EVERAERTS
ActiveSummary
EVERAERTS has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.6m and a net result of -€55,854. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 16% of 287 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability53▲+3
Solvency43▼-2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80,000 at 30 days acceptable
Liquidity tight (current ratio 1.02 against 1.02 in 2024; short-term debt: 78.8% and cash: 0.1% of total assets), and 81.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 23
Relative position
BE, all sectors
reference
Manufacture of other non-metallic mineral products (NACE 23)
about 17% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.2%
Return on assets
-0.7%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€55,854
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 287 sector peers (2025).
NBB · sector comparisonPosition among 287 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-09-2026, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
49 d late
2024
69 d late
2023
31 d late
2022
29 d late
2021
31 d late
2020
23 d late
2019
34 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 38 days after the deadline; the sector median for financial year 2024 is 11 days before the deadline, and 34% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
In the rankings
#4 company by total assets in Lummen, Manufacturing sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€55,854▲ 19.1%
2024 · -€69,061
Working capital
€122,970▲ 26.2%
2024 · €97,428
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 23, Manufacture of other non-metallic mineral products, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€69,394▼ 550%-€50,731▲ 26.9%€136,553-€44,636-€24,282▲ 45.6%
Net result-€61,444below the sector's middle half▼ 537%-€31,483below the sector's middle half▲ 48.8%€159,176within the sector's middle half-€69,061below the sector's middle half-€55,854below the sector's middle half▲ 19.1%
Equity€1.6mabove the sector's middle half▼ 3.8%€1.5mwithin the sector's middle half▼ 2.0%€1.7mwithin the sector's middle half▲ 10.4%€1.6mwithin the sector's middle half▼ 4.1%€1.6mwithin the sector's middle half▼ 3.5%
Total assets€7.5mabove the sector's middle half▼ 1.9%€7.7mabove the sector's middle half▲ 2.6%€7.5mabove the sector's middle half▼ 2.6%€8.2mabove the sector's middle half▲ 9.1%€8.5mwithin the sector's middle half▲ 4.6%
Debt€5.9m▼ 1.3%€6.2m▲ 3.8%€5.8m▼ 5.8%€6.5m▲ 13.0%€7.0m▲ 6.6%
Working capital-€23,458below the sector's middle half€83,767within the sector's middle half€343,611within the sector's middle half▲ 310%€97,428within the sector's middle half▼ 71.6%€122,970within the sector's middle half▲ 26.2%
Solvency20.8%below the sector's middle half▼ 0.4pp19.8%below the sector's middle half▼ 0.9pp22.5%below the sector's middle half▲ 2.7pp19.8%below the sector's middle half▼ 2.7pp18.2%below the sector's middle half▼ 1.5pp
Current ratio1.00below the sector's middle half▼ 0.011.01below the sector's middle half▲ 0.021.06below the sector's middle half▲ 0.051.02below the sector's middle half▼ 0.041.02below the sector's middle half=
Return on assets (ROA)-0.8%below the sector's middle half▼ 0.7pp-0.4%below the sector's middle half▲ 0.4pp2.1%within the sector's middle half▲ 2.5pp-0.8%below the sector's middle half▼ 3.0pp-0.7%below the sector's middle half▲ 0.2pp
Staff (FTE)10within the sector's middle half▼ 2.0%9.8within the sector's middle half▼ 2.0%9.8within the sector's middle half=8.5within the sector's middle half▼ 13.3%7within the sector's middle half▼ 17.6%
above
within
below
the middle half (P25 to P75) of NACE 23, Manufacture of other non-metallic mineral products, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €24,282 in 2025 against €44,636 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.5m
Fixed assets
€1.7m ▼ 9.9%
Current assets
€6.8m ▲ 8.9%
Equity and liabilities €8.5m
Equity
€1.6m ▼ 3.5%
Debt
€7.0m ▲ 6.6%
Debt's share of the balance-sheet total rises from 80.2% to 81.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€282,454▲
2024 · €214,212
Cash flow
€250,882▲
2024 · €189,787
Quick ratio
0.67▼
2024 · 0.71
Debt to equity
4.48▲
2024 · 4.06
ROE
-3.6%▲
2024 · -4.3%
Interest coverage
4.15▲
2024 · 3.83
Debt ≤ 1 year
€6.7m▲
2024 · €6.2m
Debt > 1 year
€256,108▼
2024 · €360,895
Income taxes
€159▼
2024 · €162
Staff costs
€323,441▼
2024 · €324,774
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,448 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a small loss
1.4%
went bankrupt
5.0%
stopped otherwise
93%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,448 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €15,000 | - | - | €100,000 | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | €362,971 | €387,953 | €400,279 | €324,774 | €323,441 | ▼ 0.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €298,675 | €231,066 | €244,267 | €258,848 | €306,736 | ▲ 18.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €24,243 | €6,683 | - | €34,492 | €5,731 | ▼ 83.4% |
| Other operating charges640/8 | €36,114 | €23,712 | €23,998 | €28,911 | €35,223 | ▲ 21.8% |
| Gross operating margin9900 | €652,609 | €598,683 | €805,096 | €602,389 | €646,849 | ▲ 7.4% |
| Operating profit (loss)9901 | -€69,394 | -€50,731 | €136,553 | -€44,636 | -€24,282 | ▲ 45.6% |
| Financial income75/76B | €27,909 | €31,566 | €59,940 | €31,595 | €36,608 | ▲ 15.9% |
| Recurring financial income75 | €27,909 | €31,566 | €29,940 | €31,595 | €36,608 | ▲ 15.9% |
| Non-recurring financial income76B | - | - | €30,000 | - | - | - |
| Financial charges65/66B | €19,832 | €12,190 | €37,158 | €55,858 | €68,021 | ▲ 21.8% |
| Recurring financial charges65 | €19,832 | €12,190 | €37,158 | €55,858 | €68,021 | ▲ 21.8% |
| Profit (loss) for the period before taxes9903 | -€61,317 | -€31,356 | €159,335 | -€68,899 | -€55,695 | ▲ 19.2% |
| Income taxes67/77 | €127 | €127 | €159 | €162 | €159 | ▼ 2.0% |
| Profit (loss) for the period9904 | -€61,444 | -€31,483 | €159,176 | -€69,061 | -€55,854 | ▲ 19.1% |
| Profit (loss) for the period to be appropriated9905 | -€61,444 | -€31,483 | €159,176 | -€69,061 | -€55,854 | ▲ 19.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €7.5m | €7.7m | €7.5m | €8.2m | €8.5m | ▲ 4.6% |
| Fixed assets21/28 | €1.6m | €1.4m | €1.3m | €1.9m | €1.7m | ▼ 9.9% |
| Tangible fixed assets22/27 | €1.5m | €1.4m | €1.3m | €1.8m | €1.6m | ▼ 10.4% |
| Land and buildings22 | €86,230 | €100,873 | €97,083 | €95,199 | €107,656 | ▲ 13.1% |
| Plant, machinery and equipment23 | €1.2m | €1.2m | €1.1m | €1.1m | €987,417 | ▼ 12.8% |
| Furniture and vehicles24 | €262,184 | €107,211 | €88,000 | €199,496 | €184,031 | ▼ 7.8% |
| Leasing and similar rights25 | - | - | - | €368,019 | €330,194 | ▼ 10.3% |
| Financial fixed assets28 | €81,362 | €81,362 | €81,362 | €81,362 | €81,362 | = |
| Current assets29/58 | €5.9m | €6.2m | €6.1m | €6.3m | €6.8m | ▲ 8.9% |
| Stocks and contracts in progress3 | €1.7m | €1.8m | €1.7m | €1.9m | €2.4m | ▲ 26.5% |
| Stocks30/36 | €1.7m | €1.8m | €1.7m | €1.9m | €2.4m | ▲ 26.5% |
| Amounts receivable within one year40/41 | €3.3m | €3.6m | €3.6m | €3.6m | €3.7m | ▲ 1.8% |
| Trade receivables40 | €516,166 | €705,745 | €524,451 | €327,467 | €328,291 | ▲ 0.3% |
| Other amounts receivable41 | €2.8m | €2.9m | €3.1m | €3.3m | €3.3m | ▲ 1.9% |
| Current investments50/53 | €805,406 | €805,406 | €805,406 | €805,406 | €805,406 | = |
| Cash at bank and in hand54/58 | €24,972 | €10,899 | €27,039 | €3,244 | €5,193 | ▲ 60.1% |
| Deferred charges and accrued income490/1 | €1,139 | €1,421 | €2,203 | €1,698 | €3,059 | ▲ 80.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €7.5m | €7.7m | €7.5m | €8.2m | €8.5m | ▲ 4.6% |
| Equity10/15 | €1.6m | €1.5m | €1.7m | €1.6m | €1.6m | ▼ 3.5% |
| Contributions10/11 | €621,973 | €621,973 | €621,973 | €621,973 | €621,973 | = |
| Capital10 | €621,973 | €621,973 | €621,973 | €621,973 | €621,973 | = |
| Issued capital100 | €621,973 | €621,973 | €621,973 | €621,973 | €621,973 | = |
| Reserves13 | €932,769 | €927,172 | €927,172 | €927,172 | €927,172 | = |
| Non-distributable reserves130/1 | €869,587 | €869,587 | €869,587 | €869,587 | €869,587 | = |
| Legal reserve130 | €62,197 | €62,197 | €62,197 | €62,197 | €62,197 | = |
| Reserves not available under the articles1311 | €1,983 | €1,983 | €1,983 | €1,983 | €1,983 | = |
| Own shares acquired1312 | €805,406 | €805,406 | €805,406 | €805,406 | €805,406 | = |
| Tax-exempt reserves132 | €57,585 | €57,585 | €57,585 | €57,585 | €57,585 | = |
| Distributable reserves133 | €5,597 | - | - | - | - | - |
| Profit (loss) carried forward14 | - | -€25,885 | €133,291 | €64,230 | €8,376 | ▼ 87.0% |
| Amounts payable17/49 | €5.9m | €6.2m | €5.8m | €6.5m | €7.0m | ▲ 6.6% |
| Amounts payable after more than one year17 | €26,017 | - | - | €360,895 | €256,108 | ▼ 29.0% |
| Financial debts170/4 | €26,017 | - | - | €360,895 | €256,108 | ▼ 29.0% |
| Amounts payable within one year42/48 | €5.9m | €6.2m | €5.8m | €6.2m | €6.7m | ▲ 8.7% |
| Current portion of amounts payable after more than one year42 | €43,890 | €26,017 | - | €100,299 | €104,787 | ▲ 4.5% |
| Financial debts43 | €660,000 | €660,000 | €660,000 | €660,000 | €660,000 | = |
| Credit institutions430/8 | €660,000 | €660,000 | €660,000 | €660,000 | €660,000 | = |
| Trade debts44 | €1.1m | €1.4m | €959,184 | €873,606 | €933,863 | ▲ 6.9% |
| Suppliers440/4 | €1.1m | €1.4m | €959,184 | €873,606 | €933,863 | ▲ 6.9% |
| Advances received on contracts in progress46 | - | - | - | €1,600 | €1,600 | = |
| Taxes, remuneration and social security45 | €62,632 | €49,930 | €92,508 | €60,187 | €50,769 | ▼ 15.6% |
| Taxes450/3 | €22,748 | €3,201 | €36,977 | €2,333 | €15,643 | ▲ 570% |
| Remuneration and social security454/9 | €39,884 | €46,729 | €55,532 | €57,853 | €35,126 | ▼ 39.3% |
| Other amounts payable47/48 | €4.1m | €4.1m | €4.1m | €4.5m | €5.0m | ▲ 10.7% |
| Accrued charges and deferred income492/3 | - | - | - | €17 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€61,444 | -€31,483 | €159,176 | -€69,061 | -€55,854 | ▲ 19.1% |
| + Depreciation and write-downs630 | €298,675 | €231,066 | €244,267 | €258,848 | €306,736 | ▲ 18.5% |
| Operating cash flow (approximation) | €237,231 | €199,583 | €403,443 | €189,787 | €250,882 | ▲ 32.2% |
| Investment in fixed assets (approximation) | - | -€66,341 | -€143,599 | -€796,883 | -€120,535 | ▲ 84.9% |
| Change in cash | - | -€14,073 | €16,140 | -€23,795 | €1,949 | ▲ 108% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 49 days late
2025
08-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 69 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
2023
31-12
Financial
Back to profitnet €159,176
Net result €159,176 after 5 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 23 days late
2020
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 34 days late
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 13 acts read
About the unread acts
We know of 13 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 1963
Ground area
2.7 ha
Parcel 71035B0359/00S000, Flanders. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Kapelstraat 9, 3560 Lummen
since 19632.005.631.386
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71035B0359/00S000 | Flanders | 2.7 ha | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 4 entries · 15,526 EUR awarded · 2,417 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 2 | 1,763 EUR | 1,763 EUR |
| 2022 | 2 | 13,763 EUR | 654 EUR |
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Of 176 companies in sector 23630 we hold annual accounts for 148. 102 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded01-01-1968
Fiscal year end31-12
Activities, NACEBEL 2025
23630Manufacture of other non-metallic mineral products
E-invoicing
Reachable via Peppol
Peppol ID
0208:0400942867
Registered
28-01-2026
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.