EVEREST-M
ActiveEVEREST-M has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70k and a net result of €76k. Equity is growing by ~20.9% per year across the filed fiscal years. Its solvency ranks better than 15% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-21
Solvency32▼-14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.69 against 0.75 in 2024; short-term debt: 25.4% and cash: 2.7% of total assets), and 92.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.3%
Return on assets
7.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 31642 sector peers (2025).
NBB · sector comparisonPosition among 31642 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
30 d late
2024
31 d late
2023
31 d late
2022
30 d late
2021
29 d late
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€70k▲ 29.6%
2024 · €54k
2020: €27k
2021: €28k
2022: €43k
2023: €46k
2024: €54k
2020 → 2025
Total assets
€961k▲ 281%
2024 · €252k
2020: €38k
2021: €51k
2022: €127k
2023: €166k
2024: €252k
2020 → 2025
Net result
€76k▲ 12.1%
2024 · €68k
2020: €15k
2021: €679
2022: €56k
2023: €53k
2024: €68k
2020 → 2025
Working capital
€-76k▼ 54.4%
2024 · €-49k
2020: €15k
2021: €9k
2022: €-77k
2023: €-79k
2024: €-49k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€43k▲ 56.0%€46k▲ 6.5%€54k▲ 16.8%€70k▲ 29.6%
Operating result€2k-€79k▲ 4,121%€85k▲ 8.1%€78k▼ 8.7%€125k▲ 61.1%
Net result€679-€56k▲ 8,093%€53k▼ 5.0%€68k▲ 28.3%€76k▲ 12.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 61% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €961k
Fixed assets
€793k▲ 666%
Current assets
€168k▲ 13.1%
Equity and liabilities €961k
Equity
€70k▲ 29.6%
Debt
€891k▲ 350%
The debt ratio rises from 78.6% to 92.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€163k▲
2024 · €86k
Cash flow
€114k▲
2024 · €75k
Solvency
7.3%▼
2024 · 21.4%
Current ratio
0.69▼
2024 · 0.75
Quick ratio
0.69▼
2024 · 0.75
Debt / equity
12.72▲
2024 · 3.67
ROE
108.5%▼
2024 · 125.4%
ROA
7.9%▼
2024 · 26.9%
Interest coverage
11.52▼
2024 · 97.20
Debt
€891k▲
2024 · €198k
Debt ≤ 1 year
€245k▲
2024 · €198k
Debt > 1 year
€647k
Income taxes
€35k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€252k€961k▲
Fixed assets21/28€104k€793k▲
Tangible fixed assets22/27€103k€789k▲
Land and buildings22€95k€783k▲
Plant, machinery and equipment23€911€622▼
Furniture and vehicles24€7k€6k▼
Financial fixed assets28€98€4k▲
Current assets29/58€149k€168k▲
Amounts receivable within one year40/41€44k€143k▲
Trade receivables40€17k€467▼
Other amounts receivable41€27k€142k▲
Cash at bank and in hand54/58€102k€26k▼
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€252k€961k▲
Equity10/15€54k€70k▲
Contributions10/11€12k€12k=
Profit (loss) carried forward14€42k€58k▲
Amounts payable17/49€198k€891k▲
Amounts payable after more than one year17-€647k
Financial debts170/4-€647k
Amounts payable within one year42/48€198k€245k▲
Current portion of amounts payable after more than one year42€42k€66k▲
Trade debts44€95k€42k▼
Suppliers440/4€95k€42k▼
Taxes, remuneration and social security45€19k€11k▼
Taxes450/3€19k€11k▼
Other amounts payable47/48€43k€125k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€38k▲
Other operating charges640/8€8k€6k▼
Gross operating margin9900€94k€170k▲
Operating profit (loss)9901€78k€125k▲
Financial income75/76B€173€0▼
Recurring financial income75€173€0▼
Financial charges65/66B€880€14k▲
Recurring financial charges65€880€14k▲
Profit (loss) for the period before taxes9903€77k€111k▲
Income taxes67/77€9k€35k▲
Profit (loss) for the period9904€68k€76k▲
Profit (loss) for the period to be appropriated9905€68k€76k▲
Appropriation of the result
Profit (loss) to be appropriated9906€102k€118k▲
Profit (loss) brought forward from the previous period14P€34k€42k▲
Profit to be distributed694/7€60k€60k=
Return on contributions (dividend)694€60k€60k=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Highest result since 2020net €76k ▲12.1%
Operating result €125k, net result €76k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Weakest financial yearnet €679 ▼95.4%
Net result drops to €679, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Trooz · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Sainry 884870 TroozGround area
783 m²
Building footprint
127 m²
Volume, LiDAR
857 m³
2 parcels, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EVEREST-M
since 20202.300.343.122
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62358H0110/00X104 | Wallonia | 549 m² | 1 · 59 m² | 6.7 m · 2 fl. |
| 62040G0243/00M004 | Wallonia | 235 m² | 1 · 68 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PHOR Care Management
BE 0780.502.778
Rixensart · Eq €70k
ZEST CONSULTING BE
BE 0808.955.848
La Bruyère · Eq €70k
BRAND PARTNERS
BE 0811.559.903
Braine-l'Alleud · Eq €70k
Aviomotive
BE 0730.552.926
Alken · Eq €70k
ThoDo
BE 0777.359.780
Schilde · Eq €70k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 39,642 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-03-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64300Financial service activities, except insurance and pension funding
64310Financial service activities, except insurance and pension funding
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.