EWB
ActiveEWB has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €9k. Equity is growing by ~28.8% per year across the filed fiscal years. Its solvency ranks better than 36% of 7760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-5
Solvency58▼-14
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.58 against 1.45 in 2024; short-term debt: 25.4% and cash: 3.8% of total assets), but 66.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.2%
Return on assets
7.7%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
2 d early
2024
4 d early
2023
1 d early
2022
on the day
2021
30 d early
2020
31 d late
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€103k
EBIT margin
-7.1%
Net result
€9k▲ 19.4%
2024 · €8k
2018: €3k
2019: €-2k
2020: €22k
2021: €-14k
2022: €-9k
2023: €17k
2024: €8k
2018 → 2025
Working capital
€18k▲ 57.3%
2024 · €11k
2018: €6k
2019: €-4k
2020: €19k
2021: €2k
2022: €-12k
2023: €12k
2024: €11k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€103k
Equity€14k-€5k▼ 62.0%€23k▲ 331%€30k▲ 33.5%€40k▲ 30.0%
Operating result€-13k-€-7k▲ 43.9%€20k€10k▼ 51.0%€18k▲ 84.8%
Net result€-14k-€-9k▲ 38.7%€17k€8k▼ 56.3%€9k▲ 19.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 85% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €119k
Fixed assets
€71k▲ 148%
Current assets
€48k▲ 32.6%
Equity and liabilities €119k
Equity
€40k▲ 30.0%
Debt
€80k▲ 131%
The debt ratio rises from 53.1% to 66.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€32k▲
2024 · €20k
Cash flow
€23k▲
2024 · €17k
Solvency
33.2%▼
2024 · 46.9%
Current ratio
1.58▲
2024 · 1.45
Quick ratio
1.58▲
2024 · 1.45
Debt / equity
2.01▲
2024 · 1.13
ROE
23.1%▼
2024 · 25.1%
ROA
7.7%▼
2024 · 11.8%
Interest coverage
12.98▲
2024 · 8.59
Debt
€80k▲
2024 · €34k
Debt ≤ 1 year
€30k▲
2024 · €25k
Debt > 1 year
€49k▲
2024 · €10k
Income taxes
€7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€65k€119k▲
Fixed assets21/28€29k€71k▲
Tangible fixed assets22/27€28k€70k▲
Plant, machinery and equipment23€0-
Furniture and vehicles24€0-
Leasing and similar rights25€28k€70k▲
Financial fixed assets28€1k€1k=
Current assets29/58€36k€48k▲
Amounts receivable within one year40/41€10k€43k▲
Trade receivables40€10k€41k▲
Other amounts receivable41-€2k
Cash at bank and in hand54/58€26k€5k▼
Equity and liabilities
Total equity and liabilities10/49€65k€119k▲
Equity10/15€30k€40k▲
Contributions10/11€6k€6k=
Reserves13€22k€22k=
Distributable reserves133€22k€22k=
Profit (loss) carried forward14€2k€12k▲
Amounts payable17/49€34k€80k▲
Amounts payable after more than one year17€10k€49k▲
Financial debts170/4€10k€49k▲
Amounts payable within one year42/48€25k€30k▲
Current portion of amounts payable after more than one year42€18k€21k▲
Trade debts44€2k-
Suppliers440/4€2k-
Taxes, remuneration and social security45€4k€9k▲
Taxes450/3€4k€9k▲
Other amounts payable47/48€284-
Accrued charges and deferred income492/3-€284
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€14k▲
Other operating charges640/8€1k€918▼
Gross operating margin9900€21k€33k▲
Operating profit (loss)9901€10k€18k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€8k€16k▲
Income taxes67/77-€7k
Profit (loss) for the period9904€8k€9k▲
Profit (loss) for the period to be appropriated9905€8k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€12k▲
Profit (loss) brought forward from the previous period14P€-5k€2k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.62
Current ratio from 0.59 to 1.62; short-term debt falls from €30k to €19k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €-14k ▼165%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laakdal · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hemelrijk 112431 LaakdalGround area
727 m²
Building footprint
151 m²
Parcel 13042B0429/00N004, Flanders. Linked by address, not a title deed.
1 establishment unit
EWB
since 20182.277.565.938
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13042B0429/00N004 | Flanders | 727 m² | 1 · 151 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 537 EUR awarded · 537 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 537 EUR | 537 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 22,826 companies in sector 43211 we hold annual accounts for 10,327. 8,329 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-06-2018
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:ew.byloos@gmail.com
Phone:0485/78.07.93