EWI HOLDING has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.29M and a net result of €801k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 2680 sector peers (fiscal year 2025). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d early
2023
23 d early
2022
33 d early
2021
32 d early
2020
20 d late
2019
32 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.29M▲ 147%
2024 · €523k
2018: €30k
2019: €419k
2020: €520k
2021: €46k
2022: €-3.58M
2023: €-3.23M
2024: €523k
2018 → 2025
Total assets
€8.87M▲ 2.4%
2024 · €8.66M
2018: €172k
2019: €461k
2020: €7.62M
2021: €7.77M
2022: €4.46M
2023: €4.87M
2024: €8.66M
2018 → 2025
Net result
€801k▼ 78.8%
2024 · €3.79M
2018: €15k
2019: €389k
2020: €102k
2021: €-475k
2022: €-3.63M
2023: €329k
2024: €3.79M
2018 → 2025
Working capital
€984k▲ 11.4%
2024 · €883k
2018: €28k
2019: €417k
2020: €579k
2021: €63k
2022: €417k
2023: €871k
2024: €883k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€-3.58M€-3.23M▲ 9.8%€523k€1.29M▲ 147%
Operating result€-56k-€134k€323k▲ 141%€454k▲ 40.3%€634k▲ 39.7%
Net result€-475k-€-3.63M▼ 665%€329k€3.79M▲ 1,051%€801k▼ 78.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 40% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.87M
Fixed assets
€7.60M▲ 0.1%
Current assets
€1.27M▲ 18.3%
Equity and liabilities €8.87M
Equity
€1.29M▲ 147%
Debt
€7.57M▼ 7.0%
The debt ratio falls from 94.0% to 85.4%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
14.6%▲
2024 · 6.0%
ROE
61.9%▼
2024 · 723.6%
ROA
9.0%▼
2024 · 43.7%
Debt
€7.57M▼
2024 · €8.14M
Debt ≤ 1 year
€290k▲
2024 · €193k
Debt > 1 year
€7.28M▼
2024 · €7.95M
Income taxes
€160k▲
2024 · €46k
Staff costs
€43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€8.66M€8.87M▲
Fixed assets21/28€7.59M€7.60M▲
Intangible fixed assets21€13k€8k▼
Tangible fixed assets22/27€597k€609k▲
Land and buildings22€582k€569k▼
Plant, machinery and equipment23€3k€6k▲
Furniture and vehicles24€11k€34k▲
Financial fixed assets28€6.98M€6.98M=
Current assets29/58€1.08M€1.27M▲
Amounts receivable after more than one year29€550k€475k▼
Other amounts receivable291€550k€475k▼
Amounts receivable within one year40/41€185k€322k▲
Trade receivables40€178k€314k▲
Other amounts receivable41€6k€8k▲
Current investments50/53-€100k
Cash at bank and in hand54/58€290k€310k▲
Deferred charges and accrued income490/1€53k€66k▲
Equity and liabilities
Total equity and liabilities10/49€8.66M€8.87M▲
Equity10/15€523k€1.29M▲
Contributions10/11€62k€62k=
Reserves13€461k€1.23M▲
Distributable reserves133€461k€1.23M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€8.14M€7.57M▼
Amounts payable after more than one year17€7.95M€7.28M▼
Financial debts170/4€7.95M€7.28M▼
Amounts payable within one year42/48€193k€290k▲
Trade debts44€102k€65k▼
Suppliers440/4€102k€65k▼
Taxes, remuneration and social security45€59k€193k▲
Taxes450/3€59k€184k▲
Remuneration and social security454/9-€9k
Other amounts payable47/48€32k€31k▼
Accrued charges and deferred income492/3€82€420▲
Income statement
Code20242025
Remuneration, social security and pensions62-€43k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€26k▲
Other operating charges640/8€3k€7k▲
Gross operating margin9900€477k€710k▲
Operating profit (loss)9901€454k€634k▲
Financial income75/76B€3.78M€491k▼
Recurring financial income75€31k€491k▲
Non-recurring financial income76B€3.75M€0▼
Financial charges65/66B€401k€163k▼
Recurring financial charges65€401k€163k▼
Profit (loss) for the period before taxes9903€3.83M€961k▼
Income taxes67/77€46k€160k▲
Profit (loss) for the period9904€3.79M€801k▼
Transfer from tax-exempt reserves789€0-
Profit (loss) for the period to be appropriated9905€3.79M€801k▼
Appropriation of the result
Profit (loss) to be appropriated9906€491k€801k▲
Profit (loss) brought forward from the previous period14P€-3.30M€0▲
Transfer to equity691/2€461k€771k▲
To other reserves6921€461k€771k▲
Profit to be distributed694/7€30k€30k=
Return on contributions (dividend)694€30k€30k=
Social balance
Average headcount (FTE)90870.00.8▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Equity above €1MEq €1.29M ▲147%
3 profitable years in a row build equity to €1.29M.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €3.79M ▲1051%
Net result €3.79M, the highest in the series.
31-12
Financial
Equity above €500kEq €523k
2 profitable years in a row build equity to €523k.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €329k
Net result €329k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 7.22
Current ratio from 3.12 to 7.22; short-term debt falls from €196k to €140k.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-3.63M
Net result drops to €-3.63M, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 3.12
Current ratio from 1.56 to 3.12.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
31-12
Financial
Equity above €500kEq €520k ▲24.2%
3 profitable years in a row build equity to €520k.
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 32 days late
2019
31-12
Financial
Liquidity times 9current ratio 11.06
Current ratio from 1.20 to 11.06; short-term debt falls from €142k to €41k.
31-12
Financial
Equity above €200kEq €419k ▲1300%
2 profitable years in a row build equity to €419k.
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 4801050 ElseneGround area
2,791 m²
Building footprint
1,235 m²
Volume, LiDAR
89,309 m³
Parcel 21822R0227/00V003, Brussels · tallest building 106.8 m, ±30 floors. Linked by address, not a title deed.
1 establishment unit
Ecosoft Water International
since 19962.075.987.763
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21822R0227/00V003 | Brussels | 2,791 m² | 1 · 1,235 m² | 106.8 m · 30 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,878 companies in sector 62100 we hold annual accounts for 8,776. 3,529 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-03-1996
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
64210Activities of holding companies
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.