EVERO
ActiveSummary
EVERO has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€385,703) and a net result of -€32,703. Equity has been shrinking by about 5.9% per year since 2018. Its solvency ranks better than 5% of 17,149 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 13-01-2011 Normal situation
- Activity
- Buying and selling of own real estate NACE 68110
- Establishment unit
- 2.195.615.487 9230 Wetteren, since 13-01-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 16-01-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.1%
Annual accounts 2025
- Gross margin
- €23,513
- ▲ 0.2%
- Turnover
- ≈ €90,000
- estimated
- Loss
- €32,703
- ▼ 62.2%
- Equity
- -€385,703
- ▼ 9.3%
- Total assets
- €549,606
- ▼ 8.1%
- Negative equity on 31-12-2025
Score breakdownraises riskCapped at 59: negative equityLiquidity: current ratio 0.00, cash €387Negative equity -€385,703Loss of €32,703, the second in a row (financial year 2025)lowers riskSize: total assets €549,606Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 15% of micro companies in real estate (NACE 68)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency
0=
equity -70.2% of total assets
Liquidity
0=
short-term debt 140.7% · cash 0.1%
Profitability
29+28
return on assets -6.0%
Bankruptcy probability within 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%lowest value
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 2.0%▲ +1.7 percentage points vs 05-2025highest value
07-2025: 2.0%● unchanged vs 06-2025highest value
08-2025: 2.0%● unchanged vs 07-2025highest value
09-2025: 2.0%● unchanged vs 08-2025highest value
10-2025: 2.0%● unchanged vs 09-2025highest value
11-2025: 2.0%● unchanged vs 10-2025highest value
12-2025: 2.0%● unchanged vs 11-2025highest value
01-2026: 2.0%● unchanged vs 12-2025highest value
02-2026: 2.0%● unchanged vs 01-2026highest value
03-2026: 2.0%● unchanged vs 02-2026
04-2026: 2.0%● unchanged vs 03-2026
05-2026: 1.9%▼ -0.1 percentage points vs 04-2026
06-2026: 1.1%▼ -0.8 percentage points vs 05-2026
07-2026: 1.1%● unchanged vs 06-2026
08-2026: 1.1%● unchanged vs 07-2026
09-2026: 1.1%● unchanged vs 08-2026
10-2026: 1.1%● unchanged vs 09-2026
11-2026: 1.1%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.0 (0.01 in 2024), below 1. Short-term debt is 140.7% and cash 0.1% of total assets. Equity is negative.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 5% of them on solvency, 2% on liquidity, 25% on profitability and 29% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€385,703
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
65 days early
2024
76 days early
2023
78 days early
2022
76 days early
2021
81 days early
2020
74 days early
2019
77 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 75 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 27-05-2026 PDF all 15 filings
Turnover
≈ €90,000
Estimated: probably between €49,000 and €230,000
Total assets
€549,606▼ 8.1%
2024 · €597,926
Net result
-€32,703▲ 62.2%
2024 · -€86,560
Working capital
-€771,834▼ 2.1%
2024 · -€756,097
Multi-year overview
2018 to 2025, 8 financial yearsOperating result
-€23,527
▲ 70.7%
2025
20182025
Net result
-€32,703
▲ 62.2%
2025
lowest quarter of the sector
20182025
Equity
-€385,703
▼ 9.3%
2025
lowest quarter of the sector
20182025
Total assets
€549,606
▼ 8.1%
2025
middle half of the sector
20182025
Debt
€935,309
▼ 1.6%
2025
20182025
Working capital
-€771,834
▼ 2.1%
2025
lowest quarter of the sector
20182025
Solvency
-70.2%
▼ 11.1pp
2025
lowest quarter of the sector
20182025
Current ratio
0.00
▼ 0.01
2025
lowest quarter of the sector
20182025
Return on assets (ROA)
-6.0%
▲ 8.5pp
2025
lowest quarter of the sector
20182025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result-€0.06m--€0.05m▲ 5.0%-€0.07m▼ 40.6%-€0.03m▲ 56.9%€0.003m-€0.03m-€0.08m▼ 206%-€0.02m▲ 70.7%
Net result-€0.07m--€0.06m▲ 9.1%-€0.08mbelow the sector's middle half▼ 33.5%-€0.04mbelow the sector's middle half▲ 54.0%-€0.002mwithin the sector's middle half▲ 93.7%€0.1mabove the sector's middle half-€0.09mbelow the sector's middle half-€0.03mbelow the sector's middle half▲ 62.2%
Equity-€0.2m--€0.3m▼ 30.7%-€0.3mbelow the sector's middle half▼ 31.4%-€0.4mbelow the sector's middle half▼ 11.0%-€0.4mbelow the sector's middle half▼ 0.6%-€0.3mbelow the sector's middle half▲ 29.7%-€0.4mbelow the sector's middle half▼ 32.5%-€0.4mbelow the sector's middle half▼ 9.3%
Total assets€1.1m-€1.1m▼ 3.5%€0.8mwithin the sector's middle half▼ 22.3%€0.8mwithin the sector's middle half▼ 4.1%€0.8mwithin the sector's middle half▼ 0.5%€0.8mwithin the sector's middle half▼ 2.9%€0.6mwithin the sector's middle half▼ 23.0%€0.5mwithin the sector's middle half▼ 8.1%
Debt€1.3m-€1.3m▲ 1.7%€1.2m▼ 11.9%€1.2m▲ 0.2%€1.2m▼ 0.1%€1.0m▼ 11.5%€1.0m▼ 8.8%€0.9m▼ 1.6%
Working capital-€0.7m--€0.7m▼ 8.7%-€0.9mbelow the sector's middle half▼ 19.1%-€0.9mbelow the sector's middle half▼ 3.2%-€0.9mbelow the sector's middle half▲ 2.5%-€0.8mbelow the sector's middle half▲ 14.6%-€0.8mbelow the sector's middle half▲ 0.4%-€0.8mbelow the sector's middle half▼ 2.1%
Solvency-17.7%--23.9%▼ 6.3pp-40.5%below the sector's middle half▼ 16.5pp-46.9%below the sector's middle half▼ 6.4pp-47.4%below the sector's middle half▼ 0.5pp-34.3%below the sector's middle half▲ 13.1pp-59.0%below the sector's middle half▼ 24.7pp-70.2%below the sector's middle half▼ 11.1pp
Current ratio0.23-0.21▼ 0.020.00below the sector's middle half▼ 0.210.01below the sector's middle half▲ 0.010.05below the sector's middle half▲ 0.040.09below the sector's middle half▲ 0.030.01below the sector's middle half▼ 0.080.00below the sector's middle half▼ 0.01
Return on assets (ROA)-6.0%--5.6%▲ 0.3pp-9.7%below the sector's middle half▼ 4.0pp-4.6%below the sector's middle half▲ 5.0pp-0.3%within the sector's middle half▲ 4.3pp14.5%above the sector's middle half▲ 14.8pp-14.5%below the sector's middle half▼ 29.0pp-6.0%below the sector's middle half▲ 8.5pp
above
within
below
The sector band is the middle half of the companies in Real estate activities (NACE 68). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is a loss of €23,527, smaller than the loss of €80,248 in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €549,606
Fixed assets
€548,413 ▼ 7.3%
Current assets
€1,194 ▼ 81.5%
Equity and liabilities
Equity-€385,703
Debt€935,309
Equity is negative. Debt (€935,309) exceeds the balance-sheet total (€549,606).
Key figures and ratios
EBITDA
€19,548▲
2024 · -€37,173
Cash flow
€10,372▲
2024 · -€43,485
Interest coverage
2.13▲
2024 · -5.89
Debt ≤ 1 year
€773,028▲
2024 · €762,536
Debt > 1 year
€162,281▼
2024 · €188,390
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €44,953 | €43,075 | €43,075 | €43,075 | €43,075 | €43,075 | €43,075 | €43,075 | = |
| Other operating charges640/8 | - | - | - | €3,315 | €3,392 | €3,702 | €3,850 | €3,965 | ▲ 3.0% |
| Non-recurring operating charges66A | - | - | - | - | - | - | €56,797 | - | - |
| Gross operating margin9900 | -€8,578 | €13,906 | €2,854 | €14,752 | €49,265 | €20,558 | €23,474 | €23,513 | ▲ 0.2% |
| Operating profit (loss)9901 | -€55,010 | -€52,245 | -€73,476 | -€31,638 | €2,799 | -€26,219 | -€80,248 | -€23,527 | ▲ 70.7% |
| Financial income75/76B | - | - | - | - | - | €143,563 | - | - | - |
| Recurring financial income75 | - | - | €4 | - | - | €143,563 | - | - | - |
| Non-recurring financial income76B | - | - | - | - | - | €143,563 | - | - | - |
| Financial charges65/66B | - | - | - | €5,648 | €5,166 | €4,760 | €6,312 | €9,176 | ▲ 45.4% |
| Recurring financial charges65 | €11,802 | €8,464 | €7,596 | €5,648 | €5,166 | €4,760 | €6,312 | €9,176 | ▲ 45.4% |
| Profit (loss) for the period before taxes9903 | -€66,812 | -€60,708 | -€81,068 | -€37,286 | -€2,367 | €112,584 | -€86,560 | -€32,703 | ▲ 62.2% |
| Profit (loss) for the period9904 | -€66,812 | -€60,708 | -€81,068 | -€37,286 | -€2,367 | €112,584 | -€86,560 | -€32,703 | ▲ 62.2% |
| Profit (loss) for the period to be appropriated9905 | -€66,812 | -€60,708 | -€81,068 | -€37,286 | -€2,367 | €112,584 | -€86,560 | -€32,703 | ▲ 62.2% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €1.1m | €1.1m | €0.8m | €0.8m | €0.8m | €0.8m | €0.6m | €0.5m | ▼ 8.1% |
| Fixed assets21/28 | €0.9m | €0.9m | €0.8m | €0.8m | €0.7m | €0.7m | €0.6m | €0.5m | ▼ 7.3% |
| Tangible fixed assets22/27 | €0.9m | €0.9m | €0.8m | €0.8m | €0.7m | €0.7m | €0.6m | €0.5m | ▼ 7.3% |
| Land and buildings22 | - | - | - | €0.8m | €0.7m | €0.7m | €0.6m | €0.5m | ▼ 7.3% |
| Current assets29/58 | €0.2m | €0.2m | €0.003m | €0.01m | €0.05m | €0.07m | €0.006m | €0.001m | ▼ 81.5% |
| Stocks and contracts in progress3 | €0.2m | €0.2m | - | - | - | - | - | - | - |
| Amounts receivable within one year40/41 | €0.02m | €0.006m | €0.002m | €0.01m | €0.05m | €0.05m | €0.006m | €114 | ▼ 97.9% |
| Trade receivables40 | - | - | - | €0.01m | €0.05m | €0.05m | €0.005m | - | - |
| Other amounts receivable41 | - | - | - | €0.001m | €0.001m | €438 | €0.001m | €114 | ▼ 77.3% |
| Cash at bank and in hand54/58 | €0.002m | €0.008m | €0.002m | €0.001m | €16 | €0.02m | €268 | €387 | ▲ 44.5% |
| Deferred charges and accrued income490/1 | - | - | - | - | €0.001m | - | €0.001m | €0.001m | ▲ 3.7% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €1.1m | €1.1m | €0.8m | €0.8m | €0.8m | €0.8m | €0.6m | €0.5m | ▼ 8.1% |
| Equity10/15 | -€0.2m | -€0.3m | -€0.3m | -€0.4m | -€0.4m | -€0.3m | -€0.4m | -€0.4m | ▼ 9.3% |
| Contributions10/11 | €0.4m | €0.4m | - | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | = |
| Profit (loss) carried forward14 | -€0.6m | -€0.6m | -€0.7m | -€0.7m | -€0.8m | -€0.6m | -€0.7m | -€0.8m | ▼ 4.5% |
| Amounts payable17/49 | €1.3m | €1.3m | €1.2m | €1.2m | €1.2m | €1.0m | €1.0m | €0.9m | ▼ 1.6% |
| Amounts payable after more than one year17 | €0.4m | €0.4m | €0.3m | €0.3m | €0.2m | €0.2m | €0.2m | €0.2m | ▼ 13.9% |
| Financial debts170/4 | - | - | - | €0.3m | €0.2m | €0.2m | €0.2m | €0.2m | ▼ 13.9% |
| Amounts payable within one year42/48 | €0.9m | €0.9m | €0.9m | €0.9m | €0.9m | €0.8m | €0.8m | €0.8m | ▲ 1.4% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.03m | €0.03m | €0.03m | €0.03m | €0.03m | ▲ 4.2% |
| Trade debts44 | €0.003m | €0.001m | €139 | €346 | €0.002m | €0.001m | €395 | €0.001m | ▲ 66.0% |
| Suppliers440/4 | - | - | - | €346 | €0.002m | €0.001m | €395 | €0.001m | ▲ 66.0% |
| Taxes, remuneration and social security45 | - | - | - | - | €0.005m | - | - | - | - |
| Taxes450/3 | - | - | - | - | €0.005m | - | - | - | - |
| Other amounts payable47/48 | - | - | - | €0.9m | €0.9m | €0.8m | €0.7m | €0.7m | ▲ 1.2% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€66,812 | -€60,708 | -€81,068 | -€37,286 | -€2,367 | €112,584 | -€86,560 | -€32,703 | ▲ 62.2% |
| + Depreciation and write-downs630 | €44,953 | €43,075 | €43,075 | €43,075 | €43,075 | €43,075 | €43,075 | €43,075 | = |
| Operating cash flow (approximation) | -€21,859 | -€17,633 | -€37,993 | €5,789 | €40,708 | €155,659 | -€43,485 | €10,372 | - |
| Investment in fixed assets (approximation) | - | -€9,862 | €0 | €0 | €0 | €0 | €70,790 | €0 | ▼ 100% |
| Change in cash | - | €6,151 | -€6,223 | -€883 | -€794 | €21,172 | -€20,921 | €119 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 1,216 companies had the same profile as EVERO has now. Two years later, 95.7% were still going and 1.1% had gone bankrupt.
- Small
- 10 to 20 years old
- negative equity
- a small loss
95.7%
was still going
2.6%
stopped otherwise
1.1%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of EVERO itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,216 companies, not a prediction for EVERO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 15 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 27-05-2026 | 2026-00122645 | |
| 31-12-2024 | micro format | 16-05-2025 | 2025-00097958 | |
| 31-12-2023 | micro format | 14-05-2024 | 2024-00088216 | |
| 31-12-2022 | micro format | 16-05-2023 | 2023-00093486 | |
| 31-12-2021 | micro format | 11-05-2022 | 2022-20025763 | |
| 31-12-2020 | micro format | 18-05-2021 | 2021-14400564 | |
| 31-12-2019 | micro format | 15-05-2020 | 2020-12300195 | |
| 31-12-2018 | micro format | 20-06-2019 | 2019-20800130 | |
| 31-12-2017 | abbreviated format | 15-05-2018 | 2018-12800248 | |
| 31-12-2016 | abbreviated format | 29-06-2017 | 2017-24200223 |
Board & ownership
Directors
Directors
1 director
Verstraeten Yvan
Current
Director · listed in the 2025 annual accounts, filed on 27-05-2026
Owners and capital
Owners
Network & group
EVERO shares no director with another company.
Companies at the same address
1 other companyConnections & network
1 current directorThe network starts from the directors of EVERO. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
27-05
micro format · 65 days before the deadline
2025
16-05
micro format · 76 days before the deadline
2024
31-12
Financial
Weakest financial yearnet -€86,560
The net result drops to -€86,560, the lowest from 2018 to 2025. It recovers the following year.
14-05
micro format · 78 days before the deadline
2023
31-12
Financial
Back to profitnet €112,584
The net result is €112,584, after 5 loss-making years.
16-05
micro format · 76 days before the deadline
2022
11-05
micro format · 81 days before the deadline
2021
18-05
micro format · 74 days before the deadline
2020
15-05
micro format · 77 days before the deadline
2019
20-06
micro format · 41 days before the deadline
2018
15-05
abbreviated format · 77 days before the deadline
2017
29-06
abbreviated format · 32 days before the deadline
2011
25-01
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
EVERO in Dutch
Enterprise number
0832.769.447
Legal form
Private limited company (pre-2019)
Status
Active, normale toestand
Founded
13-01-2011
Entity type
Legal entity
Registered office and establishments
Registered office
Wegvoeringstraat 296, 9230 Wetteren, Belgium
Establishment unit
Den Blakkenlaan 4, 9230 Wetteren since 13-01-2011 · unit number 2.195.615.48768121 Development of residential building projects
Activities
NACEBEL 202568110
Buying and selling of own real estate main activity
Codes under NACEBEL 2008
68100
Real estate activities main activity
Invoicing and payment
VAT number
BE 0832.769.447
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Sites & property
Location
Buildings and parcels at the addresses
Ground area
6,064 m²
Building footprint
613 m²
Building volume
4,663 m³
Tallest building: 20.6 m.
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 42302D0665/00L000 | Flanders | 5,519 m² | 1 · 487 m² | 20.6 m · 3 |
| 42302D0652/00N000 | Flanders | 544 m² | 1 · 126 m² | 9.4 m · 2 |