EVLOEV A.
ActiveSummary
EVLOEV A. has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €2k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 36% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability30▲+4
Solvency50▲+3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.34 in 2024; short-term debt: 42.1% and cash: 0.3% of total assets), and 74.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-04-2026, 72 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
72 d late
2024
175 d early
2023
on the day
2022
4 d early
2021
1 d late
2020
25 d late
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€1.33M
EBIT margin
0.6%
Net result
€2k
2024 · €-6k
2019: €32k
2020: €-100k
2021: €5k
2022: €-9k
2023: €102k
2024: €-6k
2019 → 2025
Working capital
€17k▼ 51.7%
2024 · €35k
2019: €-33k
2020: €4k
2021: €-12k
2022: €-33k
2023: €52k
2024: €35k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.33M
Equity€-28k-€-37k▼ 32.6%€65k€59k▼ 9.2%€60k▲ 2.8%
Operating result€21k-€4k▼ 81.4%€166k▲ 4,124%€18k▼ 89.5%€9k▼ 50.6%
Net result€5k-€-9k€102k€-6k€2k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 51% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €238k
Fixed assets
€121k ▼ 6.0%
Current assets
€117k ▼ 15.7%
Equity and liabilities €238k
Equity
€60k ▲ 2.8%
Debt
€178k ▼ 15.0%
Debt's share of the balance-sheet total falls from 78.1% to 74.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€16k▼
2024 · €25k
Cash flow
€9k▲
2024 · €2k
Current ratio
1.17▼
2024 · 1.34
Quick ratio
0.43▼
2024 · 0.43
Debt to equity
2.95▼
2024 · 3.56
ROE
2.7%▲
2024 · -10.1%
ROA
0.7%▲
2024 · -2.2%
Interest coverage
1.63▲
2024 · 1.21
Debt ≤ 1 year
€100k▼
2024 · €104k
Debt > 1 year
€73k▼
2024 · €99k
Income taxes
€2k▼
2024 · €4k
Staff costs
€42k▲
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 59 lines
Balance sheet
Code20242025
Assets
Total assets20/58€268k€238k▼
Fixed assets21/28€129k€121k▼
Tangible fixed assets22/27€128k€121k▼
Land and buildings22€126k€119k▼
Plant, machinery and equipment23€2k€2k▼
Financial fixed assets28€421€421▼
Current assets29/58€139k€117k▼
Stocks and contracts in progress3€95k€75k▼
Stocks30/36€95k€75k▼
Amounts receivable within one year40/41€1k€13k▲
Trade receivables40€87€13k▲
Other amounts receivable41€1k€24▼
Current investments50/53€31k€27k▼
Cash at bank and in hand54/58€10k€788▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€268k€238k▼
Equity10/15€59k€60k▲
Contributions10/11€12k€12k=
Reserves13€46k€48k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€44k€46k▲
Amounts payable17/49€209k€178k▼
Amounts payable after more than one year17€99k€73k▼
Financial debts170/4€99k€73k▼
Amounts payable within one year42/48€104k€100k▼
Current portion of amounts payable after more than one year42€17k€17k=
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€49k€38k▼
Suppliers440/4€49k€38k▼
Taxes, remuneration and social security45€12k€11k▼
Taxes450/3€6k€2k▼
Remuneration and social security454/9€6k€9k▲
Other amounts payable47/48€26k€33k▲
Accrued charges and deferred income492/3€6k€5k▼
Income statement
Code20242025
Turnover70-€1.33M
Non-recurring operating income76A€0-
Goods, raw materials, services and sundry goods60/61-€1.31M
Remuneration, social security and pensions62€38k€42k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k=
Other operating charges640/8€2k€3k▲
Gross operating margin9900€65k€61k▼
Operating profit (loss)9901€18k€9k▼
Financial income75/76B€1k€5k▲
Recurring financial income75€1k€5k▲
Non-recurring financial income76B-€5k
Financial charges65/66B€21k€10k▼
Recurring financial charges65€21k€10k▼
Profit (loss) for the period before taxes9903€-2k€3k▲
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€-6k€2k▲
Profit (loss) for the period to be appropriated9905€-6k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€2k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€6k-
Transfer to equity691/2€0€2k▲
To other reserves6921€0€2k▲
Social balance
Average headcount (FTE)90871.0-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 72 days late
2025
30-06
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
2024
09-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Back to profitnet €102k
Net result €102k after one loss-making year.
30-06
Financial
Liquidity doublescurrent ratio 1.55
Current ratio from 0.75 to 1.55; short-term debt falls from €130k to €93k.
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 1 day late
2021
30-06
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
25-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
30-06
Financial
Weakest financial yearnet €-100k ▼411%
Net result drops to €-100k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity times 5current ratio 1.03
Current ratio from 0.20 to 1.03.
Show earlier events
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
10-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
19-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
09-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tienen · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Verlatstraat 333300 TienenGround area
246 m²
Building footprint
187 m²
Volume, LiDAR
1,472 m³
2 parcels, Flanders · tallest building 12.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
EVLOEV A.
since 20102.189.575.456
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24592F0121/00K000 | Flanders | 159 m² | 1 · 100 m² | 10.8 m · 3 fl. |
| 23033B0328/00G000 | Flanders | 87 m² | 1 · 87 m² | 12.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHoeilaart2.189.575.456
Legal Entity Identifier
254900B8Y2RPYZFSQM98
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Of 418 companies in sector 47260 we hold annual accounts for 264. 210 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-06-2010
Fiscal year end30-06
Activities, NACEBEL 2025
47260Retail trade
47621Retail sale of newspapers and periodicals
47120Other non-specialised retail sale
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.