EUROMATIC
ActiveEUROMATIC has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €-110k. Equity is shrinking by ~14.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 12% of 27446 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
22
/ 100
Critical▼ -44 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency16▼-66
Growth32=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.01 against 5.43 in 2024), and 93.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.3%
Return on assets
-38.4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€110k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 27446 sector peers (2025).
NBB · sector comparisonPosition among 27446 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
39 d early
2023
6 d early
2022
27 d early
2021
26 d early
2020
15 d early
2019
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▼ 85.8%
2024 · €128k
2018: €226k
2019: €263k
2020: €281k
2021: €288k
2022: €214k
2023: €139k
2024: €128k
2018 → 2025
Total assets
€286k▼ 13.8%
2024 · €332k
2018: €594k
2019: €598k
2020: €587k
2021: €559k
2022: €465k
2023: €369k
2024: €332k
2018 → 2025
Net result
€-110k▼ 951%
2024 · €-10k
2018: €53k
2019: €51k
2020: €34k
2021: €43k
2022: €-10k
2023: €-75k
2024: €-10k
2018 → 2025
Working capital
€945▼ 99.3%
2024 · €129k
2018: €206k
2019: €255k
2020: €281k
2021: €271k
2022: €203k
2023: €132k
2024: €129k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€288k-€214k▼ 25.8%€139k▼ 35.1%€128k▼ 7.5%€18k▼ 85.8%
Operating result€60k-€-8k€-68k▼ 754%€-2k▲ 97.5%€-101k▼ 5,896%
Net result€43k-€-10k€-75k▼ 622%€-10k▲ 86.1%€-110k▼ 951%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €101k in 2025 against €2k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €286k
Fixed assets
€167k▼ 3.7%
Current assets
€119k▼ 24.8%
Equity and liabilities €286k
Equity
€18k▼ 85.8%
Debt
€268k▲ 31.5%
The debt ratio rises from 61.4% to 93.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-79k▼
2024 · €19k
Cash flow
€-89k▼
2024 · €10k
Solvency
6.3%▼
2024 · 38.6%
Current ratio
1.01▼
2024 · 5.43
Quick ratio
0.60▼
2024 · 3.33
Debt / equity
14.75▲
2024 · 1.59
ROE
-605.2%▼
2024 · -8.2%
ROA
-38.4%▼
2024 · -3.2%
Interest coverage
-9.23▼
2024 · 1.98
Debt
€268k▲
2024 · €204k
Debt ≤ 1 year
€118k▲
2024 · €29k
Debt > 1 year
€150k▼
2024 · €175k
Income taxes
€625▲
2024 · €572
Staff costs
€75k▲
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€332k€286k▼
Fixed assets21/28€174k€167k▼
Tangible fixed assets22/27€174k€167k▼
Land and buildings22€169k€149k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24-€14k
Financial fixed assets28€80€80=
Current assets29/58€158k€119k▼
Stocks and contracts in progress3€61k€48k▼
Stocks30/36€61k€48k▼
Amounts receivable within one year40/41€71k€70k▼
Trade receivables40€44k€37k▼
Other amounts receivable41€28k€33k▲
Cash at bank and in hand54/58€23k€1k▼
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€332k€286k▼
Equity10/15€128k€18k▼
Contributions10/11€20k€20k=
Reserves13€204k€204k=
Distributable reserves133€204k€204k=
Profit (loss) carried forward14€-96k€-206k▼
Amounts payable17/49€204k€268k▲
Amounts payable after more than one year17€175k€150k▼
Financial debts170/4€175k€150k▼
Amounts payable within one year42/48€29k€118k▲
Current portion of amounts payable after more than one year42€24k€25k▲
Financial debts43-€2k
Credit institutions430/8-€2k
Trade debts44€5k€78k▲
Suppliers440/4€5k€78k▲
Taxes, remuneration and social security45€764-
Remuneration and social security454/9€764-
Other amounts payable47/48-€13k
Income statement
Code20242025
Remuneration, social security and pensions62€35k€75k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€21k▲
Other operating charges640/8€7k€4k▼
Gross operating margin9900€61k€410▼
Operating profit (loss)9901€-2k€-101k▼
Financial income75/76B€1k€26▼
Recurring financial income75€1k€26▼
Financial charges65/66B€10k€9k▼
Recurring financial charges65€10k€9k▼
Profit (loss) for the period before taxes9903€-10k€-109k▼
Income taxes67/77€572€625▲
Profit (loss) for the period9904€-10k€-110k▼
Profit (loss) for the period to be appropriated9905€-10k€-110k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-96k€-206k▼
Profit (loss) brought forward from the previous period14P€-86k€-96k▼
Social balance
Average headcount (FTE)90870.8-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-110k
Net result drops to €-110k, the lowest in the series.
22-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
02-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, As · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ambachtslaan 113665 AsGround area
1,257 m²
Building footprint
341 m²
Volume, LiDAR
1,956 m³
Parcel 71002C0466/00P049, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EUROMATIC BVBA
since 19902.130.385.363
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71002C0466/00P049 | Flanders | 1,257 m² | 1 · 341 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
3 categoriesEUROMATIC BV36511
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Of 4,063 companies in sector 43240 we hold annual accounts for 1,614. 1,081 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-1990
Fiscal year end31-12
Activities, NACEBEL
43240Other construction installation
43299Specialised construction activities
43320Joinery installation
43230Insulation installation
43291Specialised construction activities
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.