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EVERDA

Active
Private limited companyfounded 20197 yrs activeErgo-de Waellaan 15, 2100 Antwerpen, BelgiumKBO/BCE: BE 0717.572.247
Summary

The computed 12-month bankruptcy probability of EVERDA is 2.0% (moderate). The 2025 annual accounts show negative equity (-€35,649) and a net result of -€7,470. Equity is shrinking by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 14% of 165 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2023
Profitability0=
Solvency0=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.39; short-term debt: 259.3% and cash: 7.6% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-159.3%
Return on assets
-33.4%
Age of the figures
15 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 14
Relative position
BE, all sectors
reference
Manufacture of wearing apparel (NACE 14)
about 12% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
222325
2022 to 2025 · latest year -€35,649
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 01-04-2026, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
60 d late
2023
92 d late
2022
17 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 56 days after the deadline; the sector median for financial year 2023 is 4 days before the deadline, and 40% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 3 January 2019, EVERDA was incorporated.1 Total assets went from EUR 2,589 in 2022 to EUR 22,374 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
€100,665
EBIT margin
-7.3%
Net result
-€7,470▼ 481%
2023 · -€1,285
Working capital
-€35,649▼ 23.6%
2023 · -€28,838
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 14, Manufacture of wearing apparel, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232025
Turnover€100,665-
Operating result-€2,775--€1,241▲ 55.3%-€7,375-
Net result-€2,775within the sector's middle half--€1,285within the sector's middle half▲ 53.7%-€7,470within the sector's middle half-
EBIT margin-7.3%-
Equity-€26,893below the sector's middle half--€28,179below the sector's middle half▼ 4.8%-€35,649below the sector's middle half-
Total assets€2,589below the sector's middle half-€1,336below the sector's middle half▼ 48.4%€22,374below the sector's middle half-
Debt€29,482-€29,515▲ 0.1%€58,023-
Working capital-€28,793below the sector's middle half--€28,838below the sector's middle half▼ 0.2%-€35,649below the sector's middle half-
Solvency-159.3%below the sector's middle half-
Current ratio0.39below the sector's middle half-
Return on assets (ROA)-33.4%below the sector's middle half-
above within below the middle half (P25 to P75) of NACE 14, Manufacture of wearing apparel, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€8,000-€6,000-€4,000-€2,000€0Operating result 2022: -€2,775-€2,775Net result 2022: -€2,775-€2,775Operating result 2023: -€1,241-€1,241Net result 2023: -€1,285-€1,285Operating result 2025: -€7,375-€7,375Net result 2025: -€7,470-€7,470202220232025-€8,000-€6,000-€4,000-€2,000€0Operating result 2022: -€2,775-€2,780Net result 2022: -€2,775-€2,780Operating result 2023: -€1,241-€1,240Net result 2023: -€1,285-€1,290Operating result 2025: -€7,375-€7,370Net result 2025: -€7,470-€7,470202220232025
The operating result is -€7,375 in 2025, compared with -€1,241 in 2023. Comparable figures for the intervening years are unavailable.
Key figures and ratios
2025 value · change against 2023
EBITDA
-€6,715▼
2023 · €0
Cash flow
-€6,811▼
2023 · -€45
Debt to equity
-1.63
Interest coverage
-70.11▼
2023 · 0.00
Debt ≤ 1 year
€58,023▲
2023 · €29,515
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,010 companies that looked in July 2024 the way this one looks now, 7.9% went bankrupt within 24 months and 83% are still going.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
7.9% went bankrupt
8.4% stopped otherwise
83% still going

A further 0.8% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,010 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2023 · 32 lines
Balance sheet Code20232025
Assets
Total assets20/58€1,336€22,374▲
Fixed assets21/28€659-
Tangible fixed assets22/27€659-
Furniture and vehicles24€659-
Assets under construction and advance payments27€0-
Current assets29/58€677€22,374▲
Amounts receivable within one year40/41€674€20,676▲
Trade receivables40-€18,113
Other amounts receivable41€674€2,562▲
Cash at bank and in hand54/58€3€1,698▲
Equity and liabilities
Total equity and liabilities10/49€1,336€22,374▲
Equity10/15-€28,179-€35,649▼
Contributions10/11€6,200€6,200=
Profit (loss) carried forward14-€34,379-€41,849▼
Amounts payable17/49€29,515€58,023▲
Amounts payable within one year42/48€29,515€58,023▲
Trade debts44€1,100€39,217▲
Suppliers440/4€1,100€39,217▲
Other amounts payable47/48€28,415€18,806▼
Income statement Code20232025
Turnover70-€100,665
Goods, raw materials, services and sundry goods60/61-€107,262
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,241€659▼
Other operating charges640/8-€118
Gross operating margin9900--€6,597
Operating profit (loss)9901-€1,241-€7,375▼
Financial charges65/66B€45€96▲
Recurring financial charges65€45€96▲
Profit (loss) for the period before taxes9903-€1,285-€7,470▼
Profit (loss) for the period9904-€1,285-€7,470▼
Profit (loss) for the period to be appropriated9905-€1,285-€7,470▼
Appropriation of the result
Profit (loss) to be appropriated9906-€34,379-€41,849▼
Profit (loss) brought forward from the previous period14P-€33,093-€34,379▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232025Change
Turnover70--€100,665-
Goods, raw materials, services and sundry goods60/61--€107,262-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,995€1,241€659-
Other operating charges640/8€1,100-€118-
Gross operating margin9900€320--€6,597-
Operating profit (loss)9901-€2,775-€1,241-€7,375-
Financial charges65/66B-€45€96-
Recurring financial charges65-€45€96-
Profit (loss) for the period before taxes9903-€2,775-€1,285-€7,470-
Profit (loss) for the period9904-€2,775-€1,285-€7,470-
Profit (loss) for the period to be appropriated9905-€2,775-€1,285-€7,470-
Line202220232025Change
Assets
Total assets20/58€2,589€1,336€22,374-
Fixed assets21/28€1,900€659--
Tangible fixed assets22/27€1,900€659--
Furniture and vehicles24€1,001€659--
Assets under construction and advance payments27€899€0--
Current assets29/58€689€677€22,374-
Amounts receivable within one year40/41€674€674€20,676-
Trade receivables40--€18,113-
Other amounts receivable41€674€674€2,562-
Cash at bank and in hand54/58€15€3€1,698-
Equity and liabilities
Total equity and liabilities10/49€2,589€1,336€22,374-
Equity10/15-€26,893-€28,179-€35,649-
Contributions10/11€6,200€6,200€6,200-
Outside capital11€6,200---
Other1109/19€6,200---
Profit (loss) carried forward14-€33,093-€34,379-€41,849-
Amounts payable17/49€29,482€29,515€58,023-
Amounts payable within one year42/48€29,482€29,515€58,023-
Trade debts44€1,100€1,100€39,217-
Suppliers440/4€1,100€1,100€39,217-
Other amounts payable47/48€28,382€28,415€18,806-
Line202220232025Change
Profit (loss) for the period9904-€2,775-€1,285-€7,470-
+ Depreciation and write-downs630€1,995€1,241€659-
Operating cash flow (approximation)-€780-€45-€6,811-
Investment in fixed assets (approximation)-€0--
Change in cash--€12--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
01-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 60 days late
2025
30-06
Financial Weakest financial yearnet -€7,470
Net result drops to -€7,470, the lowest in the series.
2024
31-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
2023
17-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
183 m²
Building footprint
102 m²
Volume, LiDAR
774 m³
Parcel 11345B0194/00P000, Flanders · tallest building 8.7 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
EVERDA
Ergo-de Waellaan 15, 2100 AntwerpenConstruction of residential and non-residential buildings
since 20192.284.029.405
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11345B0194/00P000 Flanders 183 m² 1 · 101 m² 8.7 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 51 companies in sector 14230 we hold annual accounts for 32. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded03-01-2019
Fiscal year end30-06
Activities, NACEBEL 2025
14230Manufacture of wearing apparel
43211General electrical installation work
43221Plumbing work
43320Joinery installation
43341Painting of buildings
43350Other building finishing work
E-invoicing
Reachable via Peppol
Peppol ID 0208:0717572247
Registered 20-11-2020

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.