EXIMMCO · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of EXIMMCO is 0.2% (very low). The 2024 annual accounts show equity of €1.03M and a net result of €-30k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 95% of 780 sector peers (fiscal year 2024). The company has been active since 1949 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Signals

2 signals · with evidence

Persistent losses

Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.

View the result trend

Strong solvency vs sector

Solvency is in the sector's strongest quartile: better than 95% of 780 peers (2024). A comfortable equity buffer.

View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 21 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	29-08-2025	29 d late	2025-00463398
31-12-2023	31-07-2024	29-08-2024	29 d late	2024-00389874
31-12-2022	31-07-2023	23-08-2023	23 d late	2023-00350030
31-12-2021	31-07-2022	30-08-2022	30 d late	2022-20379471
31-12-2020	31-07-2021	31-08-2021	31 d late	2021-63000466
31-12-2019	31-07-2020	19-08-2020	19 d late	2020-42700041
31-12-2018	31-07-2019	24-07-2019	7 d early	2019-36500532
31-12-2017	31-07-2018	30-07-2018	1 d early	2018-39200071
31-12-2016	31-07-2017	29-10-2017	90 d late	2017-68500413
31-12-2015	31-07-2016	06-10-2016	67 d late	2016-64700369

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Long-established

Founded in 1949, 76 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.2% Very low

0%0,5%1,5%4%10%≥25%

Long track record −Higher-failure-rate region +Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€-30k-5.8%

Working capital€542k-15.2%

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · volledig

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

stable Equity: stable across 7 fiscal years (±0.2%/year).

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (full schema)

Metric	This company	Sector median	Position in the sector
Solvency	97.5%	16.5%	better than 95% of 780 sector peers
Net result	€-30k	€-2k	better than 31% of 778 sector peers
Equity	€1.03M	€136k	better than 74% of 780 sector peers
Gross operating margin	€13k	€45k	better than 36% of 612 sector peers
Total assets	€1.06M	€1.72M	better than 40% of 780 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P95

Stable position over 2020-2024 · n=285-780

Net result P31

Weakening position over 2020-2024 · n=284-778

Equity P74

Improving position over 2020-2024 · n=286-780

Gross operating margin P36

Weakening position over 2020-2024 · n=189-612

Describes the position versus peers, not a forecast.

EBITDA

€-2k

+4.9% 18-24

Net profit

€-30k

-5.8% 18-24

Cash flow

€323

- 18-24

Total assets

€1.06M

-2.4% 18-24

Equity

€1.03M

-2.8% 18-24

Working capital

€542k

-15.2% 18-24

Income taxes

€178

-16.1% 18-24

Debt

€26k

+20.2% 18-24

Show 8 other metrics

Debt ≤ 1y

€26k

+20.2% 18-24

Current ratio

21.69

-28.5% 18-24

Quick ratio

21.69

-28.5% 18-24

Solvency

97.5%

-0.5% 18-24

Debt / equity

0.03

+23.7% 18-24

ROE

-2.9%

-8.8% 18-24

ROA

-2.8%

-8.3% 18-24

Interest coverage

-3.06

-57.8% 18-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	volledig
Revenue	-
EBITDA	€-2k
Net profit	€-30k
Cash flow	€323
Staff costs	-
Income taxes	€178
Dividends	-
Total assets	€1.06M
Equity	€1.03M
Debt	€26k
of which ≤ 1y	€26k
of which > 1y	-
Working capital	€542k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	21.69
Quick ratio	21.69
Working capital ratio	51.3%
Solvency	97.5%
Debt / equity	0.03
Long-term debt ratio	-
Interest coverage	-3.06
Gross margin	-
Net margin	-
ROA	-2.8%
ROE	-2.9%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €489k · 46.3% Current assets €568k · 53.7%

Equity & liabilities

Equity €1.03M · 97.5% Debt €26k · 2.5%

Full annual accounts (24 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€1.06M
Fixed assets	21/28	€489k
Tangible fixed assets	22/27	€241k
Financial fixed assets	28	€248k
Current assets	29/58	€568k
Amounts receivable within one year	40/41	€53k
Investments	50/53	€366k
Cash & bank	54/58	€145k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€1.06M
Equity	10/15	€1.03M
Contributions / capital	10/11	€422k
Reserves	13	€354k
Accumulated profits (losses)	14	€255k
Amounts payable	17/49	€26k
Amounts payable within one year	42/48	€26k
Trade debts payable within one year	44	€2k
Income statement
Gross operating margin	9900	€13k
Operating result	9901	€-33k
Financial income	75	€4k
Financial charges	65	€784
Result before taxes	9903	€-30k
Income taxes	67/77	€178
Net result for the period	9904	€-30k
Result to be appropriated	9905	€-30k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

52 / 100 Fair

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

3 companies at this address See who is registered here

Establishment units

1 location

Ruststraat 74, 1180 Ukkel

Overige ondersteunende activiteiten i.v.m. het vervoer te land

since 19492.005.380.671

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area203 m²

Buildings1

Building footprint191 m²

Volume (LiDAR)2,637 m³

Tallest building16.4 m · ±5 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21614E0047/00C004	Brussels	202 m²	1 · 191 m²	16.4 m · 5 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

5 of 5 axes measured

57 / 100

Mixed profile: strong on solvency, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 52

Profitability 0

Solvency 100

Growth 32

Stability 100

Credit advice

verdict per customer and amount

Similar

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We hold annual accounts for 1,385 of the 11,737 companies in this sector. 402 of them are within a factor 10 of this company's equity.

See full sector →

Company registry

Company registry (CBE)

Crossroads Bank

Activities

Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis68311Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed70311Diensten in verband met vervoer te land52210Overige ondersteunende activiteiten i.v.m. het vervoer te land63210

Primary activity highlighted.

Names & trade names

Legal nameFR	EXIMMCO
AbbreviationFR	Eximmco

Registered office

Ruststraat 74

1180 Ukkel, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.