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EUROSTYLE

Active
Private limited companyfounded 199729 yrs activeRue Mitoyenne 350, 4710 Lontzen, BelgiumKBO/BCE: BE 0460.264.406

EUROSTYLE has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.45M and a net result of €-219k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 86% of 7932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
62 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▼-11
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 3.32 against 4.29 in 2024; short-term debt: 14.2% and cash: 10.5% of total assets), and 17.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 29 years 0 30 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
82.7%
Return on assets
-12.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year €-219k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 d early
2024
5 d early
2023
12 d early
2022
30 d late
2021
31 d late
2020
31 d late
2019
23 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-219k▼ 152%
2024 · €-87k
2018: €233k 2019: €239k 2020: €45k 2021: €54k 2022: €16k 2023: €33k 2024: €-87k
2018 → 2025
Working capital
€579k▼ 31.7%
2024 · €848k
2018: €1.19M 2019: €1.16M 2020: €1.21M 2021: €1.22M 2022: €1.22M 2023: €907k 2024: €848k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€1.96M-€1.97M▲ 0.7%€1.85M▼ 6.1%€1.76M▼ 4.9%€1.45M▼ 17.6%
Operating result€70k-€25k▼ 64.2%€36k▲ 45.2%€-94k€-231k▼ 145%
Net result€54k-€16k▼ 70.1%€33k▲ 108%€-87k€-219k▼ 152%
Result per fiscal year
Operating resultNet result
€-300k€-200k€-100k€0€100kOperating result 2021: €70k€70kNet result 2021: €54k€54kOperating result 2022: €25k€25kNet result 2022: €16k€16kOperating result 2023: €36k€36kNet result 2023: €33k€33kOperating result 2024: €-94k€-94kNet result 2024: €-87k€-87kOperating result 2025: €-231k€-231kNet result 2025: €-219k€-219k20212022202320242025
The operating result stays negative: a loss of €231k in 2025 against €94k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.76M
Fixed assets €929k▼ 7.1%
Current assets €829k▼ 25.1%
Equity and liabilities €1.76M
Equity €1.45M▼ 17.6%
Provisions €4k▲ 8.0%
Debt €300k▼ 11.4%
The debt ratio rises from 16.1% to 17.1%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-161k
2024 · €-6k
Cash flow
€-149k
2024 · €2k
Solvency
82.7%
2024 · 83.7%
Current ratio
3.32
2024 · 4.29
Quick ratio
1.98
2024 · 2.81
Debt / equity
0.21
2024 · 0.19
ROE
-15.1%
2024 · -4.9%
ROA
-12.5%
2024 · -4.1%
Interest coverage
-5.46
2024 · -0.13
Debt
€300k
2024 · €339k
Debt ≤ 1 year
€249k
2024 · €258k
Debt > 1 year
€51k
2024 · €81k
Income taxes
€731
2024 · €563
Staff costs
€672k
2024 · €658k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€2.11M€1.76M
Fixed assets21/28€1.00M€929k
Intangible fixed assets21€3k€1k
Tangible fixed assets22/27€993k€924k
Land and buildings22€939k€896k
Plant, machinery and equipment23-€2k
Furniture and vehicles24€54k€25k
Financial fixed assets28€4k€4k=
Current assets29/58€1.11M€829k
Stocks and contracts in progress3€382k€335k
Stocks30/36€382k€335k
Amounts receivable within one year40/41€113k€136k
Trade receivables40€101k€127k
Other amounts receivable41€12k€10k
Current investments50/53€265k€148k
Cash at bank and in hand54/58€320k€184k
Deferred charges and accrued income490/1€26k€25k
Equity and liabilities
Total equity and liabilities10/49€2.11M€1.76M
Equity10/15€1.76M€1.45M
Contributions10/11€19k€19k=
Reserves13€1.69M€1.38M
Tax-exempt reserves132€59k€57k
Distributable reserves133€1.64M€1.32M
Profit (loss) carried forward14€7k€11k
Investment grants15€44k€42k
Provisions and deferred taxes16€4k€4k
Deferred taxes168€4k€4k
Amounts payable17/49€339k€300k
Amounts payable after more than one year17€81k€51k
Financial debts170/4€81k€51k
Amounts payable within one year42/48€258k€249k
Current portion of amounts payable after more than one year42€29k€30k
Trade debts44€64k€61k
Suppliers440/4€64k€61k
Taxes, remuneration and social security45€150k€153k
Taxes450/3€73k€62k
Remuneration and social security454/9€77k€91k
Other amounts payable47/48€14k€5k
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Remuneration, social security and pensions62€658k€672k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€89k€70k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k€14
Other operating charges640/8€14k€17k
Gross operating margin9900€668k€528k
Operating profit (loss)9901€-94k€-231k
Financial income75/76B€53k€43k
Recurring financial income75€53k€43k
Financial charges65/66B€45k€30k
Recurring financial charges65€45k€30k
Profit (loss) for the period before taxes9903€-87k€-218k
Transfer from deferred taxes780€674€430
Transfer to deferred taxes680-€729
Income taxes67/77€563€731
Profit (loss) for the period9904€-87k€-219k
Transfer from tax-exempt reserves789€2k€2k=
Profit (loss) for the period to be appropriated9905€-85k€-217k
Appropriation of the result
Profit (loss) to be appropriated9906€-83k€-211k
Profit (loss) brought forward from the previous period14P€2k€7k
Transfer from equity791/2€90k€312k
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€0€90k
Return on contributions (dividend)694€0€90k
Social balance
Average headcount (FTE)90878.88.2

The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Weakest financial yearnet €-219k
Net result drops to €-219k, the lowest in the series.
26-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
19-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
30-08
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial Liquidity triplescurrent ratio 7.80
Current ratio from 2.80 to 7.80; short-term debt falls from €641k to €179k.
08-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial Highest result since 2018net €239k ▲2.6%
Operating result €340k, net result €239k, both a record.
25-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
05-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
13-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lontzen · 1 establishment unit since 1997
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Mitoyenne 3504710 Lontzen
Ground area
4,497 m²
Building footprint
1,724 m²
Parcel 63048E0332/00A002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue Mitoyenne 350, 4710 Lontzen
NACE 5141003
since 19972.081.296.435
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63048E0332/00A002 Wallonia 4,497 m² 1 · 1,724 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Lontzen2.081.296.435
1 permission
Detailhandel LM>3 maand · since 06-11-2023

Similar companies · same sector, comparable size

Of 6,157 companies in sector 46190 we hold annual accounts for 2,567. 979 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded21-03-1997
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
46492Wholesale trade
51475
46499Wholesale of other household goods
51478
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.