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | 10,367 | 10,367 | 10,367 | - | - | - | - | - | |
1311 |
10,367 | 10,367 | 10,367 | 10,367 | 10,367 | - | - | - | - | - | - | - | - | |
133 |
15,961 | 15,961 | 15,961 | 15,961 | 15,961 | 15,961 | - | - | - | - | - | - | - | |
14 |
-83,443 | -48,793 | -18,222 | -1,198 | 25,495 | 20,631 | 20,631 | - | -9,249 | 863 | 4,734 | 11,723 | 18,173 | |
17/49 |
167,647 | 104,152 | 86,188 | 76,497 | 65,307 | 72,550 | 81,066 | 100,509 | 125,830 | 150,559 | 163,510 | 147,459 | 51,155 | |
17 |
27,177 | 33,677 | 33,677 | 40,189 | 46,362 | 52,262 | 58,034 | 63,577 | 68,900 | 74,012 | 80,258 | 92,824 | 16,768 | |
170/4 |
27,177 | 33,677 | 33,677 | 40,189 | 46,362 | 52,262 | 58,034 | 63,577 | 68,900 | 74,012 | 80,258 | 92,824 | 16,768 | |
42/48 |
140,470 | 70,475 | 52,511 | 33,486 | 18,945 | 20,288 | 23,032 | 36,932 | 56,930 | 76,547 | 83,252 | 54,635 | 34,387 | |
42 |
- | - | 6,512 | 6,174 | 5,900 | 5,771 | 5,543 | 5,759 | 5,548 | 6,631 | 12,952 | 12,110 | 7,258 | |
43 |
1,231 | 2,038 | - | - | - | - | - | - | 5,640 | - | 6,752 | - | - | |
430/8 |
1,231 | 2,038 | - | - | - | - | - | - | 5,640 | - | 6,752 | - | - | |
44 |
81,792 | 25,514 | 1,696 | 3,801 | 4,974 | 3,753 | 2,489 | 2,009 | 5,806 | 10,327 | 3,936 | 36 | - | |
440/4 |
81,792 | 25,514 | 1,696 | 3,801 | 4,974 | 3,753 | 2,489 | 2,009 | 5,806 | 10,093 | 3,936 | 36 | - | |
441 |
- | - | - | - | - | - | - | - | - | 234 | - | - | - | |
46 |
- | - | - | 4,936 | 4,936 | 4,936 | - | - | - | - | - | - | - | |
45 |
3,809 | 8,933 | 12,330 | 7,378 | 3,136 | 5,828 | 13,518 | 8,820 | 8,885 | 26,903 | 24,530 | 33,326 | 23,333 | |
450/3 |
3,809 | 4,437 | 4,830 | 7,378 | 3,136 | 5,828 | 13,518 | 8,820 | 3,851 | 9,985 | 8,121 | 21,034 | 19,346 | |
454/9 |
- | 4,496 | 7,500 | - | - | - | - | - | 5,034 | 16,918 | 16,409 | 12,292 | 3,987 | |
47/48 |
53,638 | 33,990 | 31,973 | 11,198 | - | - | 1,482 | 20,344 | 31,051 | 32,686 | 35,082 | 9,163 | 3,796 | |
492/3 |
- | - | - | 2,822 | - | - | - | - | - | - | - | - | - | |
| Income statement | ||||||||||||||
70 |
- | - | - | - | - | - | - | - | - | - | 196,927 | 178,126 | 139,451 | |
76A |
20 | - | - | - | - | - | - | - | - | - | - | - | - | |
9900 |
-27,733 | -18,318 | -6,044 | -12,585 | 20,051 | 37,590 | 40,036 | 74,460 | 61,753 | 89,948 | 77,869 | 65,300 | 61,309 | |
60/61 |
- | - | - | - | - | - | - | - | - | - | 119,058 | 112,826 | 78,142 | |
62 |
- | - | - | - | 502 | 1,507 | 271 | 31,735 | 56,540 | 71,653 | 59,867 | 51,400 | 24,966 | |
630 |
3,508 | 5,432 | 5,893 | 6,383 | 7,080 | 6,550 | 6,457 | 7,654 | 9,481 | 10,352 | 15,819 | 13,108 | 5,542 | |
640/8 |
1,785 | 2,482 | 50 | 4,053 | 1,627 | 2,542 | 1,394 | 3,501 | 1,862 | 1,737 | 1,382 | 2,441 | 2,875 | |
9901 |
-33,027 | -26,232 | -11,987 | -23,021 | 10,842 | 26,991 | 31,914 | 31,570 | -6,130 | 6,206 | 801 | -1,649 | 27,926 | |
75/76B |
- | 1 | 5 | - | 84 | 9 | 17 | 72 | 276 | 258 | 122 | 28 | 19 | |
75 |
- | 1 | 5 | - | 84 | 9 | 17 | 72 | 276 | 258 | 122 | 28 | 19 | |
65/66B |
922 | 2,337 | 2,516 | 2,253 | 4,061 | 4,476 | 3,954 | 4,914 | 3,687 | 8,129 | 6,378 | 4,237 | 822 | |
65 |
922 | 2,337 | 2,516 | 2,253 | 4,061 | 4,476 | 3,954 | 4,914 | 3,687 | 4,043 | 6,378 | 4,237 | 822 | |
66B |
- | - | - | - | - | - | - | - | - | 4,086 | - | - | - | |
9903 |
-33,949 | -28,568 | -14,498 | -25,273 | 6,865 | 22,524 | 27,977 | 26,728 | -9,541 | -1,665 | -5,455 | -5,858 | 27,123 | |
67/77 |
701 | 2,003 | 2,526 | 1,420 | 2,000 | 6,563 | 7,346 | 7,112 | 571 | 2,206 | 1,534 | 592 | 8,950 | |
9904 |
-34,650 | -30,571 | -17,024 | -26,693 | 4,865 | 15,961 | 20,631 | 19,616 | -10,112 | -3,871 | -6,989 | -6,450 | 18,173 | |
9905 |
-34,650 | -30,571 | -17,024 | -26,693 | 4,865 | 15,961 | 20,631 | 19,616 | -10,112 | -3,871 | -6,989 | -6,450 | 18,173 | |
| Appropriation of the result | ||||||||||||||
9906 |
-83,443 | -48,793 | -18,222 | -1,198 | 25,495 | 36,592 | 20,631 | 10,367 | -9,249 | 863 | 4,734 | 11,723 | 18,173 | |
14P |
-48,793 | -18,222 | -1,198 | 25,495 | 20,631 | - | - | - | - | - | - | - | - | |
691/2 |
- | - | - | - | - | 15,961 | - | 10,367 | - | - | - | - | - | |
6920 |
- | - | - | - | - | - | - | 10,367 | - | - | - | - | - | |
6921 |
- | - | - | - | - | 15,961 | - | - | - | - | - | - | - | |
| Social balance sheet | ||||||||||||||
9087 |
- | - | - | - | - | - | - | 0.9 | 1.8 | 2.3 | 2.1 | 2 | 1.3 | |
Hours worked1013 |
- | - | - | - | - | - | - | 1,489 | 2,529 | 4,098 | 3,610 | 3,646 | 2,444 | |
| Document | ||||||||||||||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 06-11-2026.
2025 annual accounts filed 98 days after the deadline. Filed on 6 November 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00606144.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 06-11-2026 | 2026-00606144 | |
| 31-12-2024 | micro format | 29-10-2025 | 2025-00555071 | |
| 31-12-2023 | micro format | 25-11-2024 | 2024-00603836 | |
| 31-12-2022 | micro format | 30-01-2024 | 2024-00012828 | |
| 31-12-2021 | micro format | 31-08-2022 | 2022-20368025 | |
| 31-12-2020 | micro format | 31-08-2021 | 2021-65100433 | |
| 31-12-2019 | micro format | 29-10-2020 | 2020-65400091 | |
| 31-12-2018 | micro format | 18-07-2019 | 2019-33900147 | |
| 31-12-2017 | micro format | 29-08-2018 | 2018-51700435 | |
| 31-12-2016 | micro format | 29-08-2017 | 2017-53400346 | |
| 31-12-2015 | full format | 13-07-2016 | 2016-33200170 | |
| 31-12-2014 | full format | 31-07-2015 | 2015-38800290 | |
| 31-12-2013 | full format | 21-11-2014 | 2014-67500110 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -29,518 | -20,800 | -6,094 | -16,638 | 17,922 | 33,541 | 38,371 | 39,224 | 3,351 | 16,558 | 16,620 | 11,459 | 33,468 | ||
| -31,141 | -25,140 | -11,131 | -20,310 | 11,945 | 22,511 | 27,088 | 27,270 | -631 | 6,481 | 8,830 | 6,658 | 23,715 | ||
| 0 | 0 | 0 | 2,832 | -0 | 5,974 | 4,026 | -831 | 0 | -10,935 | 19,003 | 128,072 | 28,709 | ||
| 643 | -2,274 | -6,953 | -5,175 | 7,087 | -404 | 5,557 | 2,205 | -9,387 | 8,033 | 1,106 | -24,534 | - | ||
| -102,528 | -64,887 | -39,747 | -19,282 | 7,212 | 1,167 | -9,598 | -27,117 | -49,895 | -44,152 | -55,322 | -33,583 | 11,775 | ||
| - | - | - | - | - | - | - | - | - | - | 0.4% | -0.9% | 20.0% | ||
| -51.7% | -27.5% | 8.6% | 24.7% | 44.2% | 39.3% | 27.7% | 9.4% | -7.9% | 0.6% | 2.8% | 7.4% | 26.2% | ||
| 0.27 | 0.08 | 0.24 | 0.42 | 1.38 | 1.06 | 0.58 | 0.27 | 0.12 | 0.42 | 0.34 | 0.39 | 1.34 | ||
| 0.27 | 0.07 | 0.23 | 0.40 | 1.35 | 1.04 | 0.58 | 0.27 | 0.12 | 0.42 | 0.34 | 0.39 | 1.34 | ||
| - | - | 10.63 | 3.04 | 1.26 | 1.54 | 2.62 | 9.69 | - | - | 34.53 | 12.58 | 2.81 | ||
| - | - | -210.0% | -106.2% | 9.4% | 34.0% | 66.6% | 189.2% | - | - | -147.6% | -55.0% | 100.0% | ||
| -31.3% | -37.4% | -18.1% | -26.3% | 4.2% | 13.4% | 18.4% | 17.7% | -8.7% | -2.6% | -4.2% | -4.1% | 26.2% | ||
| -32.00 | -8.90 | -2.42 | -7.39 | 4.41 | - | - | - | - | - | - | - | - | ||
| - | - | - | - | - | - | - | - | - | - | 48 days | 42 days | 55 days | ||
| - | - | - | - | - | - | - | - | - | - | 12 days | 0 days | - |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | - | €2,832 | - |
| €3,508 | €5,432 | €5,893 | €6,383 | €7,080 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €33,027, larger than the loss of €26,232 in 2024. It is the lowest result since 2013.
Equity is negative. Debt (€167,647) exceeds the balance-sheet total (€110,533).
EXPERIT has no parent and no holdings in its annual accounts. is the only director. EXPERIT shares no director with another company.
| Mittiner, Isabelle (sole trader)
establishment since 01-01-2017 |
founded in 2017 0670.748.862 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Rue des Grogères 107 registered office 6001 Charleroi | 24-12-2012 | 2.217.051.992 |
| Avenue Paul Pastur 237 6032 Charleroi | 15-01-2018 | 2.272.002.591 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 52050A0155/00P011 | 929 m² | 1 · 95 m² | 14.8 m · 4 |
| 52393B0276/00W014 | 231 m² | 1 · 46 m² | 9.1 m · 3 |
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