EUROTYM
ActiveThe computed 12-month bankruptcy probability of EUROTYM is 2.2% (moderate). The annual accounts of EUROTYM for fiscal year 2024 show a net loss of 52% of the equity at the start of that year. The 2024 annual accounts show equity of €76k and a net result of €-81k. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 27% of 9982 sector peers (fiscal year 2024). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
33
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-66
Solvency44▼-19
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.21 against 1.57 in 2023; short-term debt: 80.5% and cash: 10.2% of total assets), and 80.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
19.5%
Return on assets
-20.8%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
78 d late
2022
71 d late
2021
77 d late
2020
90 d late
2019
102 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€76k▼ 51.6%
2023 · €157k
2018: €55k
2019: €64k
2020: €106k
2021: €122k
2022: €127k
2023: €157k
2018 → 2024
Total assets
€389k▼ 4.5%
2023 · €408k
2018: €139k
2019: €176k
2020: €438k
2021: €314k
2022: €590k
2023: €408k
2018 → 2024
Net result
€-81k
2023 · €18k
2018: €9k
2019: €9k
2020: €41k
2021: €16k
2022: €5k
2023: €18k
2018 → 2024
Working capital
€66k▼ 53.5%
2023 · €142k
2018: €53k
2019: €52k
2020: €93k
2021: €109k
2022: €120k
2023: €142k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€106k-€122k▲ 14.8%€127k▲ 4.2%€157k▲ 23.6%€76k▼ 51.6%
Operating result€57k-€21k▼ 62.4%€7k▼ 65.3%€31k▲ 313%€-27k
Net result€41k-€16k▼ 62.1%€5k▼ 67.4%€18k▲ 242%€-81k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €27k after €31k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €389k
Fixed assets
€10k▼ 33.2%
Current assets
€380k▼ 3.5%
Equity and liabilities €389k
Equity
€76k▼ 51.6%
Debt
€313k▲ 24.9%
The debt ratio rises from 61.6% to 80.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-26k▼
2023 · €31k
Cash flow
€-80k▼
2023 · €18k
Solvency
19.5%▼
2023 · 38.4%
Current ratio
1.21▼
2023 · 1.57
Quick ratio
1.05▼
2023 · 1.57
Debt / equity
4.14▲
2023 · 1.60
ROE
-106.8%▼
2023 · 11.2%
ROA
-20.8%▼
2023 · 4.3%
Interest coverage
-0.47▼
2023 · 5.03
Debt
€313k▲
2023 · €251k
Debt ≤ 1 year
€313k▲
2023 · €251k
Staff costs
€207k▲
2023 · €87k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€408k€389k▼
Fixed assets21/28€14k€10k▼
Tangible fixed assets22/27€1k€3k▲
Plant, machinery and equipment23€1k€3k▲
Financial fixed assets28€13k€7k▼
Current assets29/58€393k€380k▼
Stocks and contracts in progress3-€52k
Stocks30/36-€52k
Amounts receivable within one year40/41€377k€285k▼
Trade receivables40€354k€259k▼
Other amounts receivable41€23k€26k▲
Cash at bank and in hand54/58€14k€40k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€408k€389k▼
Equity10/15€157k€76k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€136k€55k▼
Amounts payable17/49€251k€313k▲
Amounts payable within one year42/48€251k€313k▲
Trade debts44€224k€297k▲
Suppliers440/4€224k€297k▲
Taxes, remuneration and social security45€25k€15k▼
Taxes450/3€6k€6k=
Remuneration and social security454/9€20k€9k▼
Other amounts payable47/48€2k€2k▼
Income statement
Code20232024
Remuneration, social security and pensions62€87k€207k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€258€1k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€11k-
Other operating charges640/8€3k€73k▲
Gross operating margin9900€131k€254k▲
Operating profit (loss)9901€31k€-27k▼
Financial income75/76B€0€2k▲
Recurring financial income75€0€2k▲
Financial charges65/66B€6k€55k▲
Recurring financial charges65€6k€55k▲
Profit (loss) for the period before taxes9903€25k€-81k▼
Income taxes67/77€7k-
Profit (loss) for the period9904€18k€-81k▼
Profit (loss) for the period to be appropriated9905€18k€-81k▼
Appropriation of the result
Profit (loss) to be appropriated9906€136k€55k▼
Profit (loss) brought forward from the previous period14P€119k€136k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet €-81k ▼561%
Net result drops to €-81k, the lowest in the series.
17-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 78 days late
2023
31-12
Financial
Equity above €150kEq €157k ▲23.6%
6 profitable years in a row build equity to €157k.
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 71 days late
2022
16-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 77 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
31-12
Financial
Highest result since 2018net €41k ▲349%
Operating result €57k, net result €41k, both a record.
31-12
Financial
Equity above €100kEq €106k ▲64.4%
3 profitable years in a row build equity to €106k.
10-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 102 days late
2019
25-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 56 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
09-01
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 162 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lennikse Baan 1931070 AnderlechtGround area
7,223 m²
Building footprint
1,830 m²
Volume, LiDAR
19,333 m³
2 parcels, Brussels · tallest building 18.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
EUROTYM
since 20142.236.475.550
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21682C0142/00A004 | Brussels | 4,483 m² | 1 · 617 m² | 18.7 m · 3 fl. |
| 21308H0697/00F000 | Brussels | 2,740 m² | 1 · 1,212 m² | 14.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LENISA AND CO
BE 0782.571.056
Kraainem · Eq €76k
CARDOSOCONSTRUCT
BE 0771.835.928
Kraainem · Eq €76k
Ver-Hey
BE 0728.967.668
Lille · Eq €76k
L&S Services
BE 0546.706.648
Overijse · Eq €76k
D.L. BATIMENT
BE 0449.184.135
Beauraing · Eq €76k
Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 13,201 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-10-2014
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43350Other building finishing work
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43421Specialised construction activities
43990Other specialised construction activities
43992Specialised construction activities
43999Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.