EVER
ActiveSummary
EVER has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €286,415 and a net result of -€69,639. Equity is shrinking by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 58% of 9268 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability6▼-3
Solvency66▼-17
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16,000 at 30 days acceptable
Liquidity short (current ratio 0.08 against 0.05 in 2024; short-term debt: 33.6% and cash: 2% of total assets), and 59% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€69,639
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
29 d late
2023
30 d late
2022
30 d late
2021
30 d late
2020
30 d late
2019
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 34 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
In the rankings
#9 oldest company in Verviers, Real estate sector
Equity
€286,415▼ 18.7%
2024 · €352,461
Total assets
€698,012▲ 14.2%
2024 · €611,367
Net result
-€69,639▼ 51.7%
2024 · -€45,894
Working capital
-€215,190▼ 42.1%
2024 · -€151,466
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€67,038▼ 39.3%€13,868-€57,935-€46,126▲ 20.4%-€68,386▼ 48.3%
Net result-€65,023▼ 36.9%€14,842-€57,662-€45,894▲ 20.4%-€69,639▼ 51.7%
Equity€440,441▼ 12.0%€454,787▲ 3.3%€402,679▼ 11.5%€352,461▼ 12.5%€286,415▼ 18.7%
Total assets€547,494▼ 8.7%€544,211▼ 0.6%€571,724▲ 5.1%€611,367▲ 6.9%€698,012▲ 14.2%
Debt€107,053▲ 10.3%€89,424▼ 16.5%€169,044▲ 89.0%€258,906▲ 53.2%€411,597▲ 59.0%
Working capital-€84,251▲ 4.0%-€14,756▲ 82.5%-€53,477▼ 262%-€151,466▼ 183%-€215,190▼ 42.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €68,386 in 2025 against €46,126 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €698,012
Fixed assets
€678,737 ▲ 12.4%
Current assets
€19,274 ▲ 159%
Equity and liabilities €698,012
Equity
€286,415 ▼ 18.7%
Debt
€411,597 ▲ 59.0%
Debt's share of the balance-sheet total rises from 42.3% to 59.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€35,200▼
2024 · -€19,007
Cash flow
-€36,454▼
2024 · -€18,775
Current ratio
0.08▲
2024 · 0.05
Debt to equity
1.44▲
2024 · 0.73
ROE
-24.3%▼
2024 · -13.0%
ROA
-10.0%▼
2024 · -7.5%
Interest coverage
-11.08▲
2024 · -12.42
Debt ≤ 1 year
€234,464▲
2024 · €158,906
Debt > 1 year
€176,282▲
2024 · €100,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18,902 | €19,684 | €22,404 | €27,120 | €33,185 | ▲ 22.4% |
| Other operating charges640/8 | €9,974 | €3,759 | €4,091 | €4,013 | €4,469 | ▲ 11.4% |
| Non-recurring operating charges66A | €16,783 | - | - | - | - | - |
| Gross operating margin9900 | -€21,380 | €37,310 | -€31,441 | -€14,994 | -€30,732 | ▼ 105% |
| Operating profit (loss)9901 | -€67,038 | €13,868 | -€57,935 | -€46,126 | -€68,386 | ▼ 48.3% |
| Financial income75/76B | €1,452 | €1,985 | €1,651 | €1,762 | €1,924 | ▲ 9.2% |
| Recurring financial income75 | €1,452 | €1,985 | €1,651 | €1,762 | €1,924 | ▲ 9.2% |
| Financial charges65/66B | €1,310 | €1,011 | €1,378 | €1,531 | €3,178 | ▲ 108% |
| Recurring financial charges65 | €1,310 | €1,011 | €1,378 | €1,531 | €3,178 | ▲ 108% |
| Profit (loss) for the period before taxes9903 | -€66,896 | €14,842 | -€57,662 | -€45,894 | -€69,639 | ▼ 51.7% |
| Transfer from deferred taxes780 | €1,873 | - | - | - | - | - |
| Profit (loss) for the period9904 | -€65,023 | €14,842 | -€57,662 | -€45,894 | -€69,639 | ▼ 51.7% |
| Transfer from tax-exempt reserves789 | €5,620 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | -€59,404 | €14,842 | -€57,662 | -€45,894 | -€69,639 | ▼ 51.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €547,494 | €544,211 | €571,724 | €611,367 | €698,012 | ▲ 14.2% |
| Fixed assets21/28 | €528,334 | €534,543 | €556,156 | €603,927 | €678,737 | ▲ 12.4% |
| Tangible fixed assets22/27 | €459,219 | €465,924 | €481,983 | €534,077 | €605,295 | ▲ 13.3% |
| Land and buildings22 | €314,000 | €305,645 | €297,289 | €289,032 | €280,775 | ▼ 2.9% |
| Plant, machinery and equipment23 | €144,136 | €158,098 | €183,097 | €243,033 | €320,763 | ▲ 32.0% |
| Furniture and vehicles24 | €1,082 | €2,182 | €1,597 | €2,012 | €3,757 | ▲ 86.7% |
| Financial fixed assets28 | €69,115 | €68,619 | €74,173 | €69,850 | €73,443 | ▲ 5.1% |
| Current assets29/58 | €19,161 | €9,668 | €15,567 | €7,440 | €19,274 | ▲ 159% |
| Amounts receivable within one year40/41 | €14,771 | €7,061 | €13,068 | €2,372 | €1,870 | ▼ 21.2% |
| Trade receivables40 | €10,196 | €6,079 | €11,654 | €751 | €1,751 | ▲ 133% |
| Other amounts receivable41 | €4,575 | €982 | €1,414 | €1,621 | €118 | ▼ 92.7% |
| Cash at bank and in hand54/58 | €1,946 | - | - | - | €14,052 | - |
| Deferred charges and accrued income490/1 | €2,444 | €2,607 | €2,500 | €5,068 | €3,353 | ▼ 33.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €547,494 | €544,211 | €571,724 | €611,367 | €698,012 | ▲ 14.2% |
| Equity10/15 | €440,441 | €454,787 | €402,679 | €352,461 | €286,415 | ▼ 18.7% |
| Contributions10/11 | €525,000 | €525,000 | €525,000 | €525,000 | €525,000 | = |
| Capital10 | €525,000 | €525,000 | €525,000 | €525,000 | €525,000 | = |
| Issued capital100 | €525,000 | €525,000 | €525,000 | €525,000 | €525,000 | = |
| Revaluation surpluses12 | €43,998 | €43,502 | €49,057 | €44,733 | €48,326 | ▲ 8.0% |
| Reserves13 | €6,500 | €6,500 | €6,500 | €6,500 | €6,500 | = |
| Non-distributable reserves130/1 | €6,500 | €6,500 | €6,500 | €6,500 | €6,500 | = |
| Legal reserve130 | €6,500 | €6,500 | €6,500 | €6,500 | €6,500 | = |
| Profit (loss) carried forward14 | -€135,057 | -€120,215 | -€177,877 | -€223,772 | -€293,411 | ▼ 31.1% |
| Amounts payable17/49 | €107,053 | €89,424 | €169,044 | €258,906 | €411,597 | ▲ 59.0% |
| Amounts payable after more than one year17 | - | €65,000 | €100,000 | €100,000 | €176,282 | ▲ 76.3% |
| Financial debts170/4 | - | €65,000 | €100,000 | €100,000 | €176,282 | ▲ 76.3% |
| Amounts payable within one year42/48 | €103,412 | €24,424 | €69,044 | €158,906 | €234,464 | ▲ 47.5% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €7,934 | - |
| Financial debts43 | - | €8,717 | €12,174 | €11,409 | €10,492 | ▼ 8.0% |
| Credit institutions430/8 | - | €8,717 | €12,174 | €11,409 | €10,492 | ▼ 8.0% |
| Trade debts44 | €7,647 | €2,925 | €5,016 | €1,883 | €12,326 | ▲ 555% |
| Suppliers440/4 | €7,647 | €2,925 | €5,016 | €1,883 | €12,326 | ▲ 555% |
| Advances received on contracts in progress46 | - | - | - | - | €1,898 | - |
| Taxes, remuneration and social security45 | - | - | - | €520 | €19 | ▼ 96.4% |
| Taxes450/3 | - | - | - | €520 | €19 | ▼ 96.4% |
| Other amounts payable47/48 | €95,764 | €12,782 | €51,855 | €145,095 | €201,795 | ▲ 39.1% |
| Accrued charges and deferred income492/3 | €3,641 | - | - | - | €851 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€65,023 | €14,842 | -€57,662 | -€45,894 | -€69,639 | ▼ 51.7% |
| + Depreciation and write-downs630 | €18,902 | €19,684 | €22,404 | €27,120 | €33,185 | ▲ 22.4% |
| Operating cash flow (approximation) | -€46,121 | €34,525 | -€35,259 | -€18,775 | -€36,454 | ▼ 94.2% |
| Investment in fixed assets (approximation) | - | -€25,893 | -€44,017 | -€74,890 | -€107,996 | ▼ 44.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-09
State Gazette act
Reappointments: SIMAR CHRISTINE, Anne-Catherine EVERS and 3 others7 facts ▸
State Gazette act
Reappointments: SIMAR CHRISTINE, Anne-Catherine EVERS and 3 others
7 facts ▸
- General meeting, 05-06-2024
- Director reappointment, SIMAR CHRISTINE (director)
- Director reappointment, SIMAR CHRISTINE (administrateur délégué et de président)
- Director reappointment, Anne-Catherine EVERS (director)
- Director reappointment, Isabelle EVERS (director)
- Director reappointment, Jean-Pierre EVERS (director)
- Director reappointment, Olivier JONET (director)
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
31-12
Financial
Weakest financial yearnet -€69,639
Net result drops to -€69,639, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €14,842
Net result €14,842 after 4 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Equity above €500,000Eq €500,468 ▲418%
Equity rises from €96,565 to €500,468.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 5 acts read
About the unread acts
Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
under verification, last change in 2024
This board is reconstructed from a single act (26110833). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Anne-Catherine EVERS
CurrentDirector · since 05-06-2024
Isabelle EVERS
CurrentDirector · since 05-06-2024
Jean-Pierre EVERS
CurrentDirector · since 05-06-2024
Olivier JONET
CurrentDirector · since 05-06-2024
Christine SIMAR
CurrentDirector · since 04-06-2024
05-06-2024
Anne-Catherine EVERS: Mandate renewed as Director
05-06-2024
Isabelle EVERS: Mandate renewed as Director
05-06-2024
Jean-Pierre EVERS: Mandate renewed as Director
05-06-2024
Olivier JONET: Mandate renewed as Director
05-06-2024
Christine SIMAR: Mandate renewed as Director
Not every act has been read: a resignation may be missing here
4 of this company's 5 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 1990
Ground area
3,860 m²
Building footprint
327 m²
Volume, LiDAR
1,713 m³
2 parcels, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Florikosse 28 A, 4802 Verviers
since 19902.130.534.724
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63036A0155/00H000 | Wallonia | 2,029 m² | 1 · 172 m² | 7.4 m · 2 fl. |
| 63036A0155/00L000 | Wallonia | 1,831 m² | 1 · 155 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
5 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
Similar companies · same sector, comparable size
MEEUSEN VASTGOED
BE 0886.183.684
Schoten · Eq €286,208
DUOBUILD
BE 0477.206.841
Genk · Eq €286,083
David Swalens
BE 0661.689.359
Antwerpen · Eq €286,018
Delanghe & Partners
BE 0888.703.805
Zottegem · Eq €286,921
KOM Consult
BE 0744.568.436
Edegem · Eq €287,552
Of 11,756 companies in sector 68310 we hold annual accounts for 6,906. 4,988 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded31-08-1990
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
68322Real estate appraisal on a fee or contract basis
70200Business and other management consultancy
73200Market research and public opinion polling
Scores and ratios are computed by Checked and are not a credit decision.