EUROFLOR Group
ActiveEUROFLOR Group has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €354k and a net result of €55k. Equity is growing by ~31.6% per year across the filed fiscal years. Its solvency ranks better than 48% of 6537 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability75▼-3
Solvency56▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity tight (current ratio 1.33 against 1.26 in 2023; short-term debt: 56.7% and cash: 5.9% of total assets), and 68.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
56 d late
2023
12 d late
2022
on the day
2021
120 d late
2020
27 d late
2019
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€55k▼ 32.8%
2023 · €82k
2018: €8k
2019: €9k
2020: €73k
2021: €50k
2022: €41k
2023: €82k
2018 → 2024
Working capital
€214k▲ 16.3%
2023 · €184k
2018: €2k
2019: €-15k
2020: €37k
2021: €123k
2022: €145k
2023: €184k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€125k-€175k▲ 40.2%€216k▲ 23.5%€299k▲ 38.1%€354k▲ 18.5%
Operating result€98k-€70k▼ 28.3%€52k▼ 25.3%€118k▲ 125%€84k▼ 28.6%
Net result€73k-€50k▼ 30.9%€41k▼ 17.9%€82k▲ 99.9%€55k▼ 32.8%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 29% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.14M
Fixed assets
€279k▲ 7.8%
Current assets
€860k▼ 3.0%
Equity and liabilities €1.14M
Equity
€354k▲ 18.5%
Debt
€784k▼ 7.3%
The debt ratio falls from 73.9% to 68.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€162k▼
2023 · €173k
Cash flow
€134k▼
2023 · €138k
Solvency
31.1%▲
2023 · 26.1%
Current ratio
1.33▲
2023 · 1.26
Quick ratio
1.11▼
2023 · 1.12
Debt / equity
2.21▼
2023 · 2.83
ROE
15.6%▼
2023 · 27.6%
ROA
4.9%▼
2023 · 7.2%
Interest coverage
11.17▼
2023 · 19.81
Debt
€784k▼
2023 · €846k
Debt ≤ 1 year
€645k▼
2023 · €702k
Debt > 1 year
€135k▼
2023 · €141k
Income taxes
€14k▼
2023 · €27k
Staff costs
€631k▲
2023 · €576k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.14M€1.14M▼
Fixed assets21/28€258k€279k▲
Intangible fixed assets21€4k€2k▼
Tangible fixed assets22/27€254k€276k▲
Plant, machinery and equipment23€136k€108k▼
Furniture and vehicles24€103k€157k▲
Other tangible fixed assets26€14k€11k▼
Financial fixed assets28€405€405=
Current assets29/58€886k€860k▼
Stocks and contracts in progress3€99k€141k▲
Stocks30/36€99k€141k▲
Amounts receivable within one year40/41€746k€652k▼
Trade receivables40€743k€633k▼
Other amounts receivable41€3k€20k▲
Cash at bank and in hand54/58€41k€67k▲
Equity and liabilities
Total equity and liabilities10/49€1.14M€1.14M▼
Equity10/15€299k€354k▲
Contributions10/11€19k€19k=
Reserves13€277k€335k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€275k€333k▲
Profit (loss) carried forward14€3k€823▼
Amounts payable17/49€846k€784k▼
Amounts payable after more than one year17€141k€135k▼
Financial debts170/4€141k€135k▼
Amounts payable within one year42/48€702k€645k▼
Current portion of amounts payable after more than one year42€101k€90k▼
Trade debts44€387k€114k▼
Suppliers440/4€387k€114k▼
Taxes, remuneration and social security45€141k€109k▼
Taxes450/3€32k€19k▼
Remuneration and social security454/9€110k€90k▼
Other amounts payable47/48€73k€332k▲
Accrued charges and deferred income492/3€3k€3k=
Income statement
Code20232024
Remuneration, social security and pensions62€576k€631k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€56k€78k▲
Other operating charges640/8€9k€13k▲
Gross operating margin9900€759k€807k▲
Operating profit (loss)9901€118k€84k▼
Financial income75/76B€67€0▼
Recurring financial income75€67€0▼
Financial charges65/66B€9k€15k▲
Recurring financial charges65€9k€15k▲
Profit (loss) for the period before taxes9903€109k€69k▼
Income taxes67/77€27k€14k▼
Profit (loss) for the period9904€82k€55k▼
Profit (loss) for the period to be appropriated9905€82k€55k▼
Appropriation of the result
Profit (loss) to be appropriated9906€83k€59k▼
Profit (loss) brought forward from the previous period14P€1k€3k▲
Transfer to equity691/2€80k€58k▼
To other reserves6921€80k€58k▼
Social balance
Average headcount (FTE)908714.016.0▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 56 days late
2024
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 12 days late
2023
31-12
Financial
Highest result since 2018net €82k ▲99.9%
Operating result €118k, net result €82k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €200kEq €216k ▲23.5%
5 profitable years in a row build equity to €216k.
28-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 120 days late
2021
31-12
Financial
Equity above €150kEq €175k ▲40.2%
4 profitable years in a row build equity to €175k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 27 days late
2020
31-12
Financial
Equity above €100kEq €125k ▲139%
3 profitable years in a row build equity to €125k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 28 days late
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 20 days late
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Clavier · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Station 474560 ClavierGround area
1,712 m²
Building footprint
245 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Route d'Havelange 118, 5350 Ohey
since 20162.248.981.820
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61060A0035/00S000 | Wallonia | 1,251 m² | 1 · 105 m² | - |
| 92040C0178/00S000 | Wallonia | 461 m² | 1 · 140 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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FLEURS MARIE-THERESE
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BOTANICA BRUSSELS
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Of 3,387 companies in sector 47761 we hold annual accounts for 1,156. 876 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded12-01-2016
Fiscal year end31-12
Activities, NACEBEL
46220Wholesale trade
47761Retail sale of flowers, plants, seeds and fertilisers
25999Manufacture of fabricated metal products, except machinery and equipment
32990Other manufacturing not elsewhere classified
73110Advertising agencies
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.