EUROMAYA
ActiveSummary
The computed 12-month bankruptcy probability of EUROMAYA is 1.9% (moderate). The 2025 annual accounts show equity of €97k and a net result of €81k. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 40% of 960 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+14
Solvency57▼-16
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.89 against 1.68 in 2024; short-term debt: 60.7% and cash: 21% of total assets), and 68.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.7%
Return on assets
26.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
35 d early
2024
4 d late
2023
16 d early
2022
40 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€97k▼ 27.4%
2024 · €133k
2022: €87k
2023: €95k
2024: €133k
2022 → 2025
Total assets
€305k▲ 11.1%
2024 · €275k
2022: €210k
2023: €231k
2024: €275k
2022 → 2025
Net result
€81k▲ 110%
2024 · €38k
2022: €72k
2023: €6k
2024: €38k
2022 → 2025
Working capital
€-21k
2024 · €69k
2022: €37k
2023: €28k
2024: €69k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€87k-€95k▲ 9.4%€133k▲ 39.9%€97k▼ 27.4%
Operating result€85k-€13k▼ 84.9%€54k▲ 323%€106k▲ 95.0%
Net result€72k-€6k▼ 91.3%€38k▲ 517%€81k▲ 110%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 95% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €305k
Fixed assets
€140k ▲ 33.2%
Current assets
€165k ▼ 2.6%
Equity and liabilities €305k
Equity
€97k ▼ 27.4%
Provisions
€240 ▼ 33.3%
Debt
€208k ▲ 47.5%
Debt's share of the balance-sheet total rises from 51.4% to 68.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€155k▲
2024 · €93k
Cash flow
€130k▲
2024 · €77k
Current ratio
0.89▼
2024 · 1.68
Debt to equity
2.15▲
2024 · 1.06
ROE
83.5%▲
2024 · 28.9%
ROA
26.4%▲
2024 · 14.0%
Interest coverage
35.65▲
2024 · 15.83
Debt ≤ 1 year
€185k▲
2024 · €101k
Debt > 1 year
€23k▼
2024 · €40k
Income taxes
€22k▲
2024 · €11k
Staff costs
€183k▲
2024 · €168k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€275k€305k▲
Fixed assets21/28€105k€140k▲
Tangible fixed assets22/27€104k€139k▲
Plant, machinery and equipment23-€706
Furniture and vehicles24€37k€76k▲
Leasing and similar rights25€67k€44k▼
Other tangible fixed assets26-€18k
Financial fixed assets28€2k€2k=
Current assets29/58€169k€165k▼
Amounts receivable within one year40/41€89k€97k▲
Trade receivables40€89k€97k▲
Other amounts receivable41€53€71▲
Cash at bank and in hand54/58€61k€64k▲
Deferred charges and accrued income490/1€20k€4k▼
Equity and liabilities
Total equity and liabilities10/49€275k€305k▲
Equity10/15€133k€97k▼
Contributions10/11€15k€15k=
Reserves13€117k-
Distributable reserves133€117k-
Profit (loss) carried forward14-€81k
Investment grants15€1k€960▼
Provisions and deferred taxes16€360€240▼
Deferred taxes168€360€240▼
Amounts payable17/49€141k€208k▲
Amounts payable after more than one year17€40k€23k▼
Financial debts170/4€40k€23k▼
Amounts payable within one year42/48€101k€185k▲
Current portion of amounts payable after more than one year42€16k€18k▲
Trade debts44€48k€15k▼
Suppliers440/4€48k€15k▼
Taxes, remuneration and social security45€35k€55k▲
Taxes450/3€11k€17k▲
Remuneration and social security454/9€24k€38k▲
Other amounts payable47/48€1k€98k▲
Income statement
Code20242025
Non-recurring operating income76A-€454
Remuneration, social security and pensions62€168k€183k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€49k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€263k€340k▲
Operating profit (loss)9901€54k€106k▲
Financial income75/76B€764€2k▲
Recurring financial income75€764€2k▲
Financial charges65/66B€6k€4k▼
Recurring financial charges65€6k€4k▼
Profit (loss) for the period before taxes9903€49k€103k▲
Transfer from deferred taxes780€120€120=
Income taxes67/77€11k€22k▲
Profit (loss) for the period9904€38k€81k▲
Profit (loss) for the period to be appropriated9905€38k€81k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€81k▲
Transfer from equity791/2-€117k
Transfer to equity691/2€38k-
To other reserves6921€38k-
Profit to be distributed694/7-€117k
Return on contributions (dividend)694-€117k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €81k ▲110%
Operating result €106k, net result €81k, both a record.
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
31-12
Financial
Equity above €100kEq €133k ▲39.9%
3 profitable years in a row build equity to €133k.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €6k ▼91.3%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Statiestraat 1382070 Beveren-Kruibeke-ZwijndrechtGround area
141 m²
Building footprint
132 m²
Volume, LiDAR
763 m³
Parcel 11056B0714/00L003, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EUROMAYA
since 20222.328.250.814
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11056B0714/00L003 | Flanders | 141 m² | 1 · 132 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 3,000 EUR awarded · 3,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 3,000 EUR | 3,000 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Similar companies · same sector, comparable size
PERRYCO
BE 0449.953.108
Beveren-Kruibeke-Zwijndrecht · Eq €97,097
KAZAJ
BE 0759.960.950
Evere · Eq €97,297
TOP AUTOMOBILES
BE 0456.041.144
Nivelles · Eq €95,579
J-RIDE
BE 0743.889.931
Sint-Pieters-Leeuw · Eq €98,916
FLEET ASSISTANCE 24
BE 0798.754.121
Veurne · Eq €93,883
Of 1,725 companies in sector 52210 we hold annual accounts for 771. 565 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-02-2022
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
52210Service activities incidental to land transportation
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.