EUROFINA
ActiveEUROFINA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €372k and a net result of €67k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 17% of 8589 sector peers (fiscal year 2025). The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 8589 sector peers (2025).
NBB · sector comparisonPosition among 8589 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
16 d early
2023
30 d early
2022
29 d late
2021
23 d early
2020
26 d early
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€372k▲ 0.4%
2024 · €370k
2018: €1.38M
2019: €1.52M
2020: €1.65M
2021: €1.73M
2022: €1.86M
2023: €1.87M
2024: €370k
2018 → 2025
Net result
€67k▼ 8.8%
2024 · €73k
2018: €110k
2019: €144k
2020: €131k
2021: €145k
2022: €130k
2023: €133k
2024: €73k
2018 → 2025
Total assets
€2.87M▼ 33.4%
2024 · €4.30M
2018: €3.98M
2019: €4.24M
2020: €3.86M
2021: €4.03M
2022: €4.20M
2023: €4.32M
2024: €4.30M
2018 → 2025
Solvency
13.0%▲ 4.4pp
2024 · 8.6%
2018: 34.6%
2019: 35.9%
2020: 42.8%
2021: 42.8%
2022: 44.3%
2023: 43.3%
2024: 8.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.73M-€1.86M▲ 7.5%€1.87M▲ 0.4%€370k▼ 80.2%€372k▲ 0.4%
Operating result€-260-€-7k▼ 2,658%€-17k▼ 132%€-32k▼ 93.8%€-17k▲ 46.6%
Net result€145k-€130k▼ 10.6%€133k▲ 2.6%€73k▼ 45.2%€67k▼ 8.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €17k in 2025 against €32k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.87M
Fixed assets
€1.02M▼ 65.1%
Current assets
€1.85M▲ 32.7%
Equity and liabilities €2.87M
Equity
€372k▲ 0.4%
Debt
€2.49M▼ 36.6%
The debt ratio falls from 91.4% to 87.0%: equity grows while debt is paid down.
Key figures and ratios
Solvency
13.0%▲
2024 · 8.6%
ROE
17.9%▼
2024 · 19.8%
ROA
2.3%▲
2024 · 1.7%
Debt
€2.49M▼
2024 · €3.93M
Debt ≤ 1 year
€140k▼
2024 · €1.63M
Debt > 1 year
€2.30M▲
2024 · €2.23M
Income taxes
€2k▼
2024 · €3k
Staff costs
€226k▲
2024 · €196k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.30M€2.87M▼
Fixed assets21/28€2.91M€1.02M▼
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Financial fixed assets28€2.91M€1.02M▼
Current assets29/58€1.39M€1.85M▲
Amounts receivable after more than one year29€175k€1.08M▲
Other amounts receivable291€175k€1.08M▲
Amounts receivable within one year40/41€1.03M€263k▼
Trade receivables40€132k€177k▲
Other amounts receivable41€896k€86k▼
Current investments50/53-€350k
Cash at bank and in hand54/58€11k€18k▲
Deferred charges and accrued income490/1€178k€139k▼
Equity and liabilities
Total equity and liabilities10/49€4.30M€2.87M▼
Equity10/15€370k€372k▲
Contributions10/11€297k€297k=
Reserves13€73k€73k=
Distributable reserves133€73k€73k=
Profit (loss) carried forward14€0€2k▲
Amounts payable17/49€3.93M€2.49M▼
Amounts payable after more than one year17€2.23M€2.30M▲
Financial debts170/4€2.23M€2.30M▲
Amounts payable within one year42/48€1.63M€140k▼
Trade debts44€18k€10k▼
Suppliers440/4€18k€10k▼
Taxes, remuneration and social security45€44k€65k▲
Taxes450/3€8k€24k▲
Remuneration and social security454/9€36k€41k▲
Other amounts payable47/48€1.57M€65k▼
Accrued charges and deferred income492/3€71k€55k▼
Income statement
Code20242025
Remuneration, social security and pensions62€196k€226k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€211€0▼
Other operating charges640/8€3k€1k▼
Gross operating margin9900€167k€210k▲
Operating profit (loss)9901€-32k€-17k▲
Financial income75/76B€181k€142k▼
Recurring financial income75€181k€142k▼
Financial charges65/66B€73k€56k▼
Recurring financial charges65€73k€56k▼
Profit (loss) for the period before taxes9903€76k€69k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€73k€67k▼
Profit (loss) for the period to be appropriated9905€73k€67k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.49M€67k▼
Profit (loss) brought forward from the previous period14P€1.42M€0▼
Transfer from equity791/2€80k€0▼
Profit to be distributed694/7€1.57M€65k▼
Return on contributions (dividend)694€1.50M€0▼
Directors or managers695€70k€65k▼
Social balance
Average headcount (FTE)90871.82.0▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €67k ▼8.8%
Net result drops to €67k, the lowest in the series.
31-12
Financial
Liquidity times 15current ratio 13.20
Current ratio from 0.85 to 13.20; short-term debt falls from €1.63M to €140k.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity triplescurrent ratio 7.01
Current ratio from 2.26 to 7.01; short-term debt falls from €1.86M to €216k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €145k ▲10.8%
Operating result €-260, net result €145k, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 3 days late
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 20 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ter Reigerie 58800 RoeselareGround area
1.4 ha
Building footprint
1,030 m²
Volume, LiDAR
10,927 m³
Parcel 36504D0232/00T000, Flanders · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
EUROFINA
since 19932.062.164.174
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36504D0232/00T000 | Flanders | 1.4 ha | 1 · 1,029 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 13,717 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-04-1993
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.