Summary
EVALIS is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €152,963 and a net result of €388, of which €10,275 non-recurring income. Equity has been growing by about 3% per year since 2019. Its solvency ranks better than 60% of 1,853 sector peers (NACE 66, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 31-03-2017 Normal situation
- Activity
- Activities auxiliary to financial services and insurance activities NACE 66300and 2 others
- Establishment unit
- 2.264.110.652 9771 Kruisem, since 31-03-2017
- Financial year end
- 30 September
- Peppol
- Reachable since 22-01-2026
Board and ownership
Board
- Francis BeelManaging director
- Eveline Van MaeleDirector · since 03-03-2023
- Holdings
- Shares in 1 company BEMA PROPERTY
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts to 30-09-2025
- Profit
- €388
- ▼ 86.9%
- Equity
- €152,963
- ▲ 0.3%
- Total assets
- €312,260
- ▼ 11.6%
Filed on 24-04-2026, 6 days before the deadline
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-04-2026, 6 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
6 days early
2024
19 days early
2023
18 days early
2022
3 days early
2021
1 day early
2020
16 days early
2019
43 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 24 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end02-11-2026 today30-04-2027 deadline
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 24-04-2026 PDF all 8 filings
Equity
€152,963▲ 0.3%
2024 · €152,575
Net result
€388▼ 86.9%
2024 · €2,974
Total assets
€312,260▼ 11.6%
2024 · €353,222
Solvency
49.0%▲ 5.8pp
2024 · 43.2%
Trend over the years
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result for 2025 is 55% lower than in 2024 and the lowest since 2021. It is the third fall in a row.
Operating result€9,518
2025
Net result€388
2025
Total assets€312,260
2025
Equity€152,963
2025
Debt€159,296
2025
Working capital-€146,637
2025
Return on assets (ROA)0.1%
2025
Solvency49.0%
2025
Current ratio0.08
2025
Staff (FTE)0
2025
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Average staff per financial year, in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Activities auxiliary to financial services and insurance activities (NACE 66). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).
Every figure with its change against the financial year before
favourable
unfavourable
Line2019202020212022202320242025
Operating result€6,797-€14,425▲ 112%€17,959▲ 24.5%€34,009▲ 89.4%€21,473▼ 36.9%€20,948▼ 2.4%€9,518▼ 54.6%
Net result€2,881-€8,323below the sector's middle half▲ 189%€740below the sector's middle half▼ 91.1%€11,001below the sector's middle half▲ 15×€3,086below the sector's middle half▼ 72.0%€2,974below the sector's middle half▼ 3.6%€388below the sector's middle half▼ 86.9%
Equity€126,452-€134,775within the sector's middle half▲ 6.6%€135,514within the sector's middle half▲ 0.5%€146,515within the sector's middle half▲ 8.1%€149,601within the sector's middle half▲ 2.1%€152,575within the sector's middle half▲ 2.0%€152,963within the sector's middle half▲ 0.3%
Total assets€394,931-€436,381within the sector's middle half▲ 10.5%€454,114below the sector's middle half▲ 4.1%€462,578below the sector's middle half▲ 1.9%€410,815below the sector's middle half▼ 11.2%€353,222below the sector's middle half▼ 14.0%€312,260below the sector's middle half▼ 11.6%
Debt€268,479-€301,606▲ 12.3%€318,600▲ 5.6%€316,063▼ 0.8%€261,214▼ 17.4%€200,647▼ 23.2%€159,296▼ 20.6%
Working capital-€184,056--€183,518below the sector's middle half▲ 0.3%-€180,939below the sector's middle half▲ 1.4%-€165,848below the sector's middle half▲ 8.3%-€155,716below the sector's middle half▲ 6.1%-€149,762below the sector's middle half▲ 3.8%-€146,637below the sector's middle half▲ 2.1%
Solvency32.0%-30.9%within the sector's middle half▼ 1.1pp29.8%within the sector's middle half▼ 1.0pp31.7%within the sector's middle half▲ 1.8pp36.4%within the sector's middle half▲ 4.7pp43.2%within the sector's middle half▲ 6.8pp49.0%within the sector's middle half▲ 5.8pp
Current ratio0.25-0.32below the sector's middle half▲ 0.070.40below the sector's middle half▲ 0.080.46below the sector's middle half▲ 0.060.40below the sector's middle half▼ 0.060.25below the sector's middle half▼ 0.150.08below the sector's middle half▼ 0.18
Return on assets (ROA)0.7%-1.9%within the sector's middle half▲ 1.2pp0.2%below the sector's middle half▼ 1.7pp2.4%within the sector's middle half▲ 2.2pp0.8%below the sector's middle half▼ 1.6pp0.8%below the sector's middle half▲ 0.1pp0.1%below the sector's middle half▼ 0.7pp
Staff (FTE)1.8-3.7within the sector's middle half▲ 106%4within the sector's middle half▲ 8.1%3.9within the sector's middle half▼ 2.5%3within the sector's middle half▼ 23.1%0below the sector's middle half▼ 100%0below the sector's middle half
above
within
below
The sector band is the middle half of the companies in Activities auxiliary to financial services and insurance activities (NACE 66). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €312,260
Fixed assets
€300,000 ▼ 0.9%
Current assets
€12,260 ▼ 75.7%
Equity and liabilities €312,260
Equity
€152,963 ▲ 0.3%
Debt
€159,296 ▼ 20.6%
Debt's share of the balance-sheet total falls from 56.8% to 51.0%. Equity is higher and debt is lower.
Key figures and ratios
ROE
0.3%▼
2024 · 1.9%
Debt ≤ 1 year
€158,897▼
2024 · €200,259
Income taxes
€0▼
2024 · €3,410
Staff costs
€0▲
2024 · -€31,575
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Staff
| Item | 30-09-2021 | 30-09-2022 | 30-09-2023 |
|---|---|---|---|
| Employees at the balance-sheet date | 4 | 3 | - |
| full-time | 4 | 3 | - |
| part-time | 0 | 0 | - |
| in full-time equivalents | 4 | 3 | - |
| Average over the year, in full-time equivalents | 4 | 3.9 | 3 |
| On a permanent contract | 4 | 3 | - |
| Joined | - | 0 | 0 |
| Left | - | 1 | 3 |
Source: social balance sheet in the 2021 to 2023 annual accounts
Comparable companies
These companies have the same main activity as EVALIS: activities auxiliary to financial services and insurance activities (NACE 66300). They are comparable in size and age: total assets between €174,000 and €527,000, founded between 2009 and 2020.
| Company | Founded | Total assets | Equity | Gross margin | Net result | FTE | Financial year |
|---|---|---|---|---|---|---|---|
| EVALIS Kruisem | 2017 | €312,260 | €152,963 | €10,114 | €388 | 0 | 2025 |
| BCDW HOLDING Aalst | 2020 | €267,447 | -€28,344 | €12,116 | -€2,592 | 0 | 2025 |
| Autobedrijf TIELT MOTORS Sint-Martens-Latem | 2011 | €390,455 | €332,845 | €29,495 | €3,336 | 0 | 2025 |
| VERON Ingelmunster | 2009 | €400,741 | €149,627 | €29,402 | -€7,717 | 0 | 2025 |
| HR Devils Gent | 2016 | €174,147 | €33,785 | €18,718 | €12,845 | - | 2024 |
| WV Vastgoed Pelt | 2019 | €190,430 | €173,832 | €10,540 | -€6,131 | - | 2025 |
| N.O. Real-Estate Kapellen | 2017 | €527,130 | -€5,114 | €18,267 | -€20,035 | - | 2025 |
They were chosen from the 394 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | - | - | €10,275 | - |
| Remuneration, social security and pensions62 | - | - | €247,950 | €269,427 | €176,950 | -€31,575 | €0 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,767 | €11,763 | €14,800 | €14,800 | €12,085 | €5,479 | €0 | ▼ 100% |
| Other operating charges640/8 | - | - | €1,334 | €1,629 | €2,138 | €1,652 | €596 | ▼ 63.9% |
| Non-recurring operating charges66A | - | - | €12,837 | €0 | - | - | - | - |
| Gross operating margin9900 | €119,515 | €214,441 | €294,880 | €319,865 | €212,646 | -€3,495 | €10,114 | - |
| Operating profit (loss)9901 | €6,797 | €14,425 | €17,959 | €34,009 | €21,473 | €20,948 | €9,518 | ▼ 54.6% |
| Financial income75/76B | - | - | €0 | €2 | €0 | €0 | €1 | ▲ 60× |
| Recurring financial income75 | - | - | €0 | €2 | €0 | €0 | €1 | ▲ 60× |
| Financial charges65/66B | - | - | €7,439 | €11,615 | €10,968 | €14,564 | €9,130 | ▼ 37.3% |
| Recurring financial charges65 | €837 | €705 | €7,439 | €11,615 | €10,968 | €14,564 | €9,130 | ▼ 37.3% |
| Profit (loss) for the period before taxes9903 | €5,960 | €13,721 | €10,519 | €22,395 | €10,505 | €6,384 | €388 | ▼ 93.9% |
| Income taxes67/77 | €3,079 | €5,398 | €9,780 | €11,394 | €7,420 | €3,410 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €2,881 | €8,323 | €740 | €11,001 | €3,086 | €2,974 | €388 | ▼ 86.9% |
| Profit (loss) for the period to be appropriated9905 | €2,881 | €8,323 | €740 | €11,001 | €3,086 | €2,974 | €388 | ▼ 86.9% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €394,931 | €436,381 | €454,114 | €462,578 | €410,815 | €353,222 | €312,260 | ▼ 11.6% |
| Fixed assets21/28 | €332,594 | €349,888 | €335,088 | €320,289 | €308,204 | €302,725 | €300,000 | ▼ 0.9% |
| Tangible fixed assets22/27 | €32,594 | €49,888 | €35,088 | €20,289 | €8,204 | €2,725 | €0 | ▼ 100% |
| Furniture and vehicles24 | - | - | €35,088 | €20,289 | €8,204 | €2,725 | €0 | ▼ 100% |
| Financial fixed assets28 | €300,000 | €300,000 | €300,000 | €300,000 | €300,000 | €300,000 | €300,000 | = |
| Current assets29/58 | €62,337 | €86,492 | €119,026 | €142,289 | €102,611 | €50,497 | €12,260 | ▼ 75.7% |
| Amounts receivable within one year40/41 | €32,677 | €51,819 | €92,505 | €85,087 | €60,177 | €1,029 | €0 | ▼ 100% |
| Trade receivables40 | - | - | €92,505 | €85,087 | €60,177 | €1,029 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €29,620 | €34,673 | €16,688 | €57,202 | €42,434 | €49,468 | €12,260 | ▼ 75.2% |
| Deferred charges and accrued income490/1 | - | - | €9,833 | €0 | - | - | - | - |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €394,931 | €436,381 | €454,114 | €462,578 | €410,815 | €353,222 | €312,260 | ▼ 11.6% |
| Equity10/15 | €126,452 | €134,775 | €135,514 | €146,515 | €149,601 | €152,575 | €152,963 | ▲ 0.3% |
| Contributions10/11 | €125,000 | €125,000 | €125,000 | €125,000 | €125,000 | €125,000 | €125,000 | = |
| Capital10 | - | - | €125,000 | €125,000 | €125,000 | €125,000 | €125,000 | = |
| Issued capital100 | - | - | €125,000 | €125,000 | €125,000 | €125,000 | €125,000 | = |
| Reserves13 | €73 | €558 | €558 | €558 | €558 | €558 | €558 | = |
| Non-distributable reserves130/1 | - | - | €558 | €558 | €558 | €558 | €558 | = |
| Legal reserve130 | - | - | €558 | €558 | €558 | €558 | €558 | = |
| Profit (loss) carried forward14 | €1,379 | €9,217 | €9,957 | €20,958 | €24,043 | €27,017 | €27,406 | ▲ 1.4% |
| Amounts payable17/49 | €268,479 | €301,606 | €318,600 | €316,063 | €261,214 | €200,647 | €159,296 | ▼ 20.6% |
| Amounts payable after more than one year17 | €22,054 | €31,596 | €18,635 | €7,578 | €2,539 | €0 | - | - |
| Financial debts170/4 | - | - | €18,635 | €7,578 | €2,539 | €0 | - | - |
| Amounts payable within one year42/48 | €246,393 | €270,010 | €299,965 | €308,137 | €258,327 | €200,259 | €158,897 | ▼ 20.7% |
| Current portion of amounts payable after more than one year42 | - | - | €12,961 | €11,057 | €5,038 | €2,539 | €0 | ▼ 100% |
| Trade debts44 | €610 | €17,130 | €20,392 | €9,988 | €3,830 | €1,789 | €546 | ▼ 69.5% |
| Suppliers440/4 | - | - | €20,392 | €9,988 | €3,830 | €1,789 | €546 | ▼ 69.5% |
| Taxes, remuneration and social security45 | - | - | €63,045 | €75,728 | €42,054 | €10,964 | €2,380 | ▼ 78.3% |
| Taxes450/3 | - | - | €20,842 | €34,406 | €11,113 | €10,964 | €2,380 | ▼ 78.3% |
| Remuneration and social security454/9 | - | - | €42,203 | €41,322 | €30,941 | €0 | - | - |
| Other amounts payable47/48 | - | - | €203,567 | €211,365 | €207,405 | €184,967 | €155,971 | ▼ 15.7% |
| Accrued charges and deferred income492/3 | - | - | - | €348 | €348 | €387 | €400 | ▲ 3.2% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,881 | €8,323 | €740 | €11,001 | €3,086 | €2,974 | €388 | ▼ 86.9% |
| + Depreciation and write-downs630 | €8,767 | €11,763 | €14,800 | €14,800 | €12,085 | €5,479 | €0 | ▼ 100% |
| Operating cash flow (approximation) | €11,647 | €20,086 | €15,539 | €25,801 | €15,170 | €8,453 | €388 | ▼ 95.4% |
| Investment in fixed assets (approximation) | - | -€29,057 | €0 | €0 | €0 | €0 | €2,725 | - |
| Change in cash | - | €5,053 | -€17,985 | €40,514 | -€14,768 | €7,034 | -€37,209 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (8)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | abbreviated format | 24-04-2026 | 2026-00086989 | |
| 30-09-2024 | abbreviated format | 11-04-2025 | 2025-00068348 | |
| 30-09-2023 | abbreviated format | 12-04-2024 | 2024-00062817 | |
| 30-09-2022 | abbreviated format | 27-04-2023 | 2023-00071669 | |
| 30-09-2021 | abbreviated format | 29-04-2022 | 2022-20012514 | |
| 30-09-2020 | abbreviated format | 14-04-2021 | 2021-10600035 | |
| 30-09-2019 | micro format | 18-03-2020 | 2020-07000254 | |
| 30-09-2018 | micro format | 25-04-2019 | 2019-10800345 |
Board & ownership
Directors
Directors
2 directors, 1 in day-to-day management, last change in 2023
Day-to-day management 1
Francis Beel
Current
Managing director · appointed in the act of 11-10-2023
Owners and capital
Capital transactions
Capital over time
- 11-10-2023 Capital stated in the deed · €125,000 · 1,250 shares
Mandate history
2 people, 2 in office
- Board
- Day-to-day management
| Name | Functions and periods |
|---|---|
| Eveline Van Maele |
|
| Francis Beel |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Alle handelingen nodig of dienstig voor voorwerp behoudens exclusieve bevoegdheid algemene vergadering volgens wet of statuten, 6 jaar”
Articles of association, deed of 11-10-2023 (in Dutch)
Network & group
Holdings and subsidiaries
1 holdingHoldings 1
- Sourceown accounts 30-09-2025Equity €864,142 Profit of €78,983 in 2025 (profit of €70,282 in 2024) Checked score 9550%
Connections & network
2 current directorsThe network starts from the directors of EVALIS. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
24-04
abbreviated format · 6 days before the deadline
2025
30-09
Financial
Weakest financial yearnet €388 ▼86.9%
The net result drops to €388, the lowest from 2019 to 2025.
11-04
abbreviated format · 19 days before the deadline
2024
30-09
Financial
Equity above €150,000equity €152,575 ▲2%
With a profit in every financial year since 2019, equity grows to €152,575.
12-04
abbreviated format · 18 days before the deadline
2023
11-10
Gazette deed
Appointments: Francis Beel (director) and Eveline Van Maele (director)Amendment of the articles · Capital · Power of attorney8 points ▸
Gazette deed
Appointments: Francis Beel (director) and Eveline Van Maele (director)
Amendment of the articles · Capital · Power of attorney8 points ▸
- General meeting, 29-09-2023
- Amendment of the articles, mentioned 2 times in the deed
- Capital, €125,000
- Director appointment, Francis Beel (director)
- Director appointment, Eveline Van Maele (director)
- Power of attorney
- Board meeting, “onmiddellijk na algemene vergadering, raad van bestuur” (deed in Dutch)
- Director appointment, Francis Beel (managing director)
27-04
abbreviated format · 3 days before the deadline
2022
30-09
Financial
Highest result from 2019 to 2025net €11,001 ▲1,388%
The operating result of €34,009 and the net result of €11,001 are both a record.
29-04
abbreviated format · 1 day before the deadline
2021
14-04
abbreviated format · 16 days before the deadline
2020
18-03
micro format · 43 days before the deadline
2019
25-04
micro format · 5 days before the deadline
2017
04-04
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
EVALIS in Dutch
Enterprise number
0673.721.022
Legal form
Public limited company
Status
Active, normale toestand
Founded
31-03-2017
Entity type
Legal entity
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 11-10-2023 (in Dutch)Registered office and establishments
Registered office
Waregemsestraat (Nok) 13, 9771 Kruisem, Belgium
Establishment unit
EVALIS, Waregemsestraat (Nok) 13, 9771 Kruisem since 31-03-2017 · unit number 2.264.110.65268110 Buying and selling of own real estate
Activities
NACEBEL 202566300
Activities auxiliary to financial services and insurance activities main activity
46190
Agents in non-specialised wholesale trade
70200
Business and other management consultancy
Codes under NACEBEL 2008
66300
Activities auxiliary to financial services and insurance activities main activity
46190
Wholesale trade
70220
Business consulting
Invoicing and payment
VAT number
BE 0673.721.022
Financial year and general meeting
Accounts at the NBBFinancial year end
30-09
Sites & property
Location
Buildings and parcels at the address
Ground area
1.4 ha
Building footprint
182 m²
Building volume
601 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 45031A0196/00G000 | Flanders | 1.4 ha | 1 · 182 m² | 6.4 m · 1 |