EXIM Holding is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.28M and a net result of €90k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 90% of 7980 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.28M
neutral · A punctual record breaks
This company filed 8 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
5 d late
2024
24 d early
2023
22 d early
2022
18 d early
2021
2 d early
2020
39 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.28M▲ 7.6%
2024 · €1.19M
2018: €1.10M
2019: €1.12M
2020: €1.12M
2021: €1.13M
2022: €1.14M
2023: €1.15M
2024: €1.19M
2018 → 2025
Net result
€90k▲ 114%
2024 · €42k
2018: €21k
2019: €18k
2020: €5k
2021: €2k
2022: €9k
2023: €15k
2024: €42k
2018 → 2025
Total assets
€1.39M▲ 1.1%
2024 · €1.37M
2018: €1.42M
2019: €1.43M
2020: €1.43M
2021: €1.42M
2022: €1.36M
2023: €1.38M
2024: €1.37M
2018 → 2025
Solvency
92.5%▲ 5.5pp
2024 · 86.9%
2018: 77.4%
2019: 78.2%
2020: 78.4%
2021: 79.1%
2022: 83.2%
2023: 83.5%
2024: 86.9%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.13M-€1.14M▲ 0.8%€1.15M▲ 1.3%€1.19M▲ 3.7%€1.28M▲ 7.6%
Operating result€2k-€10k▲ 351%€17k▲ 79.2%€48k▲ 176%€111k▲ 133%
Net result€2k-€9k▲ 356%€15k▲ 68.6%€42k▲ 177%€90k▲ 114%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 133% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.39M
Fixed assets
€1.00M=
Current assets
€388k▲ 4.2%
Equity and liabilities €1.39M
Equity
€1.28M▲ 7.6%
Debt
€105k▼ 41.7%
The debt ratio falls from 13.1% to 7.5%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
92.5%▲
2024 · 86.9%
ROE
7.0%▲
2024 · 3.5%
ROA
6.5%▲
2024 · 3.1%
Debt
€105k▼
2024 · €179k
Debt ≤ 1 year
€105k▼
2024 · €179k
Income taxes
€25k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.37M€1.39M▲
Fixed assets21/28€1.00M€1.00M=
Financial fixed assets28€1.00M€1.00M=
Current assets29/58€372k€388k▲
Amounts receivable after more than one year29€250k€250k=
Other amounts receivable291€250k€250k=
Amounts receivable within one year40/41€115k€124k▲
Trade receivables40€4k€19k▲
Other amounts receivable41€111k€106k▼
Cash at bank and in hand54/58€7k€13k▲
Deferred charges and accrued income490/1€678€357▼
Equity and liabilities
Total equity and liabilities10/49€1.37M€1.39M▲
Equity10/15€1.19M€1.28M▲
Contributions10/11€450k€450k=
Reserves13€743k€833k▲
Distributable reserves133€743k€833k▲
Amounts payable17/49€179k€105k▼
Amounts payable within one year42/48€179k€105k▼
Current portion of amounts payable after more than one year42€14k-
Financial debts43-€17k
Credit institutions430/8-€17k
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€17k€13k▼
Taxes450/3€17k€13k▼
Other amounts payable47/48€143k€72k▼
Income statement
Code20242025
Other operating charges640/8€2k€2k▲
Gross operating margin9900€49k€113k▲
Operating profit (loss)9901€48k€111k▲
Financial income75/76B€14k€14k▼
Recurring financial income75€14k€14k▼
Financial charges65/66B€8k€10k▲
Recurring financial charges65€8k€10k▲
Profit (loss) for the period before taxes9903€54k€115k▲
Income taxes67/77€12k€25k▲
Profit (loss) for the period9904€42k€90k▲
Profit (loss) for the period to be appropriated9905€42k€90k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€90k▲
Transfer to equity691/2€42k€90k▲
To other reserves6921€42k€90k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
31-12
Financial
Highest result since 2018net €90k ▲114%
Operating result €111k, net result €90k, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €2k ▼59.8%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wommelgem · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Krijtersveld 12160 WommelgemGround area
2,327 m²
Building footprint
606 m²
Volume, LiDAR
3,945 m³
Parcel 11052C0200/00F000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Exim Holding
since 20102.195.411.787
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11052C0200/00F000 | Flanders | 2,327 m² | 1 · 606 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 12,109 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2010
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.