EXHARO
ActiveEXHARO has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €1k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 89% of 9195 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▲+38
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 11.4; short-term debt: 8.8% and cash: 87.7% of total assets), and 12.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 21-01-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
4 d early
2023
1 d early
2022
29 d early
2021
33 d early
2020
48 d early
2019
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€16k▲ 7.3%
2024 · €15k
2019: €17k
2020: €17k
2021: €11k
2022: €17k
2023: €16k
2024: €15k
2019 → 2025
Total assets
€18k▲ 17.2%
2024 · €16k
2019: €59k
2020: €300k
2021: €117k
2022: €107k
2023: €110k
2024: €16k
2019 → 2025
Net result
€1k
2024 · €-1k
2019: €32k
2020: €-547
2021: €-5k
2022: €5k
2023: €-344
2024: €-1k
2019 → 2025
Working capital
€17k▼ 24.9%
2023 · €22k
2019: €17k
2020: €17k
2021: €29k
2022: €19k
2023: €22k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€17k▲ 48.5%€16k▼ 2.1%€15k▼ 9.0%€16k▲ 7.3%
Operating result€13k-€8k▼ 38.2%€3k▼ 58.7%€1k▼ 58.0%€1k▼ 19.4%
Net result€-5k-€5k€-344€-1k▼ 323%€1k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 19% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €18k
Equity
€16k▲ 7.3%
Debt
€2k▲ 219%
The debt ratio rises from 4.7% to 12.8%. Equity and debt are higher.
Key figures and ratios
Solvency
87.2%▼
2024 · 95.3%
Current ratio
11.40
Quick ratio
11.40
Debt / equity
0.15▲
2024 · 0.05
ROE
6.8%▲
2024 · -9.8%
ROA
5.9%▲
2024 · -9.4%
Debt
€2k▲
2024 · €727
Debt ≤ 1 year
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€16k€18k▲
Current assets29/58€16k€18k▲
Amounts receivable within one year40/41€7k€2k▼
Trade receivables40€5k-
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€9k€16k▲
Equity and liabilities
Total equity and liabilities10/49€16k€18k▲
Equity10/15€15k€16k▲
Contributions10/11€30k€30k=
Reserves13€3k€3k=
Tax-exempt reserves132-€3k
Distributable reserves133€3k-
Profit (loss) carried forward14€-18k€-17k▲
Amounts payable17/49€727€2k▲
Amounts payable within one year42/48-€2k
Trade debts44-€2k
Suppliers440/4-€2k
Accrued charges and deferred income492/3€727€727=
Income statement
Code20242025
Other operating charges640/8€591€830▲
Gross operating margin9900€2k€2k▼
Operating profit (loss)9901€1k€1k▼
Financial charges65/66B€3k€24▼
Recurring financial charges65€3k€24▼
Profit (loss) for the period before taxes9903€-1k€1k▲
Profit (loss) for the period9904€-1k€1k▲
Profit (loss) for the period to be appropriated9905€-1k€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-17k▲
Profit (loss) brought forward from the previous period14P€-17k€-18k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
2021
29-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
2020
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
11-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
12-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
28-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kaarderslaan 11A9160 LokerenGround area
5,402 m²
Building footprint
2,014 m²
Volume, LiDAR
13,875 m³
Parcel 46014A1192/00A002, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EXHARO
since 20012.093.177.648
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46014A1192/00A002 | Flanders | 5,402 m² | 1 · 2,014 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DOCKS MANAGEMENT
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IMMO SERVAIS
BE 1019.131.587
Fleurus · Eq €16k
PATRIMO RGO
BE 0764.523.415
Bilzen-Hoeselt · Eq €16k
Succession
BE 1008.097.937
Oud-Heverlee · Eq €16k
CASA TRUNCORUM
BE 0651.970.949
Mortsel · Eq €16k
Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 1,875 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-12-2000
Fiscal year end30-06
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.