EUROMETROPOLITAN E-CAMPUS
ActiveEUROMETROPOLITAN E-CAMPUS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.92M and a net result of €25k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 84% of 435 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▲+16
Solvency100▲+1
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €300k at 30 days acceptable
Liquidity ample (current ratio 1.73 against 1.2 in 2024; short-term debt: 9.9% and cash: 3.8% of total assets), and 16.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.5%
Return on assets
0.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 9 filingsDeviation from the deadline
2025
5 d late
2024
24 d early
2023
23 d early
2022
18 d early
2021
10 d late
2020
9 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€25k▲ 209%
2024 · €8k
2018: €-14k
2019: €7k
2020: €5k
2021: €-2k
2022: €15k
2024: €8k
2018 → 2025
Working capital
€341k▲ 43.7%
2024 · €237k
2018: €2.08M
2019: €1.62M
2020: €1.04M
2021: €703k
2022: €478k
2024: €237k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€4.67M-€4.56M▼ 2.2%€4.47M▼ 2.1%€4.07M▼ 9.0%€3.92M▼ 3.7%
Operating result€-200k-€-321k▼ 60.5%€-265k▲ 17.2%€-157k▲ 41.0%€-139k▲ 11.5%
Net result€5k-€-2k€15k€8k▼ 44.1%€25k▲ 209%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €139k in 2025 against €157k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.69M
Fixed assets
€3.89M▼ 4.3%
Current assets
€806k▼ 43.2%
Equity and liabilities €4.69M
Equity
€3.92M▼ 3.7%
Debt
€776k▼ 45.2%
The debt ratio falls from 25.8% to 16.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€38k▲
2024 · €26k
Cash flow
€201k▲
2024 · €190k
Solvency
83.5%▲
2024 · 74.2%
Current ratio
1.73▲
2024 · 1.20
Quick ratio
1.73▲
2024 · 1.20
Debt / equity
0.20▼
2024 · 0.35
ROE
0.6%▲
2024 · 0.2%
ROA
0.5%▲
2024 · 0.1%
Interest coverage
3.49▲
2024 · 1.57
Debt
€776k▼
2024 · €1.42M
Debt ≤ 1 year
€466k▼
2024 · €1.18M
Debt > 1 year
€284k▲
2024 · €232k
Income taxes
€708
Staff costs
€390k▼
2024 · €558k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.48M€4.69M▼
Fixed assets21/28€4.06M€3.89M▼
Tangible fixed assets22/27€4.06M€3.89M▼
Land and buildings22€4.04M€3.89M▼
Plant, machinery and equipment23€24k-
Current assets29/58€1.42M€806k▼
Amounts receivable within one year40/41€832k€269k▼
Trade receivables40€87k€9k▼
Other amounts receivable41€745k€260k▼
Current investments50/53-€350k
Cash at bank and in hand54/58€584k€178k▼
Deferred charges and accrued income490/1€4k€10k▲
Equity and liabilities
Total equity and liabilities10/49€5.48M€4.69M▼
Equity10/15€4.07M€3.92M▼
Profit (loss) carried forward14€19k€45k▲
Investment grants15€4.05M€3.87M▼
Amounts payable17/49€1.42M€776k▼
Amounts payable after more than one year17€232k€284k▲
Advances received on contracts in progress176€3k€55k▲
Other amounts payable178/9€229k€229k=
Amounts payable within one year42/48€1.18M€466k▼
Financial debts43€350k-
Credit institutions430/8€350k-
Trade debts44€154k€49k▼
Suppliers440/4€154k€49k▼
Taxes, remuneration and social security45€75k€33k▼
Taxes450/3€27k-
Remuneration and social security454/9€48k€33k▼
Accrued charges and deferred income492/3€1k€26k▲
Income statement
Code20242025
Non-recurring operating income76A€3k-
Remuneration, social security and pensions62€558k€390k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€182k€176k▼
Other operating charges640/8€75k€48k▼
Non-recurring operating charges66A€37k-
Gross operating margin9900€696k€476k▼
Operating profit (loss)9901€-157k€-139k▲
Financial income75/76B€181k€175k▼
Recurring financial income75€181k€175k▼
Financial charges65/66B€16k€11k▼
Recurring financial charges65€16k€11k▼
Profit (loss) for the period before taxes9903€8k€26k▲
Income taxes67/77-€708
Profit (loss) for the period9904€8k€25k▲
Profit (loss) for the period to be appropriated9905€8k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€45k▲
Profit (loss) brought forward from the previous period14P€11k€19k▲
Social balance
Average headcount (FTE)90877.74.6▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 5 days late
2025
31-12
Financial
Highest result since 2018net €25k ▲209%
Operating result €-139k, net result €25k, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 10 days late
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
04-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 35 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2019
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
04-11-2019
Giuseppe PAGANO: Resigned as Director
04-11-2019
Hans ISAAC: Resigned as Director
04-11-2019
MAS Martine: Resigned as Director
29-06-2018
DE CONINCK Philippe: Resigned as Director
05-09-2016
Annemie SCHAUS: Resigned as Director
12-07-2013
Alain D'Haene: Resigned as Director
12-07-2013
JOURQUIN Bart: Resigned as Director
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Progrès(FRY) 247503 TournaiGround area
2,550 m²
Building footprint
585 m²
Volume, LiDAR
3,918 m³
Parcel 57031B0362/00C005, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EUROMETROPOLITAN E-CAMPUS
since 20112.204.528.106
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57031B0362/00C005 | Wallonia | 2,550 m² | 1 · 585 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Wallonia-Brussels Federation
2023 to 2025 · 10 entries · 1,727,280 EUR in total| Year | Entries | paid |
|---|---|---|
| 2025 | 5 | 734,039 EUR |
| 2024 | 3 | 517,737 EUR |
| 2023 | 2 | 475,504 EUR |
Budget allocations
Structures collectives d'enseignement supérieur
Subventions pour la mise en œuvre de projets INTERREG dans le domaine du supérieur, de l'enseignement pour adultes et de larecherche scientifique
Subventions pour la mise en œuvre de projets INTERREG dans le domaine du supérieur, de la promotion sociale et de la recherche scientifique
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Of 3,017 companies in sector 85592 we hold annual accounts for 987. 259 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded15-07-2011
Fiscal year end31-12
Abbreviation FR
Ee-C
Activities, NACEBEL
85592Vocational training
85699Other educational support services
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.