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Eversure

Active Risk: not assessed
Private limited companyfounded 2018active for 8 yearsHoeksken 23, 9940 Evergem, BelgiumKBO/BCE: BE 0690.824.892

Financials · financial year 2025, abbreviated format

Annual accounts 2025 filed on 17-07-2026 at the NBB all 8 filings

Equity
€18,293▼ 21.0%
2024 · €23,150
Net result
€160,143▲ 977%
2024 · €14,876
Total assets
€2.7m▲ 138%
2024 · €1.1m
Solvency
0.7%▼ 1.4pp
2024 · 2.0%
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result for 2025 is 4.9 times that of 2024 and the highest since 2021. It is a recovery after the fall in 2024.

Operating result€0.2m 2025 Net result€0.2m 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Activities auxiliary to financial services and insurance activities (NACE 66). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result-€0.02m--€0.02m▼ 24.2%€0.04m€0.03m▼ 10.1%€0.03m▲ 5.5%€0.07m▲ 110%€0.04m▼ 48.7%€0.2m▲ 389%
Net result-€0.02m--€0.05m▼ 141%€0.02mwithin the sector's middle half€0.004mbelow the sector's middle half▼ 75.2%€0.009mbelow the sector's middle half▲ 117%€0.04mwithin the sector's middle half▲ 326%€0.01mbelow the sector's middle half▼ 61.4%€0.2mwithin the sector's middle half▲ 977%
Equity-€0.01m--€0.06m▼ 353%-€0.04mbelow the sector's middle half▲ 27.9%-€0.04mbelow the sector's middle half▲ 9.6%-€0.03mbelow the sector's middle half▲ 23.0%€0.008mbelow the sector's middle half€0.02mbelow the sector's middle half▲ 180%€0.02mbelow the sector's middle half▼ 21.0%
Total assets€1.5m-€1.4m▼ 8.7%€1.6mabove the sector's middle half▲ 16.5%€1.5mwithin the sector's middle half▼ 10.2%€1.3mwithin the sector's middle half▼ 11.3%€1.1mwithin the sector's middle half▼ 14.8%€1.1mwithin the sector's middle half▲ 3.6%€2.7mabove the sector's middle half▲ 138%
Debt€1.5m-€1.5m▼ 5.6%€1.7m▲ 14.6%€1.5m▼ 10.2%€1.3m▼ 11.6%€1.1m▼ 17.4%€1.1m▲ 2.3%€2.7m▲ 141%
Working capital-€0.2m--€0.2m▼ 16.3%-€0.6mbelow the sector's middle half▼ 162%-€0.3mbelow the sector's middle half▲ 55.0%-€0.3mbelow the sector's middle half▼ 4.4%-€0.2mbelow the sector's middle half▲ 12.5%-€0.3mbelow the sector's middle half▼ 8.0%-€0.9mbelow the sector's middle half▼ 223%
Solvency-0.9%--4.3%▼ 3.5pp-2.7%below the sector's middle half▲ 1.6pp-2.7%below the sector's middle half=-2.3%below the sector's middle half▲ 0.4pp0.8%below the sector's middle half▲ 3.1pp2.0%below the sector's middle half▲ 1.3pp0.7%below the sector's middle half▼ 1.4pp
Current ratio0.18-0.23▲ 0.050.08below the sector's middle half▼ 0.150.23below the sector's middle half▲ 0.150.24below the sector's middle half▲ 0.010.26below the sector's middle half▲ 0.020.30below the sector's middle half▲ 0.030.22below the sector's middle half▼ 0.07
Return on assets (ROA)-1.3%--3.4%▼ 2.1pp1.0%below the sector's middle half▲ 4.4pp0.3%below the sector's middle half▼ 0.8pp0.7%below the sector's middle half▲ 0.4pp3.5%within the sector's middle half▲ 2.8pp1.3%below the sector's middle half▼ 2.2pp5.9%within the sector's middle half▲ 4.6pp
Staff (FTE)0.3-4.3▲ 14×4.5within the sector's middle half▲ 4.7%5.1within the sector's middle half▲ 13.3%5.3within the sector's middle half▲ 3.9%4.8within the sector's middle half▼ 9.4%4.6within the sector's middle half▼ 4.2%7.6above the sector's middle half▲ 65.2%
above within below The sector band is the middle half of the companies in Activities auxiliary to financial services and insurance activities (NACE 66). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.7m
Fixed assets €2.5m ▲ 140%
Current assets €251,964 ▲ 120%
Equity and liabilities €2.7m
Equity €18,293 ▼ 21.0%
Debt €2.7m ▲ 141%
Debt's share of the balance-sheet total rises from 98.0% to 99.3%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
ROE
875.4%▲
2024 · 64.3%
Debt ≤ 1 year
€1.1m▲
2024 · €384,009
Debt > 1 year
€1.6m▲
2024 · €730,278
Income taxes
€3,021▼
2024 · €9,516
Staff costs
€637,777▲
2024 · €381,716
A ratio outside any meaningful range has been withheld (balance sheet total €2.7m, equity €18,293).
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Staff

social balance sheet
Item31-12-202131-12-202231-12-202331-12-202431-12-2025
Employees at the balance-sheet date76669
full-time44324
part-time32345
in full-time equivalents5.45.34.64.47.1
Average over the year, in full-time equivalents5.15.34.84.67.6
On a permanent contract76669
Joined101-5
Left111-2

Source: social balance sheet in the 2021 to 2025 annual accounts

Securities and guarantees

on own assets and for others
Item20212022202320242025
Debts secured on the company's own assets€1.3m€1.1m€936,506€927,091€1.9m
Mandates to pledge the business€1.4m€1.4m€1.4m€1.4m€2.3m

Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item20212022202320242025
Tangible fixed assets-€1,452-€36,808€65,892
Intangible fixed assets-€18,000-€180,000€1.8m
Depreciation and write-downs of the year€193,791€193,934€190,701€202,450€394,898

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Subsidies and aid

Flemish government

2022 to 2025 · 3 entries · €284 awarded · €759 paid
Year Entries AwardedPaid
2025 1 €102€102
2024 1 €0€475
2022 1 €182€182
Schemes
3 entries · €284 · €759 paid · Fonds voor Innoveren en Ondernemen

Comparable companies

These companies have the same main activity as Eversure: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €1.9m and €2.5m, founded between 2017 and 2019.

CompanyFoundedTotal assetsEquityGross marginNet resultFTEFinancial year
Eversure Evergem2018€2.7m€0.02m€1.2m€0.2m7.62025
BCD INSURANCE Gistel2019€2.5m€0.9m€1.0m€0.2m6.52025
ASSUFLEX Blankenberge2018€2.2m€1.1m€1.5m€0.6m8.82025
HAESEN & ULRIX Bilzen-Hoeselt2019€2.5m€1.4m€1.4m€0.5m5.82025
GROUPASSUR LIEGE Verviers2019€2.0m€0.5m€1.3m€0.3m6.82025
ABC Groupe Finance Ham-sur-Heure-Nalinnes2017€1.9m€1.0m€1.2m€0.3m92025
OMEGA FINANCIAL ADVICE Sint-Martens-Latem2017€2.1m€0.9m€0.9m€0.2m62025

They were chosen from the 3,255 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines

Source: Annual accounts 2025 at the NBB, filed on 17-07-2026.

Balance sheet Code20242025
Assets
Total assets20/58€1.1m€2.7m▲
Fixed assets21/28€1.0m€2.5m▲
Intangible fixed assets21€1.0m€2.4m▲
Tangible fixed assets22/27€0.03m€0.06m▲
Land and buildings22€178€0.02m▲
Plant, machinery and equipment23€0.003m€0.008m▲
Furniture and vehicles24€0.03m€0.04m▲
Current assets29/58€0.1m€0.3m▲
Amounts receivable within one year40/41€0.03m€0.06m▲
Trade receivables40€240€0▼
Other amounts receivable41€0.03m€0.06m▲
Cash at bank and in hand54/58€0€0.05m▲
Deferred charges and accrued income490/1€0.09m€0.1m▲
Equity and liabilities
Total equity and liabilities10/49€1.1m€2.7m▲
Equity10/15€0.02m€0.02m▼
Contributions10/11€0.006m€0.006m=
Profit (loss) carried forward14€0.02m€0.01m▼
Amounts payable17/49€1.1m€2.7m▲
Amounts payable after more than one year17€0.7m€1.6m▲
Financial debts170/4€0.7m€1.6m▲
Amounts payable within one year42/48€0.4m€1.1m▲
Current portion of amounts payable after more than one year42€0.2m€0.3m▲
Financial debts43€0.02m€0.02m▼
Credit institutions430/8€0.02m€0.02m▼
Trade debts44€0.02m€0.05m▲
Suppliers440/4€0.02m€0.05m▲
Taxes, remuneration and social security45€0.04m€0.06m▲
Remuneration and social security454/9€0.04m€0.06m▲
Other amounts payable47/48€0.08m€0.7m▲
Income statement Code20242025
Non-recurring operating income76A-€0.004m
Remuneration, social security and pensions62€0.4m€0.6m▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.2m€0.4m▲
Other operating charges640/8€0.003m€0.001m▼
Gross operating margin9900€0.6m€1.2m▲
Operating profit (loss)9901€0.04m€0.2m▲
Financial income75/76B€461€1▼
Recurring financial income75€461€1▼
Financial charges65/66B€0.01m€0.02m▲
Recurring financial charges65€0.01m€0.02m▲
Profit (loss) for the period before taxes9903€0.02m€0.2m▲
Income taxes67/77€0.01m€0.003m▼
Profit (loss) for the period9904€0.01m€0.2m▲
Profit (loss) for the period to be appropriated9905€0.01m€0.2m▲
Appropriation of the result
Profit (loss) to be appropriated9906€0.02m€0.2m▲
Profit (loss) brought forward from the previous period14P€0.002m€0.02m▲
Profit to be distributed694/7-€0.2m
Directors or managers695-€0.2m
Social balance sheet
Average headcount (FTE)90874.67.6▲

The notes to these accounts have 21 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line20182019202020212022202320242025Change
Non-recurring operating income76A-------€0.004m-
Remuneration, social security and pensions62---€0.3m€0.4m€0.4m€0.4m€0.6m▲ 67.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.02m€0.2m€0.2m€0.2m€0.2m€0.2m€0.2m€0.4m▲ 95.1%
Other operating charges640/8---€0.001m€0.001m€0.001m€0.003m€0.001m▼ 77.8%
Gross operating margin9900€0.02m€0.4m€0.4m€0.5m€0.6m€0.6m€0.6m€1.2m▲ 94.6%
Operating profit (loss)9901-€0.02m-€0.02m€0.04m€0.03m€0.03m€0.07m€0.04m€0.2m▲ 389%
Financial income75/76B---€8€8€115€461€1▼ 99.7%
Recurring financial income75€0€0€81€8€8€115€461€1▼ 99.7%
Financial charges65/66B---€0.02m€0.02m€0.02m€0.01m€0.02m▲ 45.7%
Recurring financial charges65€0.001m€0.02m€0.02m€0.02m€0.02m€0.02m€0.01m€0.02m▲ 45.7%
Profit (loss) for the period before taxes9903-€0.02m-€0.05m€0.02m€0.01m€0.02m€0.06m€0.02m€0.2m▲ 569%
Income taxes67/77€12-€1€0.001m€0.009m€0.009m€0.02m€0.01m€0.003m▼ 68.3%
Profit (loss) for the period9904-€0.02m-€0.05m€0.02m€0.004m€0.009m€0.04m€0.01m€0.2m▲ 977%
Profit (loss) for the period to be appropriated9905-€0.02m-€0.05m€0.02m€0.004m€0.009m€0.04m€0.01m€0.2m▲ 977%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€1.5m€1.4m€1.6m€1.5m€1.3m€1.1m€1.1m€2.7m▲ 138%
Fixed assets21/28€1.5m€1.3m€1.6m€1.4m€1.2m€1.0m€1.0m€2.5m▲ 140%
Intangible fixed assets21€1.4m€1.3m€1.5m€1.4m€1.2m€1.0m€1.0m€2.4m▲ 141%
Tangible fixed assets22/27€0.03m€0.02m€0.02m€0.01m€0.005m€0.002m€0.03m€0.06m▲ 118%
Land and buildings22---€0.005m€0.003m€0.001m€178€0.02m▲ 102×
Plant, machinery and equipment23---€0.005m€0.002m€0.001m€0.003m€0.008m▲ 179%
Furniture and vehicles24------€0.03m€0.04m▲ 41.0%
Current assets29/58€0.05m€0.07m€0.05m€0.08m€0.09m€0.09m€0.1m€0.3m▲ 120%
Amounts receivable within one year40/41€0.04m€0.05m€0.05m€0.07m€0.08m€0.07m€0.03m€0.06m▲ 142%
Trade receivables40---€0.06m€0.05m€0.05m€240€0▼ 100%
Other amounts receivable41---€0.01m€0.03m€0.01m€0.03m€0.06m▲ 144%
Cash at bank and in hand54/58-€0.009m-€0.006m€0.001m€0.01m€0€0.05m-
Deferred charges and accrued income490/1---€0.006m€0.01m€0.01m€0.09m€0.1m▲ 59.5%
Equity and liabilities
Total equity and liabilities10/49€1.5m€1.4m€1.6m€1.5m€1.3m€1.1m€1.1m€2.7m▲ 138%
Equity10/15-€0.01m-€0.06m-€0.04m-€0.04m-€0.03m€0.008m€0.02m€0.02m▼ 21.0%
Contributions10/11€0.006m€0.006m-€0.006m€0.006m€0.006m€0.006m€0.006m=
Profit (loss) carried forward14-€0.02m-€0.07m-€0.05m-€0.05m-€0.04m€0.002m€0.02m€0.01m▼ 28.7%
Amounts payable17/49€1.5m€1.5m€1.7m€1.5m€1.3m€1.1m€1.1m€2.7m▲ 141%
Amounts payable after more than one year17€1.3m€1.1m€1.0m€1.1m€0.9m€0.8m€0.7m€1.6m▲ 115%
Financial debts170/4---€1.1m€0.9m€0.8m€0.7m€1.6m▲ 115%
Amounts payable within one year42/48€0.2m€0.3m€0.7m€0.4m€0.4m€0.3m€0.4m€1.1m▲ 192%
Current portion of amounts payable after more than one year42---€0.2m€0.2m€0.2m€0.2m€0.3m▲ 34.3%
Financial debts43------€0.02m€0.02m▼ 9.6%
Credit institutions430/8------€0.02m€0.02m▼ 9.6%
Trade debts44€0.008m€0.02m€0.01m€0.03m€0.03m€0.03m€0.02m€0.05m▲ 115%
Suppliers440/4---€0.03m€0.03m€0.03m€0.02m€0.05m▲ 115%
Taxes, remuneration and social security45---€0.06m€0.06m€0.06m€0.04m€0.06m▲ 52.6%
Taxes450/3---€0.001m€0----
Remuneration and social security454/9---€0.06m€0.06m€0.06m€0.04m€0.06m▲ 52.6%
Other amounts payable47/48---€0.07m€0.1m€0.07m€0.08m€0.7m▲ 768%
Accrued charges and deferred income492/3---€0.003m€0----
Line20182019202020212022202320242025Change
Profit (loss) for the period9904-€0.02m-€0.05m€0.02m€0.004m€0.009m€0.04m€0.01m€0.2m▲ 977%
+ Depreciation and write-downs630€0.02m€0.2m€0.2m€0.2m€0.2m€0.2m€0.2m€0.4m▲ 95.1%
Operating cash flow (approximation)-€0.001m€0.1m€0.2m€0.2m€0.2m€0.2m€0.2m€0.6m▲ 155%
Investment in fixed assets (approximation)-€0-€0.4m€0-€0.02m€0-€0.2m-€1.8m▼ 743%
Change in cash-----€0.005m€0.01m-€0.01m€0.05m-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Filings with the National Bank (8)
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 17-07-2026 2026-00304738 NBB
31-12-2024 abbreviated format 23-06-2025 2025-00163422 PDF
31-12-2023 abbreviated format 11-06-2024 2024-00121037 PDF
31-12-2022 abbreviated format 09-06-2023 2023-00115853 PDF
31-12-2021 abbreviated format 30-06-2022 2022-20111081 PDF
31-12-2020 abbreviated format 09-07-2021 2021-32900378 PDF
31-12-2019 abbreviated format 30-06-2020 2020-22300228 PDF
31-12-2018 abbreviated format 02-07-2019 2019-26300025 PDF

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