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EVA

Active
Private limited company (pre-2019)founded 20197 yrs activeMonseigneur Callewaertstr.(Mar) 34, 8510 Kortrijk, BelgiumKBO/BCE: BE 0718.898.474
Summary

EVA has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48,324 and a net result of €2,142. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 27% of 2386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability70=
Solvency56▼-6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 2.13 against 1.91 in 2024; short-term debt: 15.3% and cash: 26% of total assets), but 68.9% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
31.1%
Return on assets
1.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
31 d early
2024
31 d early
2023
30 d early
2022
30 d early
2021
8 d early
2020
32 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 27 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 18 January 2019, EVA was incorporated.1 Total assets went from EUR 89,495 in 2020 to EUR 155,152 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€48,324▲ 2.8%
2024 · €47,014
Total assets
€155,152▲ 23.6%
2024 · €125,513
Net result
€2,142▲ 67.4%
2024 · €1,280
Working capital
€26,721▲ 7.7%
2024 · €24,802
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€8,182▼ 74.5%€1,152▼ 85.9%€1,549▲ 34.5%€3,588▲ 132%€7,835▲ 118%
Net result€5,449below the sector's middle half▼ 76.2%€240below the sector's middle half▼ 95.6%€397below the sector's middle half▲ 65.7%€1,280below the sector's middle half▲ 222%€2,142below the sector's middle half▲ 67.4%
Equity€45,931below the sector's middle half▲ 9.1%€46,171below the sector's middle half▲ 0.5%€46,568below the sector's middle half▲ 0.9%€47,014within the sector's middle half▲ 1.0%€48,324below the sector's middle half▲ 2.8%
Total assets€97,085below the sector's middle half▲ 8.5%€100,230below the sector's middle half▲ 3.2%€86,568below the sector's middle half▼ 13.6%€125,513within the sector's middle half▲ 45.0%€155,152below the sector's middle half▲ 23.6%
Debt€51,155▲ 7.9%€54,060▲ 5.7%€40,000▼ 26.0%€78,499▲ 96.2%€106,829▲ 36.1%
Working capital€34,107within the sector's middle half▲ 52.1%€34,795within the sector's middle half▲ 2.0%€42,080within the sector's middle half▲ 20.9%€24,802within the sector's middle half▼ 41.1%€26,721within the sector's middle half▲ 7.7%
Solvency47.3%within the sector's middle half▲ 0.3pp46.1%within the sector's middle half▼ 1.2pp53.8%within the sector's middle half▲ 7.7pp37.5%within the sector's middle half▼ 16.3pp31.1%within the sector's middle half▼ 6.3pp
Current ratio2.43within the sector's middle half▲ 0.571.97within the sector's middle half▼ 0.472.99within the sector's middle half▲ 1.021.91within the sector's middle half▼ 1.082.13within the sector's middle half▲ 0.22
Return on assets (ROA)5.6%below the sector's middle half▼ 20.0pp0.2%below the sector's middle half▼ 5.4pp0.5%below the sector's middle half▲ 0.2pp1.0%below the sector's middle half▲ 0.6pp1.4%below the sector's middle half▲ 0.4pp
above within below the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€2,500€5,000€7,500Operating result 2021: €8,182€8,182Net result 2021: €5,449€5,449Operating result 2022: €1,152€1,152Net result 2022: €240€240Operating result 2023: €1,549€1,549Net result 2023: €397€397Operating result 2024: €3,588€3,588Net result 2024: €1,280€1,280Operating result 2025: €7,835€7,835Net result 2025: €2,142€2,14220212022202320242025€0€2,000€4,000€6,000€8,000Operating result 2023: €1,549€1,550Net result 2023: €397€397Operating result 2024: €3,588€3,590Net result 2024: €1,280€1,280Operating result 2025: €7,835€7,830Net result 2025: €2,142€2,140202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 118% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €155,152
Fixed assets €104,738 ▲ 42.7%
Current assets €50,414 ▼ 3.3%
Equity and liabilities €155,152
Equity €48,324 ▲ 2.8%
Debt €106,829 ▲ 36.1%
Debt's share of the balance-sheet total rises from 62.5% to 68.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€45,121▲
2024 · €8,215
Cash flow
€39,428▲
2024 · €5,906
Debt to equity
2.21▲
2024 · 1.67
ROE
4.4%▲
2024 · 2.7%
Interest coverage
9.86▲
2024 · 6.10
Debt ≤ 1 year
€23,693▼
2024 · €27,337
Debt > 1 year
€76,284▲
2024 · €47,201
Income taxes
€1,123▲
2024 · €992
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 5,048 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
2.2% went bankrupt
3.8% stopped otherwise
94% still going

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 5,048 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€125,513€155,152▲
Fixed assets21/28€73,374€104,738▲
Tangible fixed assets22/27€73,374€104,738▲
Plant, machinery and equipment23€19,607€15,871▼
Furniture and vehicles24€51,346€86,688▲
Other tangible fixed assets26€2,421€2,179▼
Current assets29/58€52,139€50,414▼
Amounts receivable within one year40/41€8,070€7,886▼
Trade receivables40€100-
Other amounts receivable41€7,970€7,886▼
Cash at bank and in hand54/58€39,619€40,265▲
Deferred charges and accrued income490/1€4,450€2,263▼
Equity and liabilities
Total equity and liabilities10/49€125,513€155,152▲
Equity10/15€47,014€48,324▲
Contributions10/11€20,000€20,000=
Outside capital11€20,000€20,000=
Other1109/19€20,000€20,000=
Reserves13€27,014€28,324▲
Distributable reserves133€27,014€28,324▲
Amounts payable17/49€78,499€106,829▲
Amounts payable after more than one year17€47,201€76,284▲
Financial debts170/4€32,201€48,284▲
Other amounts payable178/9€15,000€28,000▲
Amounts payable within one year42/48€27,337€23,693▼
Current portion of amounts payable after more than one year42€8,979€17,023▲
Trade debts44€3,964€943▼
Suppliers440/4€3,964€943▼
Taxes, remuneration and social security45€463€463=
Taxes450/3€463€463=
Other amounts payable47/48€13,932€5,264▼
Accrued charges and deferred income492/3€3,961€6,852▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,626€37,286▲
Other operating charges640/8€939€1,655▲
Gross operating margin9900€9,153€46,776▲
Operating profit (loss)9901€3,588€7,835▲
Financial income75/76B€29€8▼
Recurring financial income75€29€8▼
Financial charges65/66B€1,346€4,578▲
Recurring financial charges65€1,346€4,578▲
Profit (loss) for the period before taxes9903€2,272€3,265▲
Income taxes67/77€992€1,123▲
Profit (loss) for the period9904€1,280€2,142▲
Profit (loss) for the period to be appropriated9905€1,280€2,142▲
Appropriation of the result
Profit (loss) to be appropriated9906€1,280€2,142▲
Transfer to equity691/2€447€1,309▲
To other reserves6921€447€1,309▲
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,396€14,764€14,718€4,626€37,286▲ 706%
Other operating charges640/8€459€460€499€939€1,655▲ 76.4%
Gross operating margin9900€24,036€16,375€16,766€9,153€46,776▲ 411%
Operating profit (loss)9901€8,182€1,152€1,549€3,588€7,835▲ 118%
Financial income75/76B€0€14€12€29€8▼ 71.2%
Recurring financial income75€0€14€12€29€8▼ 71.2%
Financial charges65/66B€895€191€126€1,346€4,578▲ 240%
Recurring financial charges65€895€191€126€1,346€4,578▲ 240%
Profit (loss) for the period before taxes9903€7,287€975€1,435€2,272€3,265▲ 43.7%
Income taxes67/77€1,837€735€1,038€992€1,123▲ 13.2%
Profit (loss) for the period9904€5,449€240€397€1,280€2,142▲ 67.4%
Profit (loss) for the period to be appropriated9905€5,449€240€397€1,280€2,142▲ 67.4%
Line20212022202320242025Change
Assets
Total assets20/58€97,085€100,230€86,568€125,513€155,152▲ 23.6%
Fixed assets21/28€39,198€29,482€23,332€73,374€104,738▲ 42.7%
Tangible fixed assets22/27€39,198€29,482€23,332€73,374€104,738▲ 42.7%
Plant, machinery and equipment23€13,695€15,246€17,939€19,607€15,871▼ 19.1%
Furniture and vehicles24€22,181€11,246€2,702€51,346€86,688▲ 68.8%
Other tangible fixed assets26€3,322€2,989€2,691€2,421€2,179▼ 10.0%
Current assets29/58€57,888€70,749€63,236€52,139€50,414▼ 3.3%
Amounts receivable within one year40/41€5,515€5,937€5,526€8,070€7,886▼ 2.3%
Trade receivables40€30€510€300€100--
Other amounts receivable41€5,485€5,427€5,226€7,970€7,886▼ 1.1%
Cash at bank and in hand54/58€51,790€64,091€56,870€39,619€40,265▲ 1.6%
Deferred charges and accrued income490/1€583€720€839€4,450€2,263▼ 49.1%
Equity and liabilities
Total equity and liabilities10/49€97,085€100,230€86,568€125,513€155,152▲ 23.6%
Equity10/15€45,931€46,171€46,568€47,014€48,324▲ 2.8%
Contributions10/11€20,000€20,000€20,000€20,000€20,000=
Outside capital11€20,000€20,000€20,000€20,000€20,000=
Other1109/19€20,000€20,000€20,000€20,000€20,000=
Reserves13€25,931€26,171€26,568€27,014€28,324▲ 4.8%
Distributable reserves133€25,931€26,171€26,568€27,014€28,324▲ 4.8%
Amounts payable17/49€51,155€54,060€40,000€78,499€106,829▲ 36.1%
Amounts payable after more than one year17€27,374€18,106€15,000€47,201€76,284▲ 61.6%
Financial debts170/4€12,374€3,106-€32,201€48,284▲ 49.9%
Other amounts payable178/9€15,000€15,000€15,000€15,000€28,000▲ 86.7%
Amounts payable within one year42/48€23,781€35,954€21,155€27,337€23,693▼ 13.3%
Current portion of amounts payable after more than one year42€9,194€9,268€3,106€8,979€17,023▲ 89.6%
Trade debts44€1,309€1,638€1,049€3,964€943▼ 76.2%
Suppliers440/4€1,309€1,638€1,049€3,964€943▼ 76.2%
Taxes, remuneration and social security45€2,963€2,963€463€463€463=
Taxes450/3€2,963€2,963€463€463€463=
Other amounts payable47/48€10,314€22,085€16,538€13,932€5,264▼ 62.2%
Accrued charges and deferred income492/3--€3,844€3,961€6,852▲ 73.0%
Line20212022202320242025Change
Profit (loss) for the period9904€5,449€240€397€1,280€2,142▲ 67.4%
+ Depreciation and write-downs630€15,396€14,764€14,718€4,626€37,286▲ 706%
Operating cash flow (approximation)€20,845€15,003€15,115€5,906€39,428▲ 568%
Investment in fixed assets (approximation)--€5,048-€8,568-€54,669-€68,650▼ 25.6%
Change in cash-€12,302-€7,221-€17,251€646▲ 104%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
01-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet €240 ▼95.6%
Net result drops to €240, the lowest in the series; recovery starts the following year.
23-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
29-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2019
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Monseigneur Callewaertstr.(Mar) 348510 Kortrijk
1 establishment unit
EVA
Monseigneur Callewaertstr.(Mar) 34, 8510 KortrijkRetail trade
since 20192.284.380.583

Similar companies · same sector, comparable size

Of 5,992 companies in sector 86940 we hold annual accounts for 1,811. 1,586 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded18-01-2019
Fiscal year end31-12
Activities, NACEBEL 2025
86940Nursing and midwifery
96220Beauty care and other beauty treatments
E-invoicing
Reachable via Peppol
Peppol ID 0208:0718898474
Also 9925:BE0718898474
Registered 10-02-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.