Financials
- Fiscal year
- 2024
- Total assets
- €382,563
- Loss
- -€246,456
- Solvency
- 44.7%
Total assets▼ 39.0%
Net result
20232024
Europ
ActiveSummary
The computed 12-month bankruptcy probability of Europ is 2.7% (moderate). The annual accounts of Europ for fiscal year 2024 show a net loss of 64% of total assets and of 59% of the equity at the start of that year. The 2024 annual accounts show equity of €170,861 and a net result of -€246,456. Its solvency ranks better than 61% of 19372 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Real estate agency activities
NACE 68310NACE 68311
1 site
Size
€382,563total assets 2024
- Equity
- €170,861
- Loss
- -€246,456
Turnover not published (abridged schema)
Structure
Accounts 63 d overdue0 of 1 deed read
Why 51- Figures for FY 2024 (filed 20-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 71 days late; 2 of the last 3 late- Loss of €246,456 (FY 2024)+ Sector Real estate activities (NACE 68)Show the evidence
Checked score
Score 2024
51
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 34% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
70-22
equity 44.7% of total assets
Liquidity
51-34
short-term debt 55.3% · cash 23.7%
Profitability
1-99
return on assets -64.4%
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 8 months
03-2026: 0.9%
04-2026: 0.9%▲ +1.8% vs 03-2026
05-2026: 0.8%▼ -4.9% vs 04-2026
06-2026: 0.7%▼ -13.1% vs 05-2026
07-2026: 0.7%▼ -0.3% vs 06-2026lowest value
08-2026: 1.2%▲ +67.9% vs 07-2026
09-2026: 1.6%▲ +27.1% vs 08-2026
10-2026: 2.7%▲ +70.5% vs 09-2026highest value
- Figures for FY 2024 (filed 20-10-2025) raises the probability
- 1 financial year not filed after the legal deadline; latest accounts 71 days late; 2 of the last 3 late raises the probability
- Loss of €246,456 (FY 2024) raises the probability
- Sector Real estate activities (NACE 68) lowers the probability
Credit up to €8,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.43 against 2.73 in 2023; short-term debt: 55.3% and cash: 23.7% of total assets), and 55.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 60%, liquidity 57%, profitability 9%, growth against the median 10%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
71 d late
2023
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 66 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2024
- 10-10-2025Annual accounts filed
- 30-09-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Real estate agency activitiesNACE 68310
- Founded
- 11-10-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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