EVERCAR
ActiveThe file of EVERCAR contains 2 judicial reorganisations, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 7.2% (elevated). The 2025 annual accounts show equity of €1.46M and a net result of €7k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 63% of 10206 sector peers (fiscal year 2025).
Checked score
Score 2025
Axes · tick = 2024
Profitability2▲+2
Solvency89▲+6
Growth52=
Stability60
Bankruptcy probability, 12 months
7.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days only on tighter terms
Liquidity ample (current ratio 1.75 against 1.69 in 2024), but 50.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.7%
Return on assets
0.2%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
14 d late
2024
29 d late
2023
1 d early
2022
82 d early
2021
40 d early
2020
15 d early
2019
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€7k
2024 · €-152k
2018: €102k
2019: €12k
2020: €-572k
2021: €1.11M
2022: €425k
2023: €-334k
2024: €-152k
2018 → 2025
Working capital
€1.09M▼ 7.7%
2024 · €1.18M
2018: €1.08M
2019: €1.29M
2020: €910k
2021: €1.74M
2022: €1.96M
2023: €1.54M
2024: €1.18M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.51M-€1.94M▲ 28.1%€1.60M▼ 17.2%€1.45M▼ 9.5%€1.46M▲ 0.5%
Operating result€1.13M-€450k▼ 60.0%€-313k€-136k▲ 56.6%€-32k▲ 76.7%
Net result€1.11M-€425k▼ 61.7%€-334k€-152k▲ 54.5%€7k
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €32k in 2025 against €136k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.83M
Fixed assets
€279k▲ 29.0%
Current assets
€2.55M▼ 11.8%
Equity and liabilities €2.93M
Equity
€1.46M▲ 0.5%
Debt
€1.48M▼ 16.8%
The debt ratio falls from 55.0% to 50.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€26k▲
2024 · €-100k
Cash flow
€64k▲
2024 · €-116k
Solvency
49.7%▲
2024 · 45.0%
Current ratio
1.75▲
2024 · 1.69
Quick ratio
0.36▼
2024 · 0.46
Debt / equity
1.01▼
2024 · 1.22
ROE
0.5%▲
2024 · -10.5%
ROA
0.2%▲
2024 · -4.7%
Interest coverage
5.58▲
2024 · -4.24
Debt
€1.48M▼
2024 · €1.77M
Debt ≤ 1 year
€1.46M▼
2024 · €1.71M
Debt > 1 year
€17k▼
2024 · €65k
Income taxes
€133▲
2024 · €0
Staff costs
€189k▲
2024 · €124k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.23M€2.93M▼
Formation expenses20€115k€104k▼
Fixed assets21/28€216k€279k▲
Intangible fixed assets21€14k€51k▲
Tangible fixed assets22/27€201k€210k▲
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€7k€9k▲
Leasing and similar rights25€32k€21k▼
Other tangible fixed assets26€158k€176k▲
Financial fixed assets28€842€17k▲
Current assets29/58€2.89M€2.55M▼
Stocks and contracts in progress3€2.11M€2.03M▼
Stocks30/36€2.11M€2.03M▼
Amounts receivable within one year40/41€535k€413k▼
Trade receivables40€535k€413k▼
Other amounts receivable41€281€359▲
Cash at bank and in hand54/58€216k€91k▼
Deferred charges and accrued income490/1€29k€19k▼
Equity and liabilities
Total equity and liabilities10/49€3.23M€2.93M▼
Equity10/15€1.45M€1.46M▲
Contributions10/11€100k€100k=
Reserves13€1.31M€1.31M=
Tax-exempt reserves132€958k€958k=
Distributable reserves133€350k€350k=
Profit (loss) carried forward14€44k€51k▲
Amounts payable17/49€1.77M€1.48M▼
Amounts payable after more than one year17€65k€17k▼
Financial debts170/4€23k€17k▼
Trade debts175€19k€0▼
Other amounts payable178/9€23k€0▼
Amounts payable within one year42/48€1.71M€1.46M▼
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€456k€116k▼
Suppliers440/4€456k€116k▼
Taxes, remuneration and social security45€53k€156k▲
Taxes450/3€37k€133k▲
Remuneration and social security454/9€16k€23k▲
Other amounts payable47/48€1.19M€1.18M▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€124k€189k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€57k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-136k€-46k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€100€0▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€-110k€171k▲
Operating profit (loss)9901€-136k€-32k▲
Financial income75/76B€7k€43k▲
Recurring financial income75€7k€43k▲
Financial charges65/66B€24k€5k▼
Recurring financial charges65€24k€5k▼
Profit (loss) for the period before taxes9903€-152k€7k▲
Income taxes67/77€0€133▲
Profit (loss) for the period9904€-152k€7k▲
Profit (loss) for the period to be appropriated9905€-152k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-325k€51k▲
Profit (loss) brought forward from the previous period14P€-173k€44k▲
Transfer from equity791/2€369k€0▼
Social balance
Average headcount (FTE)90872.33.0▲
The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 14 days late
2025
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
10-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €1.11M
Net result €1.11M after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 3.55
Current ratio from 1.44 to 3.55; short-term debt falls from €2.05M to €683k.
31-12
Financial
Equity above €1MEq €1.51M ▲274%
Equity rises from €404k to €1.51M.
08-10
Judicial reorganisation
Plan homologation
Tribunal de l’entreprise de Liège · 20210018 · event 05-10-2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
17-05
Judicial reorganisation
Opening
Tribunal de l’entreprise de Liège · collectif · event 11-05-2021
2020
31-12
Financial
Weakest financial yearnet €-572k ▼4955%
Net result drops to €-572k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 19 days late
2019
15-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Georges-sur-Meuse · 2 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée Verte 21/A4470 Saint-Georges-sur-MeuseGround area
8,271 m²
Building footprint
585 m²
2 parcels, Wallonia. Linked by address, not a title deed.
2 establishment units
EVERCAR
since 20102.193.682.912
Aye, Rue Borchamps 10, 6900 Marche-en-Famenne
since 20252.372.553.286
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83002A1093/00C000 | Wallonia | 5,421 m² | 1 · 379 m² | - |
| 64065C1479/00E000 | Wallonia | 2,850 m² | 1 · 205 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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GARAGE LAMPECCO
BE 0444.088.071
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Garage Probus
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Van Mossel Tongeren
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Of 10,620 companies in sector 47811 we hold annual accounts for 5,193. 2,640 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-05-1997
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
45402
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47830Retail sale of motorcycles and motorcycle parts and accessories
50103
68201Renting and operating of own or leased residential real estate, excluding social housing
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.