EVD-M
ActiveSummary
EVD-M has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €50,493 and a net result of €389. Equity is growing by ~24% per year across the filed fiscal years. Its solvency ranks better than 88% of 472 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2026
Axes · tick = 2025
Profitability39▲+20
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 25.9; short-term debt: 3.9% and cash: 44.4% of total assets), and 3.9% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
96.1%
Return on assets
0.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 01-01-2026 was due by 01-08-2026 and was filed on 21-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2026
20 d late
2025
14 d late
2024
16 d late
2023
15 d late
2022
29 d late
2021
30 d late
2020
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 22 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 01-01-2027 and is due by 01-08-2027. Nothing is late today. Usually files around 18 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today01-01-2027 close01-08-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2026, micro schema
Equity
€50,493▲ 0.8%
2025 · €50,104
Total assets
€52,521▲ 4.7%
2025 · €50,149
Net result
€389
2025 · -€3,735
Working capital
€50,493▲ 0.8%
2025 · €50,104
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Operating result€27,664-€7,541€41,972-€3,735€389
Net result€25,579within the sector's middle half-€7,541below the sector's middle half€30,473within the sector's middle half-€3,735below the sector's middle half€389
Equity€30,907within the sector's middle half▲ 480%€23,366below the sector's middle half▼ 24.4%€53,839within the sector's middle half▲ 130%€50,104within the sector's middle half▼ 6.9%€50,493▲ 0.8%
Total assets€49,206below the sector's middle half▲ 80.8%€31,821below the sector's middle half▼ 35.3%€66,906below the sector's middle half▲ 110%€50,149below the sector's middle half▼ 25.0%€52,521▲ 4.7%
Debt€18,299▼ 16.4%€8,455▼ 53.8%€13,067▲ 54.5%€45▼ 99.7%€2,028▲ 4,448%
Working capital€30,846within the sector's middle half▲ 519%€23,366within the sector's middle half▼ 24.2%€53,839within the sector's middle half▲ 130%€50,104within the sector's middle half▼ 6.9%€50,493▲ 0.8%
Solvency62.8%within the sector's middle half▲ 43.2pp73.4%within the sector's middle half▲ 10.6pp80.5%above the sector's middle half▲ 7.0pp99.9%above the sector's middle half▲ 19.4pp96.1%▼ 3.8pp
Current ratio2.69within the sector's middle half▲ 1.463.76within the sector's middle half▲ 1.085.12above the sector's middle half▲ 1.3625.90
Return on assets (ROA)52.0%above the sector's middle half▲ 125.6pp-23.7%below the sector's middle half▼ 75.7pp45.5%above the sector's middle half▲ 69.2pp-7.4%below the sector's middle half▼ 53.0pp0.7%▲ 8.2pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2026: €389 after a loss of €3,735 in 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Equity and liabilities €52,521
Equity
€50,493 ▲ 0.8%
Debt
€2,028 ▲ 4,448%
Debt's share of the balance-sheet total rises from 0.1% to 3.9%. Equity and debt are higher.
Key figures and ratios
Debt to equity
0.04▲
2025 · 0.00
ROE
0.8%▲
2025 · -7.5%
Debt ≤ 1 year
€2,028▲
2025 · €45
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,905 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.7%
went bankrupt
4.0%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €282 | €61 | - | - | - | - |
| Other operating charges640/8 | €539 | €499 | €535 | €151 | €551 | ▲ 265% |
| Gross operating margin9900 | €28,485 | -€6,981 | €42,507 | -€3,584 | €939 | ▲ 126% |
| Operating profit (loss)9901 | €27,664 | -€7,541 | €41,972 | -€3,735 | €389 | ▲ 110% |
| Financial charges65/66B | €65 | - | - | - | - | - |
| Recurring financial charges65 | €65 | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €27,600 | -€7,541 | €41,972 | -€3,735 | €389 | ▲ 110% |
| Income taxes67/77 | €2,021 | - | €11,499 | - | - | - |
| Profit (loss) for the period9904 | €25,579 | -€7,541 | €30,473 | -€3,735 | €389 | ▲ 110% |
| Profit (loss) for the period to be appropriated9905 | €25,579 | -€7,541 | €30,473 | -€3,735 | €389 | ▲ 110% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €49,206 | €31,821 | €66,906 | €50,149 | €52,521 | ▲ 4.7% |
| Fixed assets21/28 | €61 | - | - | - | - | - |
| Tangible fixed assets22/27 | €61 | - | - | - | - | - |
| Furniture and vehicles24 | €61 | - | - | - | - | - |
| Current assets29/58 | €49,144 | €31,821 | €66,906 | €50,149 | €52,521 | ▲ 4.7% |
| Amounts receivable within one year40/41 | €7,260 | €777 | €5,188 | €22,614 | €29,190 | ▲ 29.1% |
| Trade receivables40 | €7,260 | - | €4,667 | - | €4,008 | - |
| Other amounts receivable41 | - | €777 | €521 | €22,614 | €25,183 | ▲ 11.4% |
| Cash at bank and in hand54/58 | €41,884 | €31,044 | €61,717 | €27,535 | €23,331 | ▼ 15.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €49,206 | €31,821 | €66,906 | €50,149 | €52,521 | ▲ 4.7% |
| Equity10/15 | €30,907 | €23,366 | €53,839 | €50,104 | €50,493 | ▲ 0.8% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €12,860 | €12,860 | €41,360 | €41,360 | €41,360 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Own shares acquired1312 | €1,860 | - | - | - | - | - |
| Distributable reserves133 | €11,000 | €11,000 | €39,500 | €39,500 | €39,500 | = |
| Profit (loss) carried forward14 | €5,647 | -€1,894 | €79 | -€3,656 | -€3,267 | ▲ 10.6% |
| Amounts payable17/49 | €18,299 | €8,455 | €13,067 | €45 | €2,028 | ▲ 4,448% |
| Amounts payable within one year42/48 | €18,299 | €8,455 | €13,067 | €45 | €2,028 | ▲ 4,448% |
| Trade debts44 | €7 | €241 | €297 | €45 | €1,984 | ▲ 4,349% |
| Suppliers440/4 | €7 | €241 | €297 | €45 | €1,984 | ▲ 4,349% |
| Taxes, remuneration and social security45 | €3,742 | €2,021 | €12,577 | - | €44 | - |
| Taxes450/3 | €3,742 | €2,021 | €12,577 | - | €44 | - |
| Other amounts payable47/48 | €14,549 | €6,193 | €193 | - | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25,579 | -€7,541 | €30,473 | -€3,735 | €389 | ▲ 110% |
| + Depreciation and write-downs630 | €282 | €61 | - | - | - | - |
| Operating cash flow (approximation) | €25,861 | -€7,480 | €30,473 | -€3,735 | €389 | ▲ 110% |
| Change in cash | - | -€10,840 | €30,673 | -€34,182 | -€4,204 | ▲ 87.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema · 20 days late
01-01
Financial
Back to profitnet €389
Net result €389 after one loss-making year.
2025
15-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
01-01
Financial
Liquidity times 220current ratio 1124.66
Current ratio from 5.12 to 1124.66; short-term debt falls from €13,067 to €45.
2024
17-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 16 days late
01-01
Financial
Back to profitnet €30,473
Net result €30,473 after one loss-making year.
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 15 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
01-01
Financial
Back to profitnet €25,579
Net result €25,579 after one loss-making year.
01-01
Financial
Liquidity doublescurrent ratio 2.69
Current ratio from 1.23 to 2.69; short-term debt falls from €21,894 to €18,299.
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
01-01
Financial
Weakest financial yearnet -€20,026
Net result drops to -€20,026, the lowest in the series; recovery starts the following year.
Show earlier events
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
01-01
Financial
Back to profitnet €18,634
Net result €18,634 after one loss-making year.
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2017
19-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 49 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genappe · 1 establishment unit since 2015
Ground area
2,652 m²
Building footprint
89 m²
Volume, LiDAR
817 m³
Parcel 25013D0312/00H000, Wallonia · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Rue du Sclage 13, 1470 Genappe
since 20152.242.528.350
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25013D0312/00H000 | Wallonia | 2,652 m² | 1 · 89 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500VGRZ3FJC70C235
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Of 82,641 companies in sector 70200 we hold annual accounts for 52,636. 38,123 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-05-2015
Fiscal year end01-01
Activities, NACEBEL 2025
70200Business and other management consultancy
66220Insurance agents and brokers
E-invoicing
Reachable via Peppol
Peppol ID
0208:0629866926
Also
9925:BE0629866926
Registered
22-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.