EUROP SERVICES

Active

Private limited companyfounded 199036 yrs activeKapucijnenstraat 52, 8400 Oostende, BelgiumKBO/BCE: BE 0441.889.240

Summary

EUROP SERVICES has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €55,370. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 65% of 1559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

EUROP SERVICESActiveChecked score 93/100

Risk analysis Report Compare

Activity

Hotels and similar accommodation

NACE 55100

#10 company by equity in Ostend, Accommodation and food service sector

Size

€3.1mtotal assets 2025

Equity: €1.2m
Profit: €55,370

Turnover not published (abridged schema)

Financial health

93 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.1%

Structure

Accounts filed 31 d late0 of 4 deeds read

Why 93- Latest accounts 31 days late; 1 of the last 3 late+ Size: total assets €3.1m+ Founded in 1990+ Figures for FY 2025 (filed 31-08-2026)Show the evidence

Checked score

Score 2025

93 / 100

Excellent

Probability in this band: under 0.55%

Better than 59% of its sector peers (NACE 55, small)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Average

Solvency 63+61

equity 37.7% of total assets

Liquidity 21+20

short-term debt 62.3% · cash 3.2%

Profitability 71+4

return on assets 1.8%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (579 companies)

Last 24 months 11-2024: 0.4% 12-2024: 0.4%● 0.0% vs 11-2024 01-2025: 0.4%● 0.0% vs 12-2024 02-2025: 0.5%▲ +5.4% vs 01-2025 03-2025: 0.5%● 0.0% vs 02-2025 04-2025: 0.4%▼ -3.6% vs 03-2025 05-2025: 0.5%▲ +11.1% vs 04-2025 06-2025: 0.6%▲ +11.0% vs 05-2025 07-2025: 0.8%▲ +50.0% vs 06-2025 08-2025: 1.2%▲ +49.7% vs 07-2025 09-2025: 1.6%▲ +25.5% vs 08-2025highest value 10-2025: 0.5%▼ -66.9% vs 09-2025 11-2025: 0.5%● 0.0% vs 10-2025 12-2025: 0.5%● 0.0% vs 11-2025 01-2026: 0.5%● 0.0% vs 12-2025 02-2026: 0.5%▲ +5.2% vs 01-2026 03-2026: 0.5%● 0.0% vs 02-2026 04-2026: 0.6%▲ +1.7% vs 03-2026 05-2026: 0.6%▲ +12.3% vs 04-2026 06-2026: 0.7%▲ +8.9% vs 05-2026 07-2026: 0.8%▲ +13.8% vs 06-2026 08-2026: 1.5%▲ +90.5% vs 07-2026 09-2026: 0.1%▼ -91.9% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value

Size: total assets €3.1m lowers the probability for this profile
Founded in 1990 lowers the probability for this profile
Latest accounts 31 days late; 1 of the last 3 late raises the probability
Figures for FY 2025 (filed 31-08-2026) lowers the probability

Credit up to €100,000 at 30 days acceptable

Liquidity short (current ratio 0.12 against 0.01 in 2024; short-term debt: 62.3% and cash: 3.2% of total assets), and 62.3% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 55, small). Better than this share of them on solvency 59%, liquidity 12%, profitability 69%, growth against the median 97%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €3.1m

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Founded in 1990

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Latest accounts 31 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Figures for FY 2025 (filed 31-08-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

31 d late

2024

28 d late

2023

30 d late

2022

17 d late

2021

22 d late

2020

27 d late

2019

95 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 36 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

05-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

31-08-26 Annual accounts filedfiscal year 2025 · micro…
31-12-25 Back to profitnet €55,370
31-12-25 Equity above €1mEq €1.2m

Key points

Positive: Back in profit in 2025after -€23,715 in 2024 €55,370 View
Positive: Among the best 5% on equitysector median €46,996 · 1,561 companies €1.2m View
Active since 1990founded 29-08-1990 36 years View