EWBT
ActiveSummary
EWBT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44k and a net result of €20k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+12
Solvency54▲+13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.53 against 0.98 in 2024; short-term debt: 36.2% and cash: 6.1% of total assets), but 70.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.2%
Return on assets
13.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €44k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
31 d early
2023
55 d early
2022
28 d late
2021
34 d early
2020
18 d late
2019
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€44k▲ 80.9%
2024 · €24k
2018: €-14k
2019: €974
2020: €39k
2021: €46k
2022: €48k
2023: €19k
2024: €24k
2018 → 2025
Total assets
€149k▲ 1.4%
2024 · €147k
2018: €15k
2019: €18k
2020: €90k
2021: €122k
2022: €134k
2023: €122k
2024: €147k
2018 → 2025
Net result
€20k▲ 254%
2024 · €6k
2018: €-15k
2019: €15k
2020: €38k
2021: €7k
2022: €2k
2023: €2k
2024: €6k
2018 → 2025
Working capital
€28k
2024 · €-1k
2018: €-19k
2019: €6k
2020: €18k
2021: €13k
2022: €19k
2023: €-8k
2024: €-1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€48k▲ 4.4%€19k▼ 61.4%€24k▲ 29.6%€44k▲ 80.9%
Operating result€9k-€5k▼ 46.8%€5k▲ 4.0%€8k▲ 69.0%€26k▲ 212%
Net result€7k-€2k▼ 71.0%€2k▲ 16.6%€6k▲ 134%€20k▲ 254%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 212% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €149k
Fixed assets
€67k ▲ 20.3%
Current assets
€83k ▼ 10.1%
Equity and liabilities €149k
Equity
€44k ▲ 80.9%
Debt
€106k ▼ 14.2%
Debt's share of the balance-sheet total falls from 83.6% to 70.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€48k▲
2024 · €29k
Cash flow
€41k▲
2024 · €26k
Current ratio
1.53▲
2024 · 0.98
Quick ratio
1.32▲
2024 · 0.83
Debt to equity
2.42▼
2024 · 5.11
ROE
44.7%▲
2024 · 22.8%
ROA
13.1%▲
2024 · 3.7%
Interest coverage
18.68▲
2024 · 11.16
Debt ≤ 1 year
€54k▼
2024 · €93k
Debt > 1 year
€52k▲
2024 · €30k
Income taxes
€4k▲
2024 · €1k
Staff costs
€8k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€147k€149k▲
Fixed assets21/28€56k€67k▲
Tangible fixed assets22/27€56k€67k▲
Plant, machinery and equipment23€6k€34k▲
Furniture and vehicles24€3k€2k▼
Leasing and similar rights25€47k€31k▼
Current assets29/58€92k€83k▼
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Stocks and contracts in progress3€15k€11k▼
Stocks30/36€5k€5k▲
Contracts in progress37€10k€6k▼
Amounts receivable within one year40/41€64k€58k▼
Trade receivables40€40k€25k▼
Other amounts receivable41€24k€33k▲
Cash at bank and in hand54/58€13k€9k▼
Deferred charges and accrued income490/1€191€4k▲
Equity and liabilities
Total equity and liabilities10/49€147k€149k▲
Equity10/15€24k€44k▲
Contributions10/11€19k€19k=
Reserves13€6k€25k▲
Distributable reserves133€6k€25k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€123k€106k▼
Amounts payable after more than one year17€30k€52k▲
Financial debts170/4€30k€52k▲
Amounts payable within one year42/48€93k€54k▼
Current portion of amounts payable after more than one year42€15k€16k▲
Trade debts44€75k€38k▼
Suppliers440/4€75k€38k▼
Taxes, remuneration and social security45€3k€599▼
Taxes450/3€2k€273▼
Remuneration and social security454/9€943€326▼
Other amounts payable47/48€0-
Income statement
Code20242025
Remuneration, social security and pensions62€6k€8k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€22k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€36k€57k▲
Operating profit (loss)9901€8k€26k▲
Financial income75/76B€825€456▼
Recurring financial income75€825€456▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€7k€24k▲
Income taxes67/77€1k€4k▲
Profit (loss) for the period9904€6k€20k▲
Profit (loss) for the period to be appropriated9905€6k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€20k▲
Transfer from equity791/2€0-
Transfer to equity691/2€6k€20k▲
To other reserves6921€6k€20k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
31-12
Financial
Highest result since 2018net €38k ▲164%
Operating result €42k, net result €38k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
31-12
Financial
Liquidity times 11current ratio 1.89
Current ratio from 0.17 to 1.89; short-term debt falls from €23k to €7k.
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2018
17-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 48 days late
17-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 413 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2015
Ground area
3,889 m²
Building footprint
513 m²
Volume, LiDAR
2,515 m³
Parcel 13376G0075/00B002, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EWBT
since 20152.239.485.322
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13376G0075/00B002 | Flanders | 3,889 m² | 1 · 513 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 870 EUR awarded · 870 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 870 EUR | 870 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
5 categoriesEWBT BV43724
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Of 22,821 companies in sector 43211 we hold annual accounts for 10,326. 8,431 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-2015
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.