Equity
€68,874 ▲ 88.6%
Experience Lab paid out €20,000 in dividends. That is 38% of the 2025 profit.
Experience Lab
Overview
Lifetime
5 annual accounts with figures on one time axispeak €69,382 (2025)
€69,382▲ 198%
lowest -€26,578 (2021)
€52,363▲ 150%
peak €68,874 (2025)
€68,874▲ 88.6%
€18,886▼ 45.0%
Board1 name since 2020
-
Documentsfilings and deeds
02-07-202629 days before the deadline
2025micro format
Gross margin from €23,277 to €69,382Result from €20,925 to €52,363Dividend €20,000Equity from €36,510 to €68,874Debts from €34,361 to €18,886Investments €5,266
Key points
from the 2025 annual accountsTurnover
≈ €130,000 estimated
The micro format states no turnover.
Investments
€5,266 3.4 × depreciation
Green is investment, beige is depreciation. Machinery stands 158.2% higher than in 2024.
Liquidity
4.34 was 2.02 in 2024
Short-term debts fell from €34,000 to €18,886.
Filings
5 annual accounts 2 late
The 2021 accounts came latest: 31 days after the end of the period.
Starting capital
€15,000 100 shares
Checked score
96
Excellent
Financially stronger than 73% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024lowest value
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.4%▲ +0.3 percentage points vs 07-2026highest value
09-2026: 0.4%● unchanged vs 08-2026highest value
10-2026: 0.1%▼ -0.3 percentage points vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2020
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Figures for financial year 2025 (filed on 02-07-2026)
Equity €68,874 (78.5% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 37% on liquidity, 82% on profitability and 88% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as Experience Lab has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Experience Lab itself is lower: 0.1% within 12 months. It rests on far more data about Experience Lab than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for Experience Lab. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.34 (2.02 in 2024), above the usual 1.5. Short-term debt is 21.5% and cash 10.1% of total assets. 21.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
29 days early
2024
42 days early
2023
34 days early
2022
9 days late
2021
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 13 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (4 of the last 5 accounts filed within 38 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0756564465
Registered office moved from Ghent to Deinze
New registered office: Tolpoortstraat 126 bus 1, 9800 Deinze · Previous registered office: coupure 620 bus 6, 9000 Gent · Board meeting of 19-07-2024 · Gazette deed
Incorporation
Founding capital of €15,000, 100 shares · Founder: DE BACKER Bram · Appointment: DE BACKER Bram (statutory director) · published on 16-10-2020 · Gazette deed
First establishment
Tolpoortstraat 126, Deinze
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Experience Lab Deinze | €87,760 | €69,382 | 78.5% | - |
| LETHO Consult Lochristi | €85,566 | €67,453 | 3.6% | - |
| KONECO Sint-Lievens-Houtem | €91,721 | €69,828 | 65.6% | - |
| PVE Security Ghent | €83,754 | €63,299 | 69.4% | - |
| FourQ Consulting Ghent | €85,544 | €73,741 | 62.0% | - |
| MAESTREAM Wetteren | €87,596 | €77,681 | 6.7% | - |
| Kilian Vincke Ghent | €76,663 | €75,575 | -3.9% | - |
These companies have the same main activity as Experience Lab: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €76,700 and €91,700, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 14-10-2020Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 4 others
- Establishment unit
- 2.308.404.7139800 Deinze, since 14-10-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 20-05-2026
Annual accounts 2025
- €69,382▲ 198%
- €52,363▲ 150%
- €68,874▲ 88.6%
- €87,760▲ 23.8%
- Filing
- Filed on 02-07-2026, 29 days before the end of the filing period
Insights on Experience Lab
Experience Lab files the micro format. That format states no turnover. The gross margin rose from €14,783 in 2021 to €69,382 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 02-07-2026, 29 days before the deadline€69,382
▲ 198%
€67,018
▲ 215%
€52,363
▲ 150%
€63,015
▲ 81.5%
78.5%
▲ 27.0 percentage points
4.34
▲ 2.32
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €130,000. Estimated: probably between €120,000 and €170,000.
Balance sheet
balance sheet total €87,760 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
78.5%
Higher than 73% of 21,217 companies in 2025.
4.34
Higher than 71% of 20,581 companies in 2025.
59.7%
Higher than 91% of 20,756 companies in 2025.
Experience Lab
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
87,760 | 70,871 | 63,518 | 9,738 | 22,835 | |
21/28 |
5,859 | 2,156 | 2,049 | 3,980 | 5,910 | |
22/27 |
5,859 | 2,156 | 2,049 | 3,980 | 5,910 | |
23 |
2,938 | 1,138 | - | - | - | |
24 |
2,921 | 1,018 | 2,049 | 3,980 | 5,910 | |
29/58 |
81,901 | 68,715 | 61,469 | 5,758 | 16,924 | |
29 |
20,000 | - | - | - | - | |
291 |
20,000 | - | - | - | - | |
40/41 |
21,361 | 17,705 | 1,882 | 4,752 | 7,481 | |
40 |
20,568 | 17,677 | 1,815 | 4,752 | 7,481 | |
41 |
792 | 28 | 67 | - | - | |
50/53 |
29,987 | 24,987 | 10,500 | - | - | |
54/58 |
8,903 | 25,188 | 48,737 | 667 | 9,116 | |
490/1 |
1,650 | 835 | 350 | 339 | 327 | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
87,760 | 70,871 | 63,518 | 9,738 | 22,835 | |
10/15 |
68,874 | 36,510 | 30,586 | -7,268 | -11,578 | |
10/11 |
15,000 | 15,000 | 15,000 | 15,000 | 15,000 | |
14 |
53,874 | 21,510 | 15,586 | -22,268 | -26,578 | |
17/49 |
18,886 | 34,361 | 32,932 | 17,006 | 34,413 | |
17 |
- | 361 | 2,485 | 4,539 | 9,719 | |
170/4 |
- | 361 | 2,485 | 4,539 | 9,719 | |
42/48 |
18,886 | 34,000 | 30,447 | 12,467 | 24,694 | |
42 |
361 | 2,124 | 2,054 | 5,180 | 5,579 | |
43 |
2,086 | 926 | 764 | - | 510 | |
430/8 |
2,086 | 926 | 764 | - | 510 | |
44 |
5,538 | 5,690 | 6,156 | 4,853 | 14,149 | |
440/4 |
5,538 | 5,690 | 6,156 | 4,853 | 14,149 | |
45 |
8,701 | 10,457 | 19,544 | 1,983 | 4,456 | |
450/3 |
8,701 | 10,457 | 19,544 | 1,983 | 4,456 | |
47/48 |
2,201 | 14,803 | 1,929 | 451 | - | |
| Income statement | ||||||
76A |
- | 92 | - | - | - | |
9900 |
69,382 | 23,277 | 47,641 | 7,266 | 14,783 | |
62 |
250 | - | - | - | 38,293 | |
630 |
1,563 | 1,044 | 1,931 | 1,931 | 1,924 | |
640/8 |
552 | 931 | 905 | 122 | 239 | |
66A |
- | 5 | - | - | - | |
9901 |
67,018 | 21,297 | 44,806 | 5,214 | -25,671 | |
75/76B |
- | 6,213 | 2 | 0 | 40 | |
75 |
- | 6,213 | 2 | 0 | 40 | |
65/66B |
506 | 510 | 488 | 789 | 805 | |
65 |
506 | 510 | 488 | 789 | 805 | |
9903 |
66,512 | 27,000 | 44,320 | 4,424 | -26,436 | |
67/77 |
14,148 | 6,075 | 6,467 | 114 | 142 | |
9904 |
52,363 | 20,925 | 37,854 | 4,310 | -26,578 | |
9905 |
52,363 | 20,925 | 37,854 | 4,310 | -26,578 | |
| Appropriation of the result | ||||||
9906 |
73,874 | 36,510 | 15,586 | -22,268 | -26,578 | |
14P |
21,510 | 15,586 | -22,268 | -26,578 | - | |
694/7 |
20,000 | 15,000 | - | - | - | |
694 |
20,000 | 15,000 | - | - | - | |
| Document | ||||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 02-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 02-07-2026 | 2026-00248916 | |
| 31-12-2024 | micro format | 19-06-2025 | 2025-00158790 | |
| 31-12-2023 | micro format | 27-06-2024 | 2024-00178027 | |
| 31-12-2022 | micro format | 09-08-2023 | 2023-00325803 | |
| 31-12-2021 | micro format | 31-08-2022 | 2022-20391819 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| 68,580 | 22,341 | 46,737 | 7,145 | -23,748 | ||
| 53,926 | 21,969 | 39,784 | 6,241 | -24,655 | ||
| 5,266 | 1,156 | 0 | 0 | 7,834 | ||
| -16,284 | -23,549 | 48,069 | -8,448 | - | ||
| 63,015 | 34,716 | 31,022 | -6,708 | -7,770 | ||
| 78.5% | 51.5% | 48.2% | -74.6% | -50.7% | ||
| 4.34 | 2.02 | 2.02 | 0.46 | 0.69 | ||
| 0.27 | 0.94 | 1.08 | - | - | ||
| 76.0% | 57.3% | 123.8% | - | - | ||
| 59.7% | 29.5% | 59.6% | 44.3% | -116.4% | ||
| over 100 | 43.77 | 95.86 | 9.05 | -29.51 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €5,266 | €1,156 | - | - | €7,834 |
| €1,563 | €1,044 | €1,931 | €1,931 | €1,924 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on Experience Lab
The operating result for 2025 is over 3.1 times that of 2024 and the highest since 2021. It is a recovery after the fall in 2024.
Debt's share of the balance-sheet total falls from 48.5% to 21.5%. Equity is higher and debt is lower.
Board & ownership
Board
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 16-10-2020
Mandates through the years
1 nameDE BACKER Bram
Statutory director
Statutory director
Earlierend not dated
Mandates as a list
- DE BACKER Bram
- Statutory director, appointed by deed of 16-10-2020, last mentioned in 2020
Control
Capital
- Contribution
- €15,000
- Shares
- 100
- Contribution per share
- €150
- Equity per share
- €689 in 2025
- Source
- deed of 16-10-2020
Articles of association
deed of 16-10-2020 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Monday of June at 17:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 16-10-2020 ↗
- DE BACKER Bram 100 shares (100%) · €15,000
Network & group
No group
Experience Lab has no parent and no holdings in its annual accounts.
Connections & network
See the function holders in the KBO register.
Timeline
Timeline
13 events since 2020Filings
Financial
Establishments
Address
2020202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 29 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0756564465
2025
Highest result from 2021 to 2025 net €52,363 ▲150% The operating result of €67,018 and the net result of €52,363 are both a record.
Liquidity more than doubled current ratio 4.34 The current ratio rises from 2.02 to 4.34. Short-term debt falls from €34,000 to €18,886.
Annual accounts 2024 filed PDFmicro format · 42 days before the deadline
2024
Registered office moved from Ghent to DeinzeNew registered office: Tolpoortstraat 126 bus 1, 9800 Deinze · Previous registered office: coupure 620 bus 6, 9000 Gent · Board meeting of 19-07-20242 points ▸
- Board meeting, 19-07-2024
- Registered-office move, Tolpoortstraat 126 bus 1, 9800 Deinze
Annual accounts 2023 filed PDFmicro format · 34 days before the deadline
2023
Liquidity more than quadruples current ratio 2.02 The current ratio rises from 0.46 to 2.02.
Annual accounts 2022 filed PDFmicro format · 9 days late
2022
Back to profit net €4,310 The net result is €4,310, after one loss-making year.
Annual accounts 2021 filed PDFmicro format · 31 days late
2020
IncorporationFounding capital of €15,000, 100 shares · Founder: DE BACKER Bram · Appointment: DE BACKER Bram (statutory director) · published on 16-10-20205 points ▸
- Registered office clause, Coupure 620 bus 6, 9000 Gent
- Founder, DE BACKER Bram
- Founding capital, €15,000, 100 shares
- 100 shares
- Director appointment, DE BACKER Bram (statutory director)
- The deed holds 3 more points.
First establishment Tolpoortstraat 126, Deinze
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0756.564.465
- VAT number
- BE 0756.564.465
- Peppol ID
- 0208:0756564465
- Other Peppol ID
- 9925:BE0756564465
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 14-10-2020
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Monday of June at 17:00deed of 16-10-2020 (in Dutch)
- Peppol
- Reachable since 20-05-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Experience Lab in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 16-10-2020 (in Dutch)
- Name clauseThe company operates under this name according to its articles.
- Experience Labdeed of 16-10-2020 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 16-10-2020 (in Dutch)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
63910
Web portal activities
85599
Other education
Codes under NACEBEL 2008
62020
IT consultancy main activity
63110
Computing infrastructure, data processing, hosting and other information service activities
63120
Computing infrastructure, data processing, hosting and other information service activities
74201
Photography, excluding press photography
85599
Other education
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Ontwerpen en programmeren van computerprogramma’s,websites,apps; Computerconsultancy-activiteiten; Gegevensverwerking,webhosting en…”deed of 16-10-2020 (in Dutch)
6 activities
- Ontwerpen en programmeren van computerprogramma’s,websites,apps
- Computerconsultancy-activiteiten
- Gegevensverwerking,webhosting en aanverwante activiteiten
- Het geven van cursussen,opleidingen,workshops in digitale ontwerpen
- Fotografie,videografie,copywriting en andere creatieve diensten
- Alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het oordeelkundig beheer van roerend en onroerend patrimonium,zoals onroerende goederen aanwerven,laten bouwen,laten opschikken,laten uitrusten,ombouwen;onroerende goederen vervreemden met het oog op wederbelegging en opbrengst;beschikbare middelen beleggen in roerende goederen en waarden;het nemen van participaties in derde ondernemingen
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Tolpoortstraat 126 registered office 9800 Deinze | 14-10-2020 | 2.308.404.713 |
1 former office
- 9000 Gent until 19-07-2024 · deed of 27-09-2024
Buildings and parcels at the address
- Ground area
- 886 m²
- Buildings
- 178 m²
- Volume, LiDAR
- 1,238 m³
- Tallest building
- 12.8 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 44011B0826/00A000 | 886 m² | 1 · 178 m² | 12.8 m · 3 |