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EV GN

Active
Private limited companyfounded 20179 yrs activeLichtekouterstraat(KRU) 3, 9770 Kruisem, BelgiumKBO/BCE: BE 0672.896.225

EV GN has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €286k and a net result of €214k. Equity is shrinking by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 42% of 12665 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
83 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency73▼-27
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 4.23 in 2024; short-term debt: 46.4% and cash: 21.9% of total assets), and 51.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
48.1%
Return on assets
36.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
2 d early
2024
9 d late
2023
27 d late
2022
31 d late
2021
4 d early
2020
30 d late
2019
31 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€286k▼ 29.3%
2024 · €404k
2018: €231k 2019: €441k 2020: €715k 2021: €1.01M 2022: €387k 2023: €288k 2024: €404k
2018 → 2025
Total assets
€594k▲ 28.7%
2024 · €462k
2018: €233k 2019: €530k 2020: €816k 2021: €1.12M 2022: €449k 2023: €497k 2024: €462k
2018 → 2025
Net result
€214k▲ 83.5%
2024 · €117k
2018: €218k 2019: €211k 2020: €267k 2021: €291k 2022: €32k 2023: €68k 2024: €117k
2018 → 2025
Working capital
€59k▼ 68.0%
2024 · €184k
2018: €231k 2019: €427k 2020: €615k 2021: €747k 2022: €136k 2023: €63k 2024: €184k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€1.01M-€387k▼ 61.5%€288k▼ 25.7%€404k▲ 40.6%€286k▼ 29.3%
Operating result€333k-€42k▼ 87.4%€93k▲ 121%€157k▲ 69.0%€283k▲ 80.6%
Net result€291k-€32k▼ 89.1%€68k▲ 114%€117k▲ 71.9%€214k▲ 83.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100k€200k€300kOperating result 2021: €333k€333kNet result 2021: €291k€291kOperating result 2022: €42k€42kNet result 2022: €32k€32kOperating result 2023: €93k€93kNet result 2023: €68k€68kOperating result 2024: €157k€157kNet result 2024: €117k€117kOperating result 2025: €283k€283kNet result 2025: €214k€214k20212022202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 81% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €594k
Fixed assets €259k▲ 17.8%
Current assets €335k▲ 38.6%
Equity and liabilities €594k
Equity €286k▼ 29.3%
Debt €308k▲ 440%
The debt ratio rises from 12.4% to 51.9%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€303k
2024 · €174k
Cash flow
€234k
2024 · €134k
Solvency
48.1%
2024 · 87.6%
Current ratio
1.21
2024 · 4.23
Quick ratio
1.21
2024 · 4.23
Debt / equity
1.08
2024 · 0.14
ROE
75.0%
2024 · 28.9%
ROA
36.1%
2024 · 25.3%
Interest coverage
391.37
2024 · 406.31
Debt
€308k
2024 · €57k
Debt ≤ 1 year
€276k
2024 · €57k
Debt > 1 year
€32k
Income taxes
€69k
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€462k€594k
Fixed assets21/28€220k€259k
Tangible fixed assets22/27€220k€259k
Plant, machinery and equipment23€3k€2k
Furniture and vehicles24€18k€70k
Other tangible fixed assets26€199k€187k
Current assets29/58€241k€335k
Amounts receivable within one year40/41€122k€147k
Trade receivables40€106k€122k
Other amounts receivable41€17k€25k
Current investments50/53-€50k
Cash at bank and in hand54/58€113k€130k
Deferred charges and accrued income490/1€6k€8k
Equity and liabilities
Total equity and liabilities10/49€462k€594k
Equity10/15€404k€286k
Contributions10/11€19k€19k=
Reserves13€386k€267k
Distributable reserves133€386k€267k
Amounts payable17/49€57k€308k
Amounts payable after more than one year17-€32k
Financial debts170/4-€32k
Amounts payable within one year42/48€57k€276k
Current portion of amounts payable after more than one year42-€16k
Financial debts43-€10k
Credit institutions430/8-€10k
Trade debts44€1k€3k
Suppliers440/4€1k€3k
Taxes, remuneration and social security45€56k€29k
Taxes450/3€52k€25k
Remuneration and social security454/9€4k€4k
Other amounts payable47/48-€218k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€19k
Other operating charges640/8€690€544
Gross operating margin9900€175k€303k
Operating profit (loss)9901€157k€283k
Financial income75/76B€0€1k
Recurring financial income75€0€1k
Financial charges65/66B€429€773
Recurring financial charges65€429€773
Profit (loss) for the period before taxes9903€156k€284k
Income taxes67/77€40k€69k
Profit (loss) for the period9904€117k€214k
Profit (loss) for the period to be appropriated9905€117k€214k
Appropriation of the result
Profit (loss) to be appropriated9906€117k€214k
Transfer from equity791/2-€119k
Transfer to equity691/2€117k-
To other reserves6921€117k-
Profit to be distributed694/7-€333k
Return on contributions (dividend)694-€333k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
09-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 9 days late
2024
31-12
Financial Liquidity triplescurrent ratio 4.23
Current ratio from 1.30 to 4.23; short-term debt falls from €209k to €57k.
27-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial Weakest financial yearnet €32k ▼89.1%
Net result drops to €32k, the lowest in the series; recovery starts the following year.
27-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2018net €291k ▲8.8%
Net result €291k, the highest in the series.
31-12
Financial Equity above €1MEq €1.01M ▲40.7%
4 profitable years in a row build equity to €1.01M.
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial Equity above €500kEq €715k ▲61.9%
3 profitable years in a row build equity to €715k.
30-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
09-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2017
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Lichtekouterstraat(KRU) 39770 Kruisem
Ground area
8,688 m²
Building footprint
238 m²
Volume, LiDAR
895 m³
Parcel 45017A1301/00C000, Flanders · tallest building 9.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
EV GN
Lichtekouterstraat(KRU) 3, 9770 KruisemActivities of notaries
since 20172.262.882.613
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45017A1301/00C000 Flanders 8,688 m² 1 · 238 m² 9.1 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

254900G6FIXWTLHZHH93
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 2,258 companies in sector 69102 we hold annual accounts for 1,754. 1,370 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded22-03-2017
Fiscal year end31-12
Activities, NACEBEL
69102Activities of notaries
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.