EUROPSYCHO
ActiveEUROPSYCHO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €74k and a net result of €71k. Its solvency ranks better than 95% of 19907 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
short-term debt: 0.7% and cash: 88.3% of total assets, and 0.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-08-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
12 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€74k
Total assets
€75k
Net result
€71k
Working capital
€72k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €74k
Fixed assets
€2k
Current assets
€72k
Equity and liabilities €75k
Equity
€74k
Debt
€492
Debt finances 0.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€139k
Cash flow
€73k
Solvency
99.3%
Debt / equity
0.01
ROE
95.9%
ROA
95.3%
Debt
€492
Debt ≤ 1 year
€492
Income taxes
€66k
A ratio outside any meaningful range has been withheld (balance sheet total €75k, equity €74k).
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€75k
Formation expenses20€442
Fixed assets21/28€2k
Tangible fixed assets22/27€2k
Furniture and vehicles24€2k
Current assets29/58€72k
Amounts receivable within one year40/41€6k
Trade receivables40€423
Other amounts receivable41€6k
Cash at bank and in hand54/58€66k
Deferred charges and accrued income490/1€530
Equity and liabilities
Total equity and liabilities10/49€75k
Equity10/15€74k
Contributions10/11€3k
Profit (loss) carried forward14€71k
Amounts payable17/49€492
Amounts payable within one year42/48€492
Other amounts payable47/48€492
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€387
Gross operating margin9900€139k
Operating profit (loss)9901€137k
Financial income75/76B€1
Recurring financial income75€1
Profit (loss) for the period before taxes9903€137k
Income taxes67/77€66k
Profit (loss) for the period9904€71k
Profit (loss) for the period to be appropriated9905€71k
Appropriation of the result
Profit (loss) to be appropriated9906€71k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Belliardstraat 1411040 EtterbeekGround area
599 m²
Building footprint
530 m²
Volume, LiDAR
10,878 m³
Parcel 21005A0226/00S000, Brussels · tallest building 25.5 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
EUROPSYCHO
since 20242.357.852.838
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21005A0226/00S000 | Brussels | 599 m² | 1 · 530 m² | 25.5 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Legal Entity Identifier
8755009364ZDQCNRT036
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Of 5,524 companies in sector 86931 we hold annual accounts for 550. 435 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-04-2024
Fiscal year end31-12
Activities, NACEBEL
86904Human health activities
86931Psychology services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.