Turnover
≈ €500,000 estimated
The micro format states no turnover.
EVERFLOW
Overview
Lifetime
2 annual accounts with figures on one time axispeak €101,078 (2025)
€101,078▲ 164%
peak €43,935 (2025)
€43,935▲ 104%
peak €75,498 (2025)
€75,498▲ 139%
€136,721▲ 26.5%
Board3 names since 2024
3 directorsSTUCKENS Julien Pierre and 2 others
Documentsfilings and deeds
24-08-202624 days late
2025micro format
Gross margin from €38,314 to €101,078Result from €21,563 to €43,935Equity from €31,563 to €75,498Debts from €108,092 to €136,721Cash from €58,064 to €120,000
Key points
from the 2025 annual accountsInvestments
€63,488 8.1 × depreciation
Green is investment, beige is depreciation.
Position in the sector
€43,935
Higher net result than 86% of companies in retail trade. Sector median €5,052 · 22,922 companies.
2025 accounts filed 24 days after the deadline
Checked score
85
Excellent
Financially stronger than 79% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 1.8%highest value
08-2025: 0.7%▼ -1.1 percentage points vs 07-2025
09-2025: 0.7%● unchanged vs 08-2025
10-2025: 0.7%● unchanged vs 09-2025
11-2025: 0.7%● unchanged vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.7%● unchanged vs 12-2025
02-2026: 0.7%● unchanged vs 01-2026
03-2026: 0.7%● unchanged vs 02-2026
04-2026: 0.8%▲ +0.1 percentage points vs 03-2026
05-2026: 0.8%● unchanged vs 04-2026
06-2026: 0.8%● unchanged vs 05-2026
07-2026: 0.9%▲ +0.1 percentage points vs 06-2026
08-2026: 1.4%▲ +0.5 percentage points vs 07-2026
09-2026: 0.5%▼ -0.9 percentage points vs 08-2026lowest value
10-2026: 0.5%● unchanged vs 09-2026lowest value
11-2026: 0.5%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Sector: Retail trade (NACE 47)
Last filed accounts filed 24 days late
lowers risk
Liquidity: current ratio 1.74, cash €120,000
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 51% of them on solvency, 84% on liquidity, 88% on profitability and 94% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as EVERFLOW has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of EVERFLOW itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for EVERFLOW. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 1.74 (1.66 in 2024), above the usual 1.5. Short-term debt is 42.2% and cash 56.5% of total assets. However, 64.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 24 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
24 days late
2024
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 11 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- VAN DE VYVER Thomas Marie Jean Monique Ghislain founderdeed of 06-06-2024
- ANFOSSI SEPULVEDA Azuli Marta Irene founderdeed of 06-06-2024
- STUCKENS Julien Pierre founderdeed of 06-06-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1010031009
First establishment
Rue de Namur 8, Nivelles
Incorporation
Founders: VAN DE VYVER Thomas Marie Jean Monique Ghislain, ANFOSSI SEPULVEDA Azuli Marta Irene, STUCKENS Julien Pierre and 1 other · Appointments: VAN DE VYVER Thomas Marie Jean Monique Ghislain, STUCKENS Julien Pierre and STUCKENS Ludivine Sissi · Registered office clause: Rue de Namur 8, 1400 Nivelles · published on 06-06-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| EVERFLOW Nivelles | €212,219 | €101,078 | 35.6% | - |
| Confiserie Ann De Ridder Tessenderlo-Ham | €189,352 | €118,118 | 33.7% | - |
| ARCUS Ingelmunster | €228,025 | €79,652 | 55.2% | - |
| Belgian Souvenirs Bruges Bruges | €204,434 | €129,225 | 47.2% | - |
| SA PREVOT La Louvière | €186,000 | €136,328 | 26.9% | - |
| Theo Belgian Chocolate Gent Ghent | €184,812 | €86,058 | -30.3% | - |
| Choc’o coeur Manage | €218,358 | €90,355 | 46.4% | - |
These companies have the same main activity as EVERFLOW: retail sale of chocolate and confectionery (NACE 47242). They are comparable in size and age: total assets between €185,000 and €228,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 04-06-2024Normal situation
- Activity
- Retail sale of chocolate and confectioneryNACE 47242
- Establishment unit
- 2.360.848.1581400 Nivelles, since 01-08-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 03-09-2025
Annual accounts 2025
- €101,078▲ 164%
- €43,935▲ 104%
- €75,498▲ 139%
- €212,219▲ 52.0%
- Filing
- Filed on 24-08-2026
Insights on EVERFLOW
EVERFLOW has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75,498 and a net result of €43,935.
Its solvency ranks better than 52% of 22,939 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 24-08-2026, 24 days late€101,078
▲ 164%
€65,345
▲ 101%
€43,935
▲ 104%
€66,277
▲ 119%
35.6%
▲ 13.0 percentage points
1.74
▲ 0.08
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €500,000. Estimated: probably between €330,000 and €820,000.
Balance sheet
balance sheet total €212,219 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
35.6%
Higher than 52% of 22,939 companies in 2025.
1.74
Higher than 58% of 22,068 companies in 2025.
20.7%
Higher than 85% of 22,218 companies in 2025.
EVERFLOW
Middle half of the sector
80% of the sector
Micro accounts in retail trade (NACE 47)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Staff
Staff costs divided by the average number of full-time equivalents.
people who joined
people who left
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
212,219 | 139,655 | |
21/28 |
56,429 | 63,815 | |
22/27 |
55,629 | 59,265 | |
23 |
24,727 | 26,074 | |
24 |
29,680 | 33,191 | |
26 |
1,222 | - | |
28 |
800 | 4,550 | |
29/58 |
155,790 | 75,840 | |
3 |
14,157 | 13,062 | |
30/36 |
14,157 | 13,062 | |
40/41 |
21,232 | 4,515 | |
40 |
21,232 | 4,119 | |
41 |
- | 396 | |
54/58 |
120,000 | 58,064 | |
490/1 |
400 | 198 | |
| Balance sheet: equity and liabilities | |||
10/49 |
212,219 | 139,655 | |
10/15 |
75,498 | 31,563 | |
10/11 |
10,000 | 10,000 | |
13 |
65,498 | 21,563 | |
133 |
65,498 | 21,563 | |
17/49 |
136,721 | 108,092 | |
17 |
46,064 | 55,771 | |
170/4 |
46,064 | 55,771 | |
42/48 |
89,513 | 45,631 | |
42 |
11,138 | 10,993 | |
44 |
9,372 | 4,195 | |
440/4 |
9,372 | 4,195 | |
45 |
46,128 | 10,443 | |
450/3 |
25,188 | 8,712 | |
454/9 |
20,941 | 1,731 | |
47/48 |
22,875 | 20,000 | |
492/3 |
1,143 | 6,689 | |
| Income statement | |||
9900 |
101,078 | 38,314 | |
62 |
26,632 | 1,941 | |
630 |
7,859 | 3,723 | |
640/8 |
1,242 | 98 | |
9901 |
65,345 | 32,552 | |
75/76B |
113 | - | |
75 |
113 | - | |
65/66B |
4,288 | 2,327 | |
65 |
4,288 | 2,327 | |
9903 |
61,170 | 30,224 | |
67/77 |
17,235 | 8,661 | |
9904 |
43,935 | 21,563 | |
9905 |
43,935 | 21,563 | |
| Appropriation of the result | |||
9906 |
43,935 | 21,563 | |
691/2 |
43,935 | 21,563 | |
6921 |
43,935 | 21,563 | |
| Social balance sheet | |||
9087 |
- | 1 | |
| Document | |||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 24-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 24 days after the deadline. Filed on 24 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00418393.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 73,204 | 36,275 | ||
| 51,794 | 25,286 | ||
| 64,288 | 67,538 | ||
| 61,936 | - | ||
| 66,277 | 30,209 | ||
| 35.6% | 22.6% | ||
| 1.74 | 1.66 | ||
| 1.58 | 1.38 | ||
| 1.81 | 3.42 | ||
| 58.2% | 68.3% | ||
| 20.7% | 15.4% | ||
| 17.07 | 15.59 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2024 |
|---|---|
| Employees at the balance-sheet date | 1 |
| full-time | 1 |
| in full-time equivalents | 1 |
| 1 | |
| Joined | 1 |
| Left | 0 |
Source: social balance sheet in the 2024 annual accounts
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €63,488 | €62,988 |
| Financial fixed assets | €800 | €4,550 |
| €7,859 | €3,723 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on EVERFLOW
The operating result for 2025 is 101% higher than in 2024.
Debt's share of the balance-sheet total falls from 77.4% to 64.4%. Equity and debt are higher.
Board & ownership
Board
3 directors, since incorporationDirector (not named in the articles)
since 04-06-2024
term without a fixed end
listed in the 2024 annual accounts, filed on 29-07-2025
Director (not named in the articles)
since 04-06-2024
term without a fixed end
also on the board of 2 other companies
listed in the 2024 annual accounts, filed on 29-07-2025
Director (not named in the articles)
since 04-06-2024
term without a fixed end
also on the board of 2 other companies
listed in the 2024 annual accounts, filed on 29-07-2025
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 06-06-2024
Mandates through the years
3 names, the dashed line is todaySTUCKENS Julien Pierre
Director (not named in the articles)
Director (not named in the articles)
STUCKENS Ludivine Sissi
Director (not named in the articles)
Director (not named in the articles)
VAN DE VYVER Thomas Marie Jean Monique Ghislain
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- STUCKENS Julien Pierre
- Director (not named in the articles), from 04-06-2024 to date
- STUCKENS Ludivine Sissi
- Director (not named in the articles), from 04-06-2024 to date
- VAN DE VYVER Thomas Marie Jean Monique Ghislain
- Director (not named in the articles), from 04-06-2024 to date
Control
Founders
VAN DE VYVER Thomas Marie Jean Monique Ghislain, ANFOSSI SEPULVEDA Azuli Marta Irene, STUCKENS Julien Pierre
and 1 other
This company
EVERFLOW
Equity €75,498
Profit €43,935 in 2025
Capital
- Contribution
- €10,000
- Shares
- 10,000
- Contribution per share
- €1
- Equity per share
- €7.55 in 2025
- Source
- 2025 annual accounts
Articles of association
deed of 06-06-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Tuesday of June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Founders
At incorporation
deed of 06-06-2024 ↗
- VAN DE VYVER Thomas Marie Jean Monique Ghislain founder
- ANFOSSI SEPULVEDA Azuli Marta Irene founder
- STUCKENS Julien Pierre founder
- STUCKENS Ludivine Sissi founder
Network & group
No group
EVERFLOW has no parent and no holdings in its annual accounts.
At the same address
Rue de Namur 8, 1400 Nivelles · 2 other companies| TDL
registered office since 21-03-2025 |
founded in 2025 1021.338.338 |
| Association des copropriétaires "Résidence rue de Namur, 8" à 1400 Nivelles, rue de Namur, 8
registered office since 09-04-2019 |
founded in 2019 0724.705.806 |
Earlier ties
| Ichec Junior Consult via VAN DE VYVER Thomas Marie Jean Monique Ghislain (no longer at Ichec Junior Consult) and STUCKENS Ludivine Sissi (no longer at Ichec Junior Consult) · Director · deed of 05-07-2021 |
founded in 2011 |
| Junior Enterprises Belgium via VAN DE VYVER Thomas Marie Jean Monique Ghislain (no longer at Junior Enterprises Belgium) and STUCKENS Ludivine Sissi (no longer at Junior Enterprises Belgium) · Director · deed of 13-03-2023 |
founded in 2004 |
Connections & network
2 connected companiesThis company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
CAREER PULSE
via VAN DE VYVER Thomas Marie Jean Monique Ghislain and STUCKENS Ludivine Sissi · Director · deed of 26-04-2024
Founded in 2024
→
TDL
via VAN DE VYVER Thomas Marie Jean Monique Ghislain and STUCKENS Ludivine Sissi · Director (not named in the articles) · deed of 25-03-2025
Founded in 2025
→
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 24 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1010031009
Annual accounts 2024 filed NBBmicro format · 2 days before the deadline
2024
First establishment Rue de Namur 8, Nivelles
IncorporationFounders: VAN DE VYVER Thomas Marie Jean Monique Ghislain, ANFOSSI SEPULVEDA Azuli Marta Irene, STUCKENS Julien Pierre and 1 other · Appointments: VAN DE VYVER Thomas Marie Jean Monique Ghislain, STUCKENS Julien Pierre and STUCKENS Ludivine Sissi · Registered office clause: Rue de Namur 8, 1400 Nivelles · published on 06-06-20249 points ▸
- Registered office clause, Rue de Namur 8, 1400 Nivelles
- Director appointment, VAN DE VYVER Thomas Marie Jean Monique Ghislain (director (not named in the articles))
- Director appointment, STUCKENS Julien Pierre (director (not named in the articles))
- Director appointment, STUCKENS Ludivine Sissi (director (not named in the articles))
- Founder, VAN DE VYVER Thomas Marie Jean Monique Ghislain
- Founder, ANFOSSI SEPULVEDA Azuli Marta Irene
- Founder, STUCKENS Julien Pierre
- Founder, STUCKENS Ludivine Sissi
- Power of attorney, VAN DE VYVER Thomas Marie Jean Monique Ghislain, mentioned 3 times in the deed
- The deed holds 8 more points.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1010.031.009
- VAT number
- BE 1010.031.009
- Peppol ID
- 0208:1010031009
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 04-06-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Tuesday of June at 18:00deed of 06-06-2024 (in French)
- Peppol
- Reachable since 03-09-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- EVERFLOW in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 06-06-2024 (in French)
Activities
NACEBEL 2025VAT activities
47242
Retail sale of chocolate and confectionery main activity
Social security (RSZ) activities
47242
Retail sale of chocolate and confectionery main activity
Codes under NACEBEL 2008
VAT activities
47242
Retail trade main activity
Social security (RSZ) activities
47242
Retail trade main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Le commerce en gros et de détail en articles de chocolaterie, confiserie et articles de cadeaux et de baptême, ces termes devant recevoir…”deed of 06-06-2024 (in French)
4 activities
- Le commerce en gros et de détail en articles de chocolaterie, confiserie et articles de cadeaux et de baptême, ces termes devant recevoir l’interprétation la plus large possible
- Organisation d’évènements publics ou privés
- L’importation et la vente de thés et d’articles dérivés et/ou accessoires
- L’importation et l’exportation de toutes marchandises alimentaires, épicerie fine, alcools, vins et spiritueux
Registered office and establishments
1 establishment| Establishment | Since | Unit number | FASFC approval |
|---|---|---|---|
| Rue de Namur 8 registered office 1400 Nivelles | 01-08-2024 | 2.360.848.158 | Retail trade |
Buildings and parcels at the address
- Ground area
- 135 m²
- Buildings
- 76 m²
- Volume, LiDAR
- 1,072 m³
- Tallest building
- 15.9 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 25782D0703/00D000 | 135 m² | 1 · 76 m² | 15.9 m · 5 |
Recognitions
Food safety, FASFC
1 siteNivellesunit number 2.360.848.158