EX LIBRIS
ActiveSummary
EX LIBRIS has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75.5m and a net result of €1.1m. Equity is growing by about 2.9% per year across the filed financial years. Its solvency ranks better than 95% of 12,724 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Financials · financial year 2025, abbreviated format
In the rankings
#1 company by equity in Limburg, Retail trade sector#3 company by total assets in Hasselt, Wholesale and retail trade sector
Turnover
≈ €590,000
Estimated: probably between €370,000 and €1.0m
Total assets
€75.7m▲ 1.2%
2024 · €74.8m
Net result
€1.1m
2024 · -€2,495
Working capital
€717,785
2024 · -€250,367
Trend over the years
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result returns to profit in 2025: €33,932 after a loss of €861 in 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result€0.03m
2025
Net result€1.1m
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€75.7m
2025
Equity€75.5m
2025
Debt€0.3m
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€0.7m
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)1.4%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency99.7%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio3.80
2025
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result-€0.001m-€0.01m€0.05m▲ 334%€0.04m▼ 28.1%€0.005m▼ 87.3%€0.004m▼ 17.6%-€0.001m€0.03m
Net result-€0.002m-€0.007m€0.04mabove the sector's middle half▲ 407%€0.03mabove the sector's middle half▼ 27.0%€0.003mwithin the sector's middle half▼ 89.3%€0.002mwithin the sector's middle half▼ 21.3%-€0.002mbelow the sector's middle half€1.1mabove the sector's middle half
Equity€1.0m-€1.0m▲ 0.7%€1.0mabove the sector's middle half▲ 3.7%€1.0mabove the sector's middle half▲ 2.6%€0.5mabove the sector's middle half▼ 48.8%€0.5mabove the sector's middle half▲ 0.4%€74.4mabove the sector's middle half▲ 142×€75.5mabove the sector's middle half▲ 1.4%
Total assets€1.5m-€1.0m▼ 32.4%€1.1mabove the sector's middle half▲ 7.9%€1.1mabove the sector's middle half▼ 2.5%€1.1mabove the sector's middle half▼ 2.6%€1.0mabove the sector's middle half▼ 3.3%€74.8mabove the sector's middle half▲ 72×€75.7mabove the sector's middle half▲ 1.2%
Debt€0.6m-€0.08m▼ 85.9%€0.1m▲ 56.6%€0.08m▼ 41.6%€0.5m▲ 620%€0.5m▼ 6.8%€0.4m▼ 14.3%€0.3m▼ 40.6%
Working capital€0.08m-€0.1m▲ 31.9%€0.1mabove the sector's middle half▲ 29.5%€0.1mabove the sector's middle half▲ 7.1%-€0.3mbelow the sector's middle half-€0.3mbelow the sector's middle half▲ 3.4%-€0.3mbelow the sector's middle half▲ 12.4%€0.7mabove the sector's middle half
Solvency61.8%-92.0%▲ 30.3pp88.5%above the sector's middle half▼ 3.6pp93.1%above the sector's middle half▲ 4.6pp49.0%within the sector's middle half▼ 44.1pp50.8%within the sector's middle half▲ 1.9pp99.4%above the sector's middle half▲ 48.6pp99.7%above the sector's middle half▲ 0.2pp
Current ratio1.16-3.01▲ 1.852.88above the sector's middle half▼ 0.125.36above the sector's middle half▲ 2.480.43below the sector's middle half▼ 4.940.42below the sector's middle half▼ 0.010.42below the sector's middle half=3.80above the sector's middle half▲ 3.38
Return on assets (ROA)-0.1%-0.7%▲ 0.8pp3.1%within the sector's middle half▲ 2.5pp2.4%within the sector's middle half▼ 0.8pp0.3%within the sector's middle half▼ 2.1pp0.2%within the sector's middle half=0.0%below the sector's middle half▼ 0.2pp1.4%within the sector's middle half▲ 1.4pp
above
within
below
the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75.7m
Fixed assets
€74.7m ▲ 0.1%
Current assets
€974,169 ▲ 432%
Equity and liabilities €75.7m
Equity
€75.5m ▲ 1.4%
Debt
€258,332 ▼ 40.6%
Debt's share of the balance-sheet total falls from 0.6% to 0.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€92,800▲
2024 · €68,176
Cash flow
€1.1m▲
2024 · €66,542
Debt to equity
0.00▼
2024 · 0.01
ROE
1.4%▲
2024 · 0.0%
Interest coverage
34.59▼
2024 · 58.96
Debt ≤ 1 year
€256,384▼
2024 · €433,506
Debt > 1 year
€300=
2024 · €300
Income taxes
€116,569▲
2024 · €478
Staff costs
€706
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | - | - | €0.003m | - | - |
| Remuneration, social security and pensions62 | - | - | - | - | - | - | - | €0.001m | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.06m | €0.07m | €0.05m | €0.06m | €0.07m | €0.07m | €0.07m | €0.06m | ▼ 14.7% |
| Other operating charges640/8 | - | - | - | €0.007m | €0.008m | €0.008m | €0.009m | €0.009m | ▲ 2.8% |
| Non-recurring operating charges66A | - | - | - | - | - | - | €0.008m | - | - |
| Gross operating margin9900 | €0.07m | €0.08m | €0.1m | €0.1m | €0.08m | €0.09m | €0.09m | €0.1m | ▲ 20.4% |
| Operating profit (loss)9901 | -€0.001m | €0.01m | €0.05m | €0.04m | €0.005m | €0.004m | -€0.001m | €0.03m | - |
| Financial income75/76B | - | - | - | €1 | - | - | - | €1.2m | - |
| Recurring financial income75 | €0.002m | €0.01m | - | €1 | - | - | - | €1.2m | - |
| Financial charges65/66B | - | - | - | €0.001m | €0.001m | €475 | €0.001m | €0.003m | ▲ 132% |
| Recurring financial charges65 | €0.003m | €0.002m | €0.001m | €0.001m | €0.001m | €475 | €0.001m | €0.003m | ▲ 132% |
| Profit (loss) for the period before taxes9903 | -€0.001m | €0.02m | €0.05m | €0.04m | €0.004m | €0.004m | -€0.002m | €1.2m | - |
| Income taxes67/77 | €436 | €0.02m | €0.02m | €0.01m | €0.002m | €0.001m | €478 | €0.1m | ▲ 244× |
| Profit (loss) for the period9904 | -€0.002m | €0.007m | €0.04m | €0.03m | €0.003m | €0.002m | -€0.002m | €1.1m | - |
| Profit (loss) for the period to be appropriated9905 | -€0.002m | €0.007m | €0.04m | €0.03m | €0.003m | €0.002m | -€0.002m | €1.1m | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €1.5m | €1.0m | €1.1m | €1.1m | €1.1m | €1.0m | €74.8m | €75.7m | ▲ 1.2% |
| Fixed assets21/28 | €0.9m | €0.9m | €0.9m | €0.9m | €0.8m | €0.8m | €74.7m | €74.7m | ▲ 0.1% |
| Tangible fixed assets22/27 | €0.9m | €0.9m | €0.9m | €0.9m | €0.8m | €0.8m | €0.8m | €0.7m | ▼ 6.8% |
| Land and buildings22 | - | - | - | €0.8m | €0.7m | €0.8m | €0.8m | €0.7m | ▼ 4.8% |
| Furniture and vehicles24 | - | - | - | €0.1m | €0.1m | €0.07m | €0.02m | €278 | ▼ 98.4% |
| Financial fixed assets28 | - | - | - | - | - | - | €73.9m | €74.0m | ▲ 0.2% |
| Current assets29/58 | €0.6m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €1.0m | ▲ 432% |
| Amounts receivable within one year40/41 | €0.01m | €0.02m | €0.03m | €0.02m | €0.02m | €0.02m | €0.03m | €0.005m | ▼ 82.7% |
| Trade receivables40 | - | - | - | - | - | - | €0.02m | - | - |
| Other amounts receivable41 | - | - | - | €0.02m | €0.02m | €0.02m | €0.01m | €0.005m | ▼ 59.4% |
| Current investments50/53 | €0.2m | - | - | - | - | - | - | - | - |
| Cash at bank and in hand54/58 | €0.4m | €0.1m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €1.0m | ▲ 516% |
| Deferred charges and accrued income490/1 | - | - | - | €0.008m | €0.004m | €0.007m | €0.002m | €0.02m | ▲ 641% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €1.5m | €1.0m | €1.1m | €1.1m | €1.1m | €1.0m | €74.8m | €75.7m | ▲ 1.2% |
| Equity10/15 | €1.0m | €1.0m | €1.0m | €1.0m | €0.5m | €0.5m | €74.4m | €75.5m | ▲ 1.4% |
| Contributions10/11 | €0.3m | €0.3m | €0.3m | €0.3m | €0.3m | €0.3m | €74.1m | €74.1m | = |
| Capital10 | - | - | - | €0.3m | €0.3m | €0.3m | €74.1m | €74.1m | = |
| Issued capital100 | - | - | - | €0.3m | €0.3m | €0.3m | €74.1m | €74.1m | = |
| Reserves13 | €0.7m | €0.7m | €0.7m | €0.7m | €0.2m | €0.2m | €0.2m | €1.3m | ▲ 419% |
| Non-distributable reserves130/1 | - | - | - | €0.03m | €0.03m | €0.03m | €0.03m | €0.09m | ▲ 225% |
| Legal reserve130 | - | - | - | €0.03m | €0.03m | €0.03m | €0.03m | €0.09m | ▲ 225% |
| Distributable reserves133 | - | - | - | €0.7m | €0.2m | €0.2m | €0.2m | €1.2m | ▲ 442% |
| Profit (loss) carried forward14 | -€158 | €220 | €0.008m | €0.009m | €0.01m | €0.01m | €0.01m | €0.01m | = |
| Amounts payable17/49 | €0.6m | €0.08m | €0.1m | €0.08m | €0.5m | €0.5m | €0.4m | €0.3m | ▼ 40.6% |
| Amounts payable after more than one year17 | €0.07m | €0.03m | €0.05m | €0.04m | €0.03m | €0.01m | €300 | €300 | = |
| Financial debts170/4 | - | - | - | €0.04m | €0.03m | €0.01m | - | - | - |
| Other amounts payable178/9 | - | - | - | - | €300 | €300 | €300 | €300 | = |
| Amounts payable within one year42/48 | €0.5m | €0.05m | €0.07m | €0.03m | €0.5m | €0.5m | €0.4m | €0.3m | ▼ 40.9% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.01m | €0.01m | €0.01m | €0.01m | - | - |
| Trade debts44 | €0.1m | €0.002m | €0.005m | €0.001m | €0.001m | €353 | €0.02m | €0.008m | ▼ 52.6% |
| Suppliers440/4 | - | - | - | €0.001m | €0.001m | €353 | €0.02m | €0.008m | ▼ 52.6% |
| Taxes, remuneration and social security45 | - | - | - | €0.02m | €0.03m | €0.005m | €0.004m | €0.1m | ▲ 30× |
| Taxes450/3 | - | - | - | €0.02m | €0.03m | €0.005m | €0.004m | €0.1m | ▲ 30× |
| Other amounts payable47/48 | - | - | - | - | €0.5m | €0.5m | €0.4m | €0.1m | ▼ 66.4% |
| Accrued charges and deferred income492/3 | - | - | - | €0.001m | - | - | €0.001m | €0.002m | ▲ 33.8% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€0.002m | €0.007m | €0.04m | €0.03m | €0.003m | €0.002m | -€0.002m | €1.1m | - |
| + Depreciation and write-downs630 | €0.06m | €0.07m | €0.05m | €0.06m | €0.07m | €0.07m | €0.07m | €0.06m | ▼ 14.7% |
| Operating cash flow (approximation) | €0.06m | €0.07m | €0.08m | €0.09m | €0.07m | €0.08m | €0.07m | €1.1m | ▲ 17× |
| Investment in fixed assets (approximation) | - | -€0.005m | -€0.08m | -€0.06m | -€0.003m | -€0.05m | -€73.9m | -€0.1m | ▲ 99.8% |
| Change in cash | - | -€0.2m | €0.04m | -€0.02m | €0.04m | -€0.02m | -€0.02m | €0.8m | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 37 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 27-07-2026 | 2026-00335422 |
| 31-12-2024 | abbreviated format | 30-06-2025 | 2025-00198708 |
| 31-12-2023 | micro format | 27-06-2024 | 2024-00169027 |
| 31-12-2022 | micro format | 26-06-2023 | 2023-00156006 |
| 31-12-2021 | micro format | 27-07-2022 | 2022-20227705 |
| 31-12-2020 | micro format | 23-07-2021 | 2021-38500479 |
| 31-12-2019 | micro format | 02-07-2020 | 2020-24300408 |
| 31-12-2018 | micro format | 22-07-2019 | 2019-35200247 |
| 31-12-2017 | micro format | 27-07-2018 | 2018-38900277 |
| 31-12-2016 | micro format | 24-07-2017 | 2017-34500540 |
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Of the 2,282 active companies whose main activity is retail sale of newspapers and periodicals (NACE 47621), figures are known for 1,270. 3 are within a factor 10 of this equity. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.