Equity
EVERY2D has made a profit without a break since 2017.
EVERY2D has made a profit without a break since 2017.
The 2017 accounts came latest: 114 days after the end of the period.
Higher solvency than 95% of companies in wholesale trade. Sector median 42.9% · 9,902 companies.
The dashed line is the sector median: 0.4% across 26,888 companies (NACE 46, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 75% on liquidity, 60% on profitability and 53% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 10,904 companies had the same profile as EVERY2D has now. Each dot stands for 28 companies, two years later.
That fits the bankruptcy probability of EVERY2D itself: 0.1% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for EVERY2D. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 11.43 (8.37 in 2024), above the usual 1.5. Short-term debt is 4.4% and cash 16.3% of total assets. 4.4% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 30 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| EVERY2D Fosses-la-Ville | €151,750 | €10,638 | 95.6% | - |
| ES RECYCLE Diepenbeek | €218,788 | €8,266 | 4.5% | - |
| LENKS Bocholt | €213,971 | €6,307 | 24.1% | - |
| RETECH INDUSTRY Schaerbeek | €208,124 | €15,692 | 16.8% | - |
| SAILHAUS Etterbeek | €213,817 | €37,538 | 4.5% | - |
| TOMSON Lokeren | €156,682 | €16,406 | -41.2% | 0 |
| HEUVELMAN STAAL BELGIE Antwerp | €252,062 | - | 57.4% | 2 |
These companies have the same main activity as EVERY2D: wholesale trade (NACE 46872). They are comparable in size and age: total assets between €157,000 and €252,000, founded between 2002 and 2020.
EVERY2D files the abbreviated format. That format states no turnover. The gross margin rose from €5,998 in 2016 to €10,638 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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