Skip to content

EVERAERT & Co CONSTRUCT

Active
Private limited companyfounded 199630 yrs activeHogenhovestraat 34, 8700 Tielt, BelgiumKBO/BCE: BE 0458.314.211
Summary

EVERAERT & Co CONSTRUCT has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €661,277 and a net result of -€5,649. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 40% of 32629 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

What they do
Activities of head offices
NACE 70100Plastering work NACE 43310
1 site
How big
€1.5mtotal assets 2025
Staff
2 FTE
Equity
€661,277
Loss
-€5,649
Turnover not published (abridged schema)
Financially healthy?
69 Healthy Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Accounts 51 d early0 of 4 deeds read
Why 69+ Lower-failure-rate sector+ Long track recordLatest accounts filed on timeShow the evidence

Checked score

Score 2025
Axes · tick = 2024
Profitability66=
Solvency69▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity short (current ratio 0.0 against 0.07 in 2024; short-term debt: 42.6% and cash: 0.1% of total assets), and 55.8% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 30 years 0 40 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
51 d early
2024
44 d early
2023
37 d early
2022
39 d early
2021
41 d early
2020
33 d early
2019
37 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 40 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€5,649
  3. Annual accounts filedfiscal year 2024 · micro…

Financials

Fiscal year 2025Total assets €1.5mLoss -€5,649Solvency 44.2%Liquidity 0.00
Total assets
€1.5m▼ 10.0%
2018 - 2025
Net result
-€5,649▼ 188%
2018 - 2025
Equity
€661,277▼ 0.8%
2018 - 2025
Staff (FTE)
2=
2018 - 2025

Financials · fiscal year 2025, micro schema

Trend over the years8 fiscal years
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€0.07m▼ 83.5%€0.1m▲ 75.7%€0.2m▲ 36.0%€0.03m▼ 83.1%€0.03m▼ 14.9%
Net result€0.04mwithin the sector's middle half▼ 86.3%€0.08mabove the sector's middle half▲ 95.9%€0.1mabove the sector's middle half▲ 34.3%-€0.002mbelow the sector's middle half-€0.006mbelow the sector's middle half▼ 188%
Equity€0.6mabove the sector's middle half▼ 6.0%€0.6mabove the sector's middle half▼ 5.8%€0.7mabove the sector's middle half▲ 20.4%€0.7mabove the sector's middle half▼ 0.3%€0.7mabove the sector's middle half▼ 0.8%
Total assets€1.8mabove the sector's middle half▼ 7.3%€1.7mabove the sector's middle half▼ 4.1%€2.0mabove the sector's middle half▲ 18.3%€1.7mabove the sector's middle half▼ 17.0%€1.5mabove the sector's middle half▼ 10.0%
Debt€1.1m▼ 8.5%€1.1m▼ 3.4%€1.3m▲ 19.0%€0.9m▼ 26.4%€0.8m▼ 16.4%
Working capital-€0.4mbelow the sector's middle half▼ 76.9%-€0.3mbelow the sector's middle half▲ 17.4%-€0.6mbelow the sector's middle half▼ 97.5%-€0.7mbelow the sector's middle half▼ 4.4%-€0.6mbelow the sector's middle half▲ 5.0%
Solvency33.4%within the sector's middle half▲ 0.5pp32.8%within the sector's middle half▼ 0.6pp33.4%within the sector's middle half▲ 0.6pp40.1%within the sector's middle half▲ 6.7pp44.2%within the sector's middle half▲ 4.1pp
Current ratio0.33below the sector's middle half▼ 0.160.38below the sector's middle half▲ 0.050.28below the sector's middle half▼ 0.090.07below the sector's middle half▼ 0.210.00below the sector's middle half▼ 0.07
Return on assets (ROA)2.4%within the sector's middle half▼ 14.0pp5.0%within the sector's middle half▲ 2.5pp5.7%within the sector's middle half▲ 0.7pp-0.1%below the sector's middle half▼ 5.8pp-0.4%below the sector's middle half▼ 0.3pp
Staff (FTE)3=2.3▼ 23.3%2▼ 13.0%2=2=
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet2025
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000€150,000Operating result 2021: €72,785€72,785Net result 2021: €43,040€43,040Operating result 2022: €127,894€127,894Net result 2022: €84,314€84,314Operating result 2023: €173,986€173,986Net result 2023: €113,257€113,257Operating result 2024: €29,470€29,470Net result 2024: -€1,962-€1,962Operating result 2025: €25,068€25,068Net result 2025: -€5,649-€5,64920212022202320242025-€50,000€0€50,000€100,000€150,000Operating result 2023: €173,986€174,000Net result 2023: €113,257€113,000Operating result 2024: €29,470€29,500Net result 2024: -€1,962-€1,960Operating result 2025: €25,068€25,100Net result 2025: -€5,649-€5,650202320242025
The operating result has fallen two years in a row; 2025 is 15% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.5m
Fixed assets €1.5m ▼ 7.3%
Current assets €2,681 ▼ 94.7%
Equity and liabilities €1.5m
Equity €661,277 ▼ 0.8%
Provisions €62,761 ▼ 11.8%
Debt €772,739 ▼ 16.4%
Debt's share of the balance-sheet total falls from 55.6% to 51.6%. Equity and debt are lower.
Key figures and ratios2025
Key figures and ratios
2025 value · change against 2024
EBITDA
€181,167▼
2024 · €208,707
Cash flow
€150,450▼
2024 · €177,276
Debt to equity
1.17▼
2024 · 1.39
ROE
-0.9%▼
2024 · -0.3%
Interest coverage
5.72▲
2024 · 5.71
Debt ≤ 1 year
€637,756▼
2024 · €719,410
Debt > 1 year
€134,937▼
2024 · €204,901
Income taxes
€8,545▼
2024 · €11,059
Staff costs
€41,919▼
2024 · €93,194
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.7% went bankrupt
8.6% stopped otherwise
90% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.7m€1.5m▼
Fixed assets21/28€1.6m€1.5m▼
Tangible fixed assets22/27€1.6m€1.5m▼
Land and buildings22€1.4m€1.3m▼
Plant, machinery and equipment23€0.1m€0.1m▼
Furniture and vehicles24€0.05m€0.05m▼
Other tangible fixed assets26€0.005m€0.003m▼
Financial fixed assets28€190€190=
Current assets29/58€0.05m€0.003m▼
Amounts receivable within one year40/41€0.04m€0▼
Trade receivables40€0.03m€0▼
Other amounts receivable41€0.01m€0▼
Cash at bank and in hand54/58€0.001m€0.001m▼
Deferred charges and accrued income490/1€0.009m€0.002m▼
Equity and liabilities
Total equity and liabilities10/49€1.7m€1.5m▼
Equity10/15€0.7m€0.7m▼
Contributions10/11€0.03m€0.03m=
Reserves13€0.6m€0.6m▼
Tax-exempt reserves132€0.2m€0.2m▼
Distributable reserves133€0.4m€0.4m▲
Provisions and deferred taxes16€0.07m€0.06m▼
Deferred taxes168€0.07m€0.06m▼
Amounts payable17/49€0.9m€0.8m▼
Amounts payable after more than one year17€0.2m€0.1m▼
Financial debts170/4€0.2m€0.1m▼
Amounts payable within one year42/48€0.7m€0.6m▼
Current portion of amounts payable after more than one year42€0.2m€0.07m▼
Trade debts44€0.03m€0.02m▼
Suppliers440/4€0.03m€0.02m▼
Taxes, remuneration and social security45€0.09m€0.03m▼
Taxes450/3€0.07m€0.02m▼
Remuneration and social security454/9€0.02m€0.01m▼
Other amounts payable47/48€0.4m€0.5m▲
Accrued charges and deferred income492/3€63€47▼
Income statement Code20242025
Remuneration, social security and pensions62€0.09m€0.04m▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.2m€0.2m▼
Other operating charges640/8€0.007m€0.005m▼
Gross operating margin9900€0.3m€0.2m▼
Operating profit (loss)9901€0.03m€0.03m▼
Financial income75/76B€0.008m€0.001m▼
Recurring financial income75€0.008m€0.001m▼
Financial charges65/66B€0.04m€0.03m▼
Recurring financial charges65€0.04m€0.03m▼
Profit (loss) for the period before taxes9903€0.001m-€0.006m▼
Transfer from deferred taxes780€0.008m€0.008m=
Income taxes67/77€0.01m€0.009m▼
Profit (loss) for the period9904-€0.002m-€0.006m▼
Transfer from tax-exempt reserves789€0.03m€0.03m=
Profit (loss) for the period to be appropriated9905€0.02m€0.02m▼
Appropriation of the result
Profit (loss) to be appropriated9906€0.02m€0.02m▼
Transfer to equity691/2€0.02m€0.02m▼
To other reserves6921€0.02m€0.02m▼

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€145,847€103,858€85,669€93,194€41,919▼ 55.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€139,163€139,658€160,550€179,237€156,099▼ 12.9%
Other operating charges640/8€4,042€4,227€9,253€6,828€4,778▼ 30.0%
Gross operating margin9900€361,837€375,637€429,458€308,730€227,865▼ 26.2%
Operating profit (loss)9901€72,785€127,894€173,986€29,470€25,068▼ 14.9%
Financial income75/76B€2,997€3,343€2,181€7,765€1,099▼ 85.9%
Recurring financial income75€2,997€3,343€2,181€7,765€1,099▼ 85.9%
Financial charges65/66B€12,539€6,978€15,471€36,562€31,696▼ 13.3%
Recurring financial charges65€12,539€6,978€15,471€36,562€31,696▼ 13.3%
Profit (loss) for the period before taxes9903€63,244€124,258€160,695€673-€5,529▼ 922%
Transfer from deferred taxes780-€555€4,083€8,425€8,425=
Income taxes67/77€20,204€40,500€51,522€11,059€8,545▼ 22.7%
Profit (loss) for the period9904€43,040€84,314€113,257-€1,962-€5,649▼ 188%
Transfer from tax-exempt reserves789-€1,665€12,249€25,275€25,275=
Profit (loss) for the period to be appropriated9905€43,040€85,979€125,505€23,313€19,625▼ 15.8%
Line20212022202320242025Change
Assets
Total assets20/58€1.8m€1.7m€2.0m€1.7m€1.5m▼ 10.0%
Fixed assets21/28€1.6m€1.5m€1.7m€1.6m€1.5m▼ 7.3%
Tangible fixed assets22/27€1.6m€1.5m€1.7m€1.6m€1.5m▼ 7.3%
Land and buildings22€1.4m€1.3m€1.5m€1.4m€1.3m▼ 6.8%
Plant, machinery and equipment23€0.1m€0.2m€0.2m€0.1m€0.1m▼ 14.1%
Furniture and vehicles24€0.05m€0.05m€0.05m€0.05m€0.05m▼ 0.7%
Other tangible fixed assets26€0.02m€0.02m€0.01m€0.005m€0.003m▼ 43.5%
Financial fixed assets28€190€190€190€190€190=
Current assets29/58€0.2m€0.2m€0.3m€0.05m€0.003m▼ 94.7%
Stocks and contracts in progress3€0.06m€0.09m----
Stocks30/36€0.06m€0.09m----
Amounts receivable within one year40/41€0.1m€0.1m€0.3m€0.04m€0▼ 100%
Trade receivables40€0.005m€0.004m€0.2m€0.03m€0▼ 100%
Other amounts receivable41€0.1m€0.1m€0.08m€0.01m€0▼ 100%
Cash at bank and in hand54/58€0.003m€0.001m€0.001m€0.001m€0.001m▼ 38.3%
Deferred charges and accrued income490/1€284€292€0.001m€0.009m€0.002m▼ 80.9%
Equity and liabilities
Total equity and liabilities10/49€1.8m€1.7m€2.0m€1.7m€1.5m▼ 10.0%
Equity10/15€0.6m€0.6m€0.7m€0.7m€0.7m▼ 0.8%
Contributions10/11€0.1m€0.03m€0.03m€0.03m€0.03m=
Reserves13€0.4m€0.5m€0.6m€0.6m€0.6m▼ 0.9%
Non-distributable reserves130/1€0.01m-----
Reserves not available under the articles1311€0.01m-----
Tax-exempt reserves132€0.3m€0.3m€0.2m€0.2m€0.2m▼ 11.8%
Distributable reserves133€0.2m€0.3m€0.4m€0.4m€0.4m▲ 4.6%
Provisions and deferred taxes16€0.08m€0.08m€0.08m€0.07m€0.06m▼ 11.8%
Deferred taxes168€0.08m€0.08m€0.08m€0.07m€0.06m▼ 11.8%
Amounts payable17/49€1.1m€1.1m€1.3m€0.9m€0.8m▼ 16.4%
Amounts payable after more than one year17€0.5m€0.5m€0.4m€0.2m€0.1m▼ 34.1%
Financial debts170/4€0.5m€0.5m€0.4m€0.2m€0.1m▼ 34.1%
Amounts payable within one year42/48€0.6m€0.5m€0.9m€0.7m€0.6m▼ 11.4%
Current portion of amounts payable after more than one year42€0.2m€0.3m€0.3m€0.2m€0.07m▼ 58.2%
Trade debts44€0.02m€0.02m€0.1m€0.03m€0.02m▼ 40.4%
Suppliers440/4€0.02m€0.02m€0.1m€0.03m€0.02m▼ 40.4%
Taxes, remuneration and social security45€0.07m€0.06m€0.09m€0.09m€0.03m▼ 61.4%
Taxes450/3€0.05m€0.04m€0.07m€0.07m€0.02m▼ 69.5%
Remuneration and social security454/9€0.03m€0.02m€0.02m€0.02m€0.01m▼ 29.6%
Other amounts payable47/48€0.3m€0.2m€0.4m€0.4m€0.5m▲ 18.8%
Accrued charges and deferred income492/3€158€203€156€63€47▼ 25.8%
Line20212022202320242025Change
Profit (loss) for the period9904€43,040€84,314€113,257-€1,962-€5,649▼ 188%
+ Depreciation and write-downs630€139,163€139,658€160,550€179,237€156,099▼ 12.9%
Operating cash flow (approximation)€182,203€223,972€273,807€177,276€150,450▼ 15.1%
Investment in fixed assets (approximation)--€61,738-€412,091-€41,446-€38,437▲ 7.3%
Change in cash--€2,487€390€208-€569▼ 373%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Comparable companies5

Similar companies · same sector, comparable size

Of 5,715 companies in this sector we hold annual accounts for 3,523. 2,106 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Timeline

13 eventsLatest 10-06-2026Next filing 31-07-2027

History

EVERAERT & Co CONSTRUCT was incorporated on 20 June 1996.1 Total assets fell from €1.9m in 2018 to €1.5m in 2025 and headcount from 0.7 to 2 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet -€5,649
Net result drops to -€5,649, the lowest in the series.
17-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
22-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
20-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Highest result since 2018net €313,075 ▲7,900%
Operating result €441,114, net result €313,075, both a record.
31-12
Financial Equity above €500,000Eq €627,875 ▲89.5%
3 profitable years in a row build equity to €627,875.
24-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
17-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
11-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Company details

Private limited company · founded 20-06-1996Year ends 31-12Peppol reachable1 site

Register details

Identification
Legal formPrivate limited company
Founded20-06-1996
Fiscal year end31-12
Activities, NACEBEL 2025
43310Plastering work
70100Activities of head offices
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0458314211
Also 9925:BE0458314211
Registered 17-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 1996
seat establishment The establishment unit on the map
Ground area
2,931 m²
Building footprint
335 m²
Volume, LiDAR
2,092 m³
Parcel 37001D0032/00F000, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
PLAFONNEERWERKEN EVERAERT
Hogenhovestraat 34, 8700 TieltNACE 4521302
since 1996unit no. 2.078.004.769
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
37001D0032/00F000 Flanders 2,931 m² 1 · 335 m² 10.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.